Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3039 TOWER OAKS Drive, Orange Park, FL 32065 (MLS# 2119511)

3039 TOWER OAKS Drive, Orange Park, FL 32065

$357,000

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 2,265 Lot Size (sq. ft.): 12,197 Status: Closed

Current Price: $357,000 List Date: 11/26/2025 Last Modified: 4/01/2026

Overview

Description

NEW ROOF to be installed prior to closing!! Beautiful 4-bedroom, 2-bath, 2,265 sq ft home located in the heart of Oakleaf Plantation! This spacious property features fresh interior paint and a unique split floor plan that opens to a bright, inviting living area. Enjoy thoughtful upgrades throughout, including Everest quartz countertops with undermount sinks in the bathrooms and laundry room, 5-inch baseboards, and a new dishwasher. The HVAC is only 2 years old, and the washer, dryer, and water softener all convey. Outside, the huge fenced backyard is accented with beautiful mature crepe myrtles and magnolias, offering privacy and shade for outdoor enjoyment. This home offers incredible convenience—just 3 miles to the new First Coast Expressway (23)—and lives better than new construction with upgrades already in place. Seller will provide a new roof with an acceptable offer!

Listing Details MLS# 2119511

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 2265
Living Area Source: Public Records
Year Built: 2005
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.28
Lot Size Dimensions: 191x61x198x50
Association YN: Yes
Association Fee: 85
Association Fee Frequency: Annually
Association Name: Oakleaf POA
CDD Fee YN: Yes
CDD Fee Amount: 1805.74
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Senior Community YN: No
Directions: I-295 to south on Blanding, R on Argyle Forest, left on SR 23 to Right onto Oakleaf Plantation,Right on Deer View, right on Live Oak Hollow to right on Acorn Chase to left onto Tower Oaks.Home on Left
Public Remarks: NEW ROOF to be installed prior to closing!! Beautiful 4-bedroom, 2-bath, 2,265 sq ft home located in the heart of Oakleaf Plantation! This spacious property features fresh interior paint and a unique split floor plan that opens to a bright, inviting living area. Enjoy thoughtful upgrades throughout, including Everest quartz countertops with undermount sinks in the bathrooms and laundry room, 5-inch baseboards, and a new dishwasher. The HVAC is only 2 years old, and the washer, dryer, and water softener all convey. Outside, the huge fenced backyard is accented with beautiful mature crepe myrtles and magnolias, offering privacy and shade for outdoor enjoyment. This home offers incredible convenience—just 3 miles to the new First Coast Expressway (23)—and lives better than new construction with upgrades already in place. Seller will provide a new roof with an acceptable offer!
List Price/SqFt: 161.15
Sold Price/SqFt: 157.62

Property Features

Architectural Style: Craftsman Levels: One Appliances: Dishwasher; Disposal; Dryer; Electric Oven; Electric Water Heater; Microwave; Refrigerator; Washer Interior Features: Breakfast Bar; Ceiling Fan(s); Eat-in Kitchen; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Flooring: Laminate Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Stucco Patio And Porch Features: Covered; Rear Porch; Screened Roof: Shingle Parking Features: Garage; Garage Door Opener Fencing: Back Yard Current Use: Single Family Association Amenities: Basketball Court; Children's Pool; Community Pool; Playground; Tennis Court(s) Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Appraisal; Financing Room Types: Bedroom 1; Bedroom 2; Bedroom 3; Family Room; Kitchen; Living Room; Primary Bedroom

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2025-11-26

Location Tax and Legal

Street Number: 3039
Street Name: TOWER OAKS
Street Suffix: Drive
County: Clay
State: FL
Postal Code: 32065
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: Oakleaf Plantation

Status Change Information

Major Change Timestamp: 2026-04-01T21:00:15Z
Major Change Type: Status Change
Price Change Timestamp: 2026-01-21T19:50:50Z
Purchase Contract Date: 2026-02-27
Close Date: 2026-03-31
Close Price: 357000

DPR Eligible

DPR Eligible: No

More Information

Room Types

Bedroom 1 Level: Main
Bedroom 2 Level: Main
Bedroom 3 Level: Main
Family Room Level: Main
Kitchen Level: Main
Living Room Level: Main
Primary Bedroom Level: Main

Room Information

Room Name	Level	Length	Width
Primary Bedroom	Main	14.00	17.00
Bedroom 1	Main	16.00	12.00
Bedroom 2	Main	11.00	14.00
Bedroom 3	Main	15.00	11.00
Living Room	Main	16.00	22.00
Family Room	Main	17.00	17.00
Kitchen	Main	14.00	16.00

Documents

Listing Office: ROUND TABLE REALTY

Last Updated: April - 01 - 2026

Information deemed reliable but not guaranteed.