Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

304 LOLLY Lane, St. Johns, FL 32259 (MLS# 2146477)

304 LOLLY Lane, St. Johns, FL 32259

$505,000

Virtual Tour

https://tour.giraffe360.com/c52dd859ac1e44dea67c2473ff4efc8f/?lsf=1

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 2,036 Lot Size (sq. ft.): 17,860 Status: Closed

Current Price: $505,000 List Date: 5/21/2026 Last Modified: 7/10/2026

Overview

Description

Located in sought-after Julington Creek Plantation, this beautifully updated pool home sits on a spacious .41-acre lot with serene views of shade trees and the 5th tee. Inside, enjoy a split floorplan featuring an office with French doors, plantation shutters, double-stacked crown molding, chair rails, fireplace, and tray ceilings in the primary suite. Wide-plank LVP flooring (2023) throughout, complemented by stone window sills and built-in kitchen island seating. The primary bath offers a garden tub, separate shower, and dual vanities. His & hers walk-in closets. Recent updates include new plantation shutters (2026), refrigerator, dishwasher, and microwave (2024-2025). Additional features include a side-entry garage with EV-ready 30A plug, WiFi thermostat and irrigation controller, surround sound speakers, covered patio, and fenced backyard. JCP amenities include aquatic center, clubhouse, fitness center, tennis courts, skatepark, and more!

Listing Details MLS# 2146477

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 2036
Living Area Source: Assessor
Year Built: 1994
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.41
Association YN: Yes
Association Fee: 580
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 1426
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: From State Rd 13, go East on Davis Pond Blvd, Left on Dewberry Dr, Left on Lolly Ln, Home is on Left
Public Remarks: Located in sought-after Julington Creek Plantation, this beautifully updated pool home sits on a spacious .41-acre lot with serene views of shade trees and the 5th tee. Inside, enjoy a split floorplan featuring an office with French doors, plantation shutters, double-stacked crown molding, chair rails, fireplace, and tray ceilings in the primary suite. Wide-plank LVP flooring (2023) throughout, complemented by stone window sills and built-in kitchen island seating. The primary bath offers a garden tub, separate shower, and dual vanities. His & hers walk-in closets. Recent updates include new plantation shutters (2026), refrigerator, dishwasher, and microwave (2024-2025). Additional features include a side-entry garage with EV-ready 30A plug, WiFi thermostat and irrigation controller, surround sound speakers, covered patio, and fenced backyard. JCP amenities include aquatic center, clubhouse, fitness center, tennis courts, skatepark, and more!
List Price/SqFt: 262.77
Sold Price/SqFt: 248.04

Property Features

Appliances: Dishwasher; Disposal; Electric Oven; Electric Range; Electric Water Heater; Freezer; Ice Maker; Microwave; Refrigerator Fireplace Features: Wood Burning Interior Features: Breakfast Nook; Built-in Features; Eat-in Kitchen; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Walk-In Closet(s) Flooring: Luxury Vinyl Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Smart Home Features: Irrigation; Locks; Programmable Thermostat Patio And Porch Features: Covered; Patio Pool Features: In Ground; Waterfall Parking Features: Attached; Garage; Garage Door Opener Lot Features: On Golf Course View: Golf Course; Pool Fencing: Back Yard; Wrought Iron Current Use: Residential; Single Family Association Amenities: Children's Pool; Clubhouse; Community Pool; Fitness Center; Jogging Path; Park; Pickleball; Playground; Tennis Court(s) Community Features: Sidewalks Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Financing; Inspection