Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3048 BELDEN Street 5, Jacksonville, FL 32207 (MLS# 2171848)

3048 BELDEN Street 5, Jacksonville, FL 32207

New Listing

$1,035

Property Type: Residential Lease Bedrooms: 2 Baths: 1 Square Footage: 950 Lot Size (sq. ft.): 18,731 Status: Active

Current Price: $1,035 List Date: 11/02/2026 Last Modified: 11/02/2026

Overview

Description

First floor apartment unit with spacious living room area. UPDATED KITCHEN! Updated bathroom as well. END UNIT! Washer/Dryer Hook Ups. Private exterior balcony and one car space parking. Water included. Tenant to verify square footage. Come see today!!

Listing Details MLS# 2171848

General Property Information

Bedrooms Total: 2
Bathrooms Full: Yes
Bathrooms Total: Yes
Unit Type: End Unit
Living Area: 950
Living Area Source: Estimated
Year Built: 1954
Accessory Dwelling Unit Y/N: No
Lot Size Acres: 0.43
Association YN: No
Accessibility Features YN: No
Garage YN: No
Carport YN: No
Waterfront YN: No
Stories: Yes
Stories Total: 2
Entry Level: Yes
Senior Community YN: No
Directions: From Beach Blvd or Spring Park Road: Corner of Walton and Belden Streets.
Public Remarks: First floor apartment unit with spacious living room area. UPDATED KITCHEN! Updated bathroom as well. END UNIT! Washer/Dryer Hook Ups. Private exterior balcony and one car space parking. Water included. Tenant to verify square footage. Come see today!!
List Price/SqFt: 1.09

Property Features

Additional Lease Terms: 12 Months Owner Pays: Sewer; Water Levels: One Appliances: Dishwasher; Electric Oven; Electric Water Heater; Microwave; Refrigerator Interior Features: Eat-in Kitchen Laundry Features: Electric Dryer Hookup; Washer Hookup Patio And Porch Features: Porch Water Source: Public Parking Features: Assigned Utilities: Cable Available Cooling: Central Air Heating: Electric Rent Includes: Sewer; Water Tenant Pays: Electricity Pets Allowed: Cats OK

Contract Information

Rental Service: None
RentEdge Syndication Y/N: No
Property Sub Type: Apartment
Property Attached YN: Yes
Listing Contract Date: 2026-11-01
Lease Term: 12 Months
Availability Date: 2026-11-01

Location Tax and Legal

Street Number: 3048
Street Name: BELDEN
Street Suffix: Street
State: FL
County: Duval
Postal Code: 32207
MLS Area Major: 021-St Nicholas Area
Subdivision Name: St Nicholas

Status Change Information

Major Change Timestamp: 2026-11-02T00:42:17Z
Major Change Type: New Listing

Accessory Dwelling Information

Dwelling Type: Apartment
ADU Attached Y/N: No

More Information

Deposits and Fees

Application Fee: 65
Security Deposit: 1000

Listing Office: FULL HOUSE REALTY

Last Updated: November - 02 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.