Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

305 KELLET Way, St. Johns, FL 32259 (MLS# 2123693)

305 KELLET Way, St. Johns, FL 32259

$350,000

Virtual Tour

https://my.matterport.com/show/?m=VA28PXYcYg3&mls=1

Watersong amenity is designed for the enjoyment of Watersong residents & guests!

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,514 Lot Size (sq. ft.): 3,920 Status: Closed

Current Price: $350,000 List Date: 1/06/2026 Last Modified: 6/19/2026

Overview

Description

Designed for easy living, this upgraded villa in WaterSong at RiverTown stands out with added storage and true low-maintenance convenience. Unlike many similar floor plans, this home features enhanced garage storage, reinforced attic space with pull-down access, invisible fencing and thoughtful interior storage solutions ideal for seasonal or full-time living. The HOA simplifies ownership by covering exterior paint, roofs and gutters, termite protection, pressure washing, and lawn maintenance, giving you more time to enjoy the lifestyle. Built in 2020 by Mattamy Homes, this 2BR + dedicated office home offers luxury vinyl plank flooring throughout, a separate foyer, Nest thermostat, and owned security system. The kitchen features quartz countertops, island seating, natural gas cooktop, wall oven and microwave, decorative vent hood, stainless appliances, and pantry. The primary suite includes a tray ceiling, dual vanities, walk-in closet, and walk-in shower with marble tile walls.

Supplements: Relax and enjoy exclusive access to WaterSong amenities including a private clubhouse, fitness center, resort-style and lap pools, pickleball, bocce, spa, and social gathering areas, along with full access to RiverTown's RiverHouse and RiverClub amenities, trails, riverfront boardwalk, kayak launch, and community events. Conveniently located near D ... (Read more)

Listing Details MLS# 2123693

General Property Information

Bedrooms Total: 2
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1514
Living Area Source: Public Records
Year Built: 2020
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.09
Association YN: Yes
Association Fee: 411
Association Fee Frequency: Monthly
Association Fee 2: 53
Association Fee 2 Frequency: Annually
Association Name: Watersong at Rivertown HOA
Association Phone: 904-531-9230
CDD Fee YN: Yes
CDD Fee Amount: 1983.79
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Senior Community YN: Yes
Directions: From I-95, Exit 329 for CR 210 toward Green Cove Springs, West onto CR 210, continue straight onto Greenbriar Rd, turn left on Longleaf Pine Pkwy. Take Longleaf Pine Pkwy to Watersong entrance on right, enter through gate to Kellet Way turn right onto Kellet Way.
Public Remarks: Designed for easy living, this upgraded villa in WaterSong at RiverTown stands out with added storage and true low-maintenance convenience. Unlike many similar floor plans, this home features enhanced garage storage, reinforced attic space with pull-down access, invisible fencing and thoughtful interior storage solutions ideal for seasonal or full-time living. The HOA simplifies ownership by covering exterior paint, roofs and gutters, termite protection, pressure washing, and lawn maintenance, giving you more time to enjoy the lifestyle. Built in 2020 by Mattamy Homes, this 2BR + dedicated office home offers luxury vinyl plank flooring throughout, a separate foyer, Nest thermostat, and owned security system. The kitchen features quartz countertops, island seating, natural gas cooktop, wall oven and microwave, decorative vent hood, stainless appliances, and pantry. The primary suite includes a tray ceiling, dual vanities, walk-in closet, and walk-in shower with marble tile walls.
List Price/SqFt: 233.82
Sold Price/SqFt: 231.18

Property Features

Architectural Style: Traditional; Villa Levels: One Property Condition: Updated/Remodeled Rental Restrictions: 1 Year Appliances: Convection Oven; Dishwasher; Disposal; Electric Oven; Gas Cooktop; Microwave; Tankless Water Heater Interior Features: Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Smart Thermostat; Split Bedrooms; Walk-In Closet(s) Flooring: Laminate Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected Cooling: Central Air; Electric Heating: Electric Water Source: Public Sewer: Public Sewer Security Features: Key Card Entry; Security Gate Construction Materials: Frame; Vinyl Siding Patio And Porch Features: Covered; Front Porch; Patio; Screened Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear Current Use: Residential; Single Family Association Amenities: Barbecue; Clubhouse; Community Pool; Dog Park; Fitness Center; Gated; Jogging Path; Maintenance Grounds; Management - Full Time; Park; Pickleball; Tennis Court(s) Association Fee Includes: Insurance; Maintenance Grounds; Maintenance Structure; Security Community Features: Gated; Sidewalks Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Room Types: Bedroom 2; Dining Room; Family Room; Kitchen; Office; Primary Bedroom