Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3007 HOLLY Road, Orange Park, FL 32065 (MLS# 2108020)

3007 HOLLY Road, Orange Park, FL 32065

$355,000

Virtual Tour

https://www.zillow.com/view-imx/3363023d-ae1e-4141-8898-1a7b8b6f051f?wl=true&setAttribution=mls&initialViewType=pano

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 3,336 Lot Size (sq. ft.): 28,750 Status: Closed

Current Price: $355,000 List Date: 9/09/2025 Last Modified: 1/30/2026

Overview

Description

Custom built 3BR 2.5BA 2520SF with 600 sf oversized garage (24 x 29), 462 SF Florida room on a natural spring fed creek. Yard is a natural butterfly garden. Home is located in desirable Lakeside Estates. stained cypress siding Private rear yard, covered 12 x 14 patio. large open patio space, storage shed Rainguard gutters, termite bond. Public records square footage is incorrect and shows the square footage at 2058 SF However, the actual square footage is 2520 SF This error can cause the automated algorithm estimates to be grossly undervalued .

Listing Details MLS# 2108020

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2520
Living Area Source: Public Records
Building Area Total: 3336
Year Built: 1983
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.66
Lot Size Dimensions: 100 x 272 x 100 x 271
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: Yes
Waterfront YN: Yes
Water Frontage Feet: 100
Furnished: Unfurnished
Stories: 2
Senior Community YN: No
Direction Faces: Northeast
Directions: From Hwy 17 west, on Kingsley to left on Doctors Lake Drive to end. left on Bay St immediate right on Cedar to Left on Holly
Public Remarks: Custom built 3BR 2.5BA 2520SF with 600 sf oversized garage (24 x 29), 462 SF Florida room on a natural spring fed creek. Yard is a natural butterfly garden. Home is located in desirable Lakeside Estates. stained cypress siding Private rear yard, covered 12 x 14 patio. large open patio space, storage shed Rainguard gutters, termite bond. Public records square footage is incorrect and shows the square footage at 2058 SF However, the actual square footage is 2520 SF This error can cause the automated algorithm estimates to be grossly undervalued .
List Price/SqFt: 142.82
Sold Price/SqFt: 140.87

Property Features

Architectural Style: Traditional Levels: Two Rental Restrictions: 1 Year Appliances: Dishwasher; Disposal; Electric Cooktop; Electric Oven; Microwave; Refrigerator Interior Features: Breakfast Bar; Eat-in Kitchen; Entrance Foyer; Kitchen Island; Pantry; Primary Bathroom - Tub with Shower; Walk-In Closet(s) Flooring: Carpet; Wood Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup Utilities: Electricity Connected Cooling: Central Air; Electric Heating: Central; Electric; Hot Water Water Source: Private; Well Sewer: Septic Tank Smart Home Features: Smoke Detector Green Water Conservation: Water-Smart Landscaping Construction Materials: Frame; Wood Siding Other Structures: Shed(s) Patio And Porch Features: Covered; Front Porch Roof: Shingle Parking Features: Additional Parking; Attached; Garage; Garage Door Opener Lot Features: Many Trees; Wooded View: Trees/Woods Waterfront Features: Creek Current Use: Residential Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Room Types: Bedroom 2; Bedroom 3; Dining Room; Florida Room; Kitchen; Laundry; Living Room; Primary Bedroom; Other Room

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2025-09-09

Location Tax and Legal

Street Number: 3007
Street Name: HOLLY
Street Suffix: Road
County: Clay
State: FL
Postal Code: 32065
MLS Area Major: 137-Doctor's Lake
Subdivision Name: Doctors Lake Estates

Status Change Information

Major Change Timestamp: 2026-01-30T21:06:16Z
Major Change Type: Status Change
Price Change Timestamp: 2025-11-19T00:00:34Z
Purchase Contract Date: 2025-12-08
Close Date: 2026-01-13
Close Price: 355000

DPR Eligible

DPR Eligible: No

More Information

Room Types

Bedroom 2 Level: Second
Bedroom 3 Level: Second
Dining Room Level: First
Florida Room Level: First
Kitchen Level: First
Laundry Level: First
Living Room Level: First
Primary Bedroom Level: Second
Other Room Level: First

Room Information

Room Name	Level	Length	Width	Remarks
Primary Bedroom	Second	16.90	12.70
Bedroom 2	Second	14.11	14.00
Bedroom 3	Second	13.11	10.80
Florida Room	First	22.30	21.10
Living Room	First	26.50	13.90
Dining Room	First	14.30	10.80
Kitchen	First	16.80	9.10
Other	First	14.30	8.90	kit nook
Laundry	First	6.10	6.30
Other	Second	24.00	29.00	garage

Documents

Listing Office: RE/MAX SPECIALISTS

Last Updated: January - 30 - 2026

Information deemed reliable but not guaranteed.