Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

304 SECRET HOLLOW Way, St. Johns, FL 32259 (MLS# 1195974)

304 SECRET HOLLOW Way, St. Johns, FL 32259

$410,000

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 2,050 Status: Closed

Current Price: $410,000 List Date: 10/22/2022 Last Modified: 8/11/2026

Overview

Description

Location, Location!! This is a fantastic home on an incredible waterfront lot with peaceful lake views. The property has mature oaks trees for shade and lots of space in the front and back yards. The split floor plan has 4 bedrooms, 2 baths, a living area, a flex area and a side entry 2 car garage. The inside and outside A/C units were replaced and upgraded last year. The water heater is new as well and the roof is only 3 years old! Located in a highly desirable neighborhood and slated for the top St. Johns County area schools. PLUS, no CDD fees and the HOA is only 288/year! This house is ready for the next owner's personal and designer touches.

Listing Details MLS# 1195974

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 2050
Living Area Source: Public Records
Year Built: 1996
Association YN: Yes
Association Fee: 288
Association Fee Frequency: Annually
CDD Fee YN: No
New Construction YN: No
Garage Spaces: 2
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Stories: Yes
Entry Level: Yes
Directions: From SR13 (San Jose Blvd) head East on Roberts Rd. for about 11/4 mile; turn left onto Village Green Ave, Rt on Secret Hollow Way, 2nd house on the left.
Public Remarks: Location, Location!! This is a fantastic home on an incredible waterfront lot with peaceful lake views. The property has mature oaks trees for shade and lots of space in the front and back yards. The split floor plan has 4 bedrooms, 2 baths, a living area, a flex area and a side entry 2 car garage. The inside and outside A/C units were replaced and upgraded last year. The water heater is new as well and the roof is only 3 years old! Located in a highly desirable neighborhood and slated for the top St. Johns County area schools. PLUS, no CDD fees and the HOA is only 288/year! This house is ready for the next owner's personal and designer touches.
List Price/SqFt: 219.51
Sold Price/SqFt: 200

Property Features

Approx Parcel Size: .25 to .5 Acre; .51 to 1 Acre Architectural Style: Ranch Appliances: Dishwasher; Dryer; Electric Range; Electric Water Heater; Refrigerator; Washer Interior Features: Split Bedrooms Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Brick; Fiber Cement; Frame Patio And Porch Features: Porch; Screened Pool Features: None Roof: Shingle Lot Features: Irregular Lot View: Water Waterfront Features: Lake Front; Pond Current Use: Residential Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2022-10-13

Location Tax and Legal

Street Number: 304
Street Name: SECRET HOLLOW
Street Suffix: Way
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Village Green

Status Change Information

Major Change Timestamp: 2023-11-14T01:41:57Z
Major Change Type: Price Reduced
Price Change Timestamp: 2022-10-28T01:16:35Z
Purchase Contract Date: 2023-01-21
Close Date: 2023-01-30
Close Price: 410000

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: No

Historical Information

Public Historical Remarks 3: Intermediate School: Other, Unit Type: Ranch, Ground Level, Occupant Type: Appointment, See ShowingAssist, Vacant -Lockbox

Documents

HOA ›

Sellers Property Disclosure ›

Listing Office: WATSON REALTY CORP

Last Updated: August - 11 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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