Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

302 WHITE HORSE Way, St. Johns, FL 32259 (MLS# 2125033)

302 WHITE HORSE Way, St. Johns, FL 32259

$775,000

Virtual Tour

https://www.zillow.com/view-imx/de056db2-7ece-4feb-93d7-66200bde6971?wl=true&setAttribution=mls&initialViewType=pano

Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 3,214 Lot Size (sq. ft.): 13,939 Status: Closed

Current Price: $775,000 List Date: 1/14/2026 Last Modified: 4/17/2026

Overview

Description

Set on a rare 0.32 acre pond and preserve lot in gated Oxford Estates, 302 White Horse Way is a serene, single story Eastgate model offering 3,214 square feet, 5 bedrooms, 3 baths, and a 3 car garage, plus no CDD. From the moment you arrive, the Craftsman exterior with HardiePlank siding, a covered front porch with a farmhouse wagon wheel chandelier, a rain chain, lush palms, and a quaint covered front porch creates a welcoming ambiance. Step through the double front doors and you are welcomed by elegant gallery lighting, 6 inch Craftsman baseboards, detailed window and door casings, and oak hardwood flooring throughout the main living areas. Sunburst plantation shutters and tray ceilings enhance the home's airy, polished feel. The great room features a shiplap TV wall and opens with a 12 foot stacking slider to a covered and extended lanai with a ceiling fan, Trident Sealwall coating, gas BBQ bib, and a hook up system/flexible electrical conduit for a future pool addition, all

Supplements: overlooking gorgeous water and preserve views. The kitchen is bright and beautifully appointed with white Shaker cabinetry, seeded glass display cabinets, Cadiz shell pendant lighting, a large walk-in pantry, contemporary white granite countertops, herringbone tile backsplash, and stainless steel appliances including a built in 30" KitchenAid wall ... (Read more)

Listing Details MLS# 2125033

General Property Information

Bedrooms Total: 5
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 3214
Living Area Source: Public Records
Year Built: 2021
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.32
Association YN: Yes
Association Fee: 1250
Association Fee Frequency: Annually
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Stories: Yes
Senior Community YN: No
Directions: Longleaf Pine Pkwy to Oxbridge Rd, right on Blackwell Rd, left on White Horse Way
Public Remarks: Set on a rare 0.32 acre pond and preserve lot in gated Oxford Estates, 302 White Horse Way is a serene, single story Eastgate model offering 3,214 square feet, 5 bedrooms, 3 baths, and a 3 car garage, plus no CDD. From the moment you arrive, the Craftsman exterior with HardiePlank siding, a covered front porch with a farmhouse wagon wheel chandelier, a rain chain, lush palms, and a quaint covered front porch creates a welcoming ambiance. Step through the double front doors and you are welcomed by elegant gallery lighting, 6 inch Craftsman baseboards, detailed window and door casings, and oak hardwood flooring throughout the main living areas. Sunburst plantation shutters and tray ceilings enhance the home's airy, polished feel. The great room features a shiplap TV wall and opens with a 12 foot stacking slider to a covered and extended lanai with a ceiling fan, Trident Sealwall coating, gas BBQ bib, and a hook up system/flexible electrical conduit for a future pool addition, all
List Price/SqFt: 241.13
Sold Price/SqFt: 241.13

Property Features

Architectural Style: Craftsman Appliances: Dishwasher; Disposal; Dryer; Electric Oven; Gas Cooktop; Microwave; Tankless Water Heater; Washer; Water Softener Owned Interior Features: Ceiling Fan(s); Entrance Foyer; Jack and Jill Bath; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Walk-In Closet(s) Flooring: Carpet; Tile; Wood Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; In Unit; Sink; Washer Hookup Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central; Electric; Heat Pump Electric: Underground Water Source: Public Sewer: Public Sewer Security Features: Carbon Monoxide Detector(s); Security Gate; Smoke Detector(s) Patio And Porch Features: Covered; Front Porch; Patio Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Few Trees; Sprinklers In Front; Sprinklers In Rear View: Pond; Trees/Woods Waterfront Features: Pond Current Use: Residential; Single Family Association Amenities: Clubhouse; Community Pool; Dog Park; Gated; Park; Playground Community Features: Curbs; Gated; Sidewalks; Street Lights Road Frontage Type: Private Road Road Surface Type: Paved Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Appraisal; Financing; Home Sale; Inspection