Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3028 W GINGER Court, St. Johns, FL 32259 (MLS# 816031)

3028 W GINGER Court, St. Johns, FL 32259

$289,000

Virtual Tour

http://www.tourfactory.com/idxr1501393/r_MLS

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,741 Status: Closed

Current Price: $289,000 List Date: 3/02/2016 Last Modified: 6/04/2026

Overview

Description

Welcome home to this beautiful Julington Creek Plantation home on a large, private cul de sac lot overlooking a lake and preserve area! This fabulous floor plan features tile in the main living areas and new carpet in rest of home, recessed lighting, surround sound in family rm & speakers throughout, a 3 way split plan with 4 bedrooms, 3 baths, a study/den, living room, dining room, and kitchen that overlooks family room w/ gas fireplace. Kitchen comes complete with raised panel 42in cabinets, breakfast bar, eat-in nook, large pantry, custom back-splash, refrigerator, smooth top range/self cleaning oven, built in microwave, & dishwasher. Private owners suite has ceiling fan,his & her walk in closets with mirrored doors, Jacuzzi tub, separate walk in shower w/ glass block, tile, his & her

Supplements: her

Listing Details MLS# 816031

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2741
Living Area Source: Public Records
Year Built: 2003
Lot Size Dimensions: .26 ACRE
Association YN: Yes
Association Fee: 380
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 726.71
New Construction YN: No
Garage Spaces: 2
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Stories: Yes
Directions: FROM SR 13 EAST ON RACETRAC RD TO RIGHT ONTO BUTTERFLY BRANCH DR. TO LEFT AT STOP SIGN TO L ONTO LONICERA LOOP TO L ONTO PRATT PL TO L ONTO W GINGER CT. HOME IS AT END OF RD IN CUL DE SAC
Public Remarks: Welcome home to this beautiful Julington Creek Plantation home on a large, private cul de sac lot overlooking a lake and preserve area! This fabulous floor plan features tile in the main living areas and new carpet in rest of home, recessed lighting, surround sound in family rm & speakers throughout, a 3 way split plan with 4 bedrooms, 3 baths, a study/den, living room, dining room, and kitchen that overlooks family room w/ gas fireplace. Kitchen comes complete with raised panel 42in cabinets, breakfast bar, eat-in nook, large pantry, custom back-splash, refrigerator, smooth top range/self cleaning oven, built in microwave, & dishwasher. Private owners suite has ceiling fan,his & her walk in closets with mirrored doors, Jacuzzi tub, separate walk in shower w/ glass block, tile, his & her
List Price/SqFt: 109.41
Sold Price/SqFt: 105.44

Property Features

Approx Parcel Size: .25 to .5 Acre Appliances: Dishwasher; Disposal; Electric Range; Electric Water Heater; Microwave; Refrigerator; Water Softener Owned Fireplace Features: Gas Interior Features: Breakfast Bar; Eat-in Kitchen; Entrance Foyer; Pantry; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Security System Owned; Smoke Detector(s) Construction Materials: Brick Patio And Porch Features: Front Porch; Porch; Screened Pool Features: None Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Cul-De-Sac; Sprinklers In Front; Sprinklers In Rear Waterfront Features: Pond Current Use: Residential; Single Family Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Fitness Center; Golf Course; Jogging Path; Playground; Tennis Court(s) Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2016-02-09

Location Tax and Legal

Street Number: 3028
Street Direction Prefix: W
Street Name: GINGER
Street Suffix: Court
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Julington Creek Plan

Status Change Information

Major Change Timestamp: 2023-11-13T21:55:42Z
Major Change Type: Price Reduced
Price Change Timestamp: 2016-05-06T14:14:17Z
Purchase Contract Date: 2016-05-31
Close Date: 2016-06-16
Close Price: 289000

Fireplace Features

Fireplaces Total: Yes

More Information

Historical Information

Public Historical Remarks 1: Mandatory Fees: Y, Bath-Owner Bath W/Whirlpool: Y, Interior aMENITIES-Prewired Audio: Y, Self Cleaning Oven: Y, Golf Course Comm: Y
Public Historical Remarks 2: Common Club Amenities-Club Facilities: Y, Covenants/Restrictions: Y, Energy Features-Ceiling Fan(s): Y, Interior Amenities-Ceiling 8+ Ft.: Y, Interior Amenities-French Door(s): Y, Fireplace-Family Room: Y, Fireplace Mantle: Y
Public Historical Remarks 3: Occupant Type: Special Instructions, See ShowingAssist, See Private Remarks, Appointment

Room Information

Room Name	Remarks
Office
Utility Room
Other	Breakfast Room
Living Room
Dining Room	Separate Dining Room
Bonus Room
Kitchen
Family Room
Primary Bedroom
Bedroom 1
Bedroom 2
Bedroom 3

Listing Office: RE/MAX SPECIALISTS

Last Updated: June - 04 - 2026

Information deemed reliable but not guaranteed.