Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3007 SPIRO Circle, Jacksonville, FL 32246 (MLS# 2172752)

3007 SPIRO Circle, Jacksonville, FL 32246

$2,250,000

Virtual Tour

https://tour.giraffe360.com/6015c2e921544f9894b50809a6ac582d/

Entryway with upgraded wood stairs and cast-iron spindles

Family Room with Covered Ceiling and Wood Beams

extra-large kitchen island with dishwasher, sink and beverage fridge

Double stack cabinets with glass fronts added lights

upgraded diamond vibe soft close cabinets with viatera quartz counter tops

Custom wood hood with 8 burner range, double oven and pot filler

Laundry room with built in cabinet and wash sink

Main Level Bedroom over looking the pool deck

Master bathroom with double sinks and double shower heads

Kitchenette with sink, microwave and mini fridge

Swimming pool with oversized spa and sun shelf

Screen enclosure over outdoor living area

covered lanai with TV (gas/electric hookup for future outdoor kitchen)

Casita overlooks the pool deck with large sliding doors.

bedroom #6 located in casita with own laundry hookup

Property Type: Residential Bedrooms: 6 Baths: 6 Square Footage: 5,265 Lot Size (sq. ft.): 17,860 Status: Active

Current Price: $2,250,000 List Date: 11/07/2026 Last Modified: 11/14/2026

Overview

Description

Discover luxury Florida living on a rare .41-acre homesite in gated Tamaya! This 6-bedroom, 5.5-bath residence offers nearly 5,300 sq. ft. of thoughtfully designed space. The gourmet kitchen boasts an expansive island, double-stacked Diamond Vibe cabinetry, custom hood, 8-burner gas range and hidden walk-in pantry. Enjoy a first-floor primary suite, living room with wood beams and electric fireplace, plus an upstairs loft, media room and kitchenette. A private two-room casita with separate entrance, bath, laundry and kitchenette is ideal for guests, multigenerational living or an office. Outside, over $200,000 in custom improvements create a resort-style retreat with a heated/chilled saltwater pool, covered living areas, marble pavers, gas fireplace, lush landscaping and citrus trees. Enjoy Tamaya's resort-style amenities and convenient access to Jacksonville's beaches, shopping and dining.

Supplements: Agent is owner Be advised that cameras may exist recording audio and video inside/outside of the home such as ring doorbell or security cameras.

Open Houses

Saturday, November 14, 12:00 pm - 2:00 pm
Today, 12:00 pm - 3:00 pm

Listing Details MLS# 2172752

General Property Information

Bedrooms Total: 6
Bathrooms Full: 5
Bathrooms Half: Yes
Bathrooms Total: 6
Living Area: 5265
Living Area Source: Builder
Year Built: 2024
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.41
Association YN: Yes
Association Fee: 200
Association Fee Frequency: Annually
Association Name: Tamaya Residential Homeowner Association
CDD Fee YN: Yes
CDD Fee Amount: 4880.17
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: From JTB East, take Kernan Blvd North to Beach Blvd, make a right at 1st traffic light, Turn left on Tamaya Blvd, then right into Tamaya thru the guard gate, 1st right on Fiera Vista to left on Spiro Cir, first house on the left,
Public Remarks: Discover luxury Florida living on a rare .41-acre homesite in gated Tamaya! This 6-bedroom, 5.5-bath residence offers nearly 5,300 sq. ft. of thoughtfully designed space. The gourmet kitchen boasts an expansive island, double-stacked Diamond Vibe cabinetry, custom hood, 8-burner gas range and hidden walk-in pantry. Enjoy a first-floor primary suite, living room with wood beams and electric fireplace, plus an upstairs loft, media room and kitchenette. A private two-room casita with separate entrance, bath, laundry and kitchenette is ideal for guests, multigenerational living or an office. Outside, over $200,000 in custom improvements create a resort-style retreat with a heated/chilled saltwater pool, covered living areas, marble pavers, gas fireplace, lush landscaping and citrus trees. Enjoy Tamaya's resort-style amenities and convenient access to Jacksonville's beaches, shopping and dining.
List Price/SqFt: 427.35

Property Features

Appliances: Dishwasher; Disposal; Gas Range; Microwave; Tankless Water Heater; Water Softener Owned Fireplace Features: Electric; Outside Utilities: Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric; Multi Units; Zoned Heating: Natural Gas; Zoned Water Source: Public Sewer: Public Sewer Patio And Porch Features: Screened Pool Features: In Ground; Gas Heat; Other; Salt Water; Screen Enclosure; Waterfall Spa Features: Heated; In Ground; Private Parking Features: Additional Parking; Circular Driveway; Garage; Garage Door Opener; Gated View: Trees/Woods Current Use: Residential; Single Family Association Amenities: Basketball Court; Community Pool; Fitness Center; Gated; Playground; Tennis Court(s); Trash Community Features: Gated; Street Lights Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; Lease Back; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-11-06

Location Tax and Legal

Street Number: 3007
Street Name: SPIRO
Street Suffix: Circle
County: Duval
State: FL
Postal Code: 32246
MLS Area Major: 025-Intracoastal West-North Of Beach Blvd
Subdivision Name: Tamaya

Status Change Information

Major Change Timestamp: 2026-11-07T02:38:02Z
Major Change Type: New Listing

Fireplace Features

Fireplaces Total: 2

More Information

DPR Eligible

DPR Eligible: No

Documents

Seller’s Property Disclosure ›

Listing Office: FLORIDA HOMES REALTY & MTG LLC

Last Updated: November - 14 - 2026

Information deemed reliable but not guaranteed.