Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

2986 SHOREWARD Avenue, Orange Park, FL 32073 (MLS# 2103086)

2986 SHOREWARD Avenue, Orange Park, FL 32073

$440,000

Virtual Tour

https://www.zillow.com/view-imx/aa54a51d-4a3c-41a2-8584-0153c192410e?wl=true&setAttribution=mls&initialViewType=pano

Florida Room *Virtually Staged and Pool Virtually repaired*

Pool Deck *Virtually Staged and Pool Virtually Repaired*

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*Pool Liner to be replaced with agreeable offer terms*

*Items Virtually Removed & Pool Virtually Repaired*

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Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,529 Lot Size (sq. ft.): 22,651 Status: Closed

Current Price: $440,000 List Date: 8/09/2025 Last Modified: 12/17/2025

Overview

Description

Welcome to 2986 Shoreward Avenue! Located in the sought after Doctors Lake area, this home is sure to WOW you with all it has to offer. Built in 1979, this all brick home is an entertainer's paradise featuring a large family room, separate formal living and dining rooms, plus a spacious heated and cooled Florida room overlooking the fully fenced backyard and in ground pool. Boasting 4 bedrooms and 2.5 full baths, the floor plan offers privacy for the Primary Suite as well as a split 4th bedroom with half bath - perfect for guest or in law quarters. The kitchen offers a dedicated eat in space with pool views and an attached indoor laundry room. The 2 car side entry garage includes usable attic space, full home generator electrical set up and central vacuum system. Outside you'll find a sizable half acre lot with beautiful greenery & an extended driveway offering additional parking. Low HOA of only $75/year in a beautifully maintained neighborhood. Schedule your showing today!

Supplements: (*Some photos have been Virtually Staged and the pool liner has been virtually repaired. Seller will replace pool liner with agreeable offer terms)

Listing Details MLS# 2103086

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2529
Living Area Source: Appraiser
Year Built: 1979
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.52
Association YN: Yes
Association Fee: 75
Association Fee Frequency: Annually
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: From 295 - take 17 towards Kingsley. R on Kingsley. L on Doctors Lake Dr. L on Shoreward. Home on Right.
Public Remarks: Welcome to 2986 Shoreward Avenue! Located in the sought after Doctors Lake area, this home is sure to WOW you with all it has to offer. Built in 1979, this all brick home is an entertainer's paradise featuring a large family room, separate formal living and dining rooms, plus a spacious heated and cooled Florida room overlooking the fully fenced backyard and in ground pool. Boasting 4 bedrooms and 2.5 full baths, the floor plan offers privacy for the Primary Suite as well as a split 4th bedroom with half bath - perfect for guest or in law quarters. The kitchen offers a dedicated eat in space with pool views and an attached indoor laundry room. The 2 car side entry garage includes usable attic space, full home generator electrical set up and central vacuum system. Outside you'll find a sizable half acre lot with beautiful greenery & an extended driveway offering additional parking. Low HOA of only $75/year in a beautifully maintained neighborhood. Schedule your showing today!
List Price/SqFt: 177.54
Sold Price/SqFt: 173.98

Property Features

Levels: One Appliances: Dishwasher; Electric Range; Electric Water Heater; Refrigerator Fireplace Features: Wood Burning Interior Features: Eat-in Kitchen; Entrance Foyer; His and Hers Closets; Pantry Flooring: Carpet; Laminate; Tile Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Electric Water Source: Public Sewer: Public Sewer Construction Materials: Brick Other Structures: Shed(s) Patio And Porch Features: Covered; Front Porch Pool Features: In Ground Roof: Shingle Parking Features: Garage Fencing: Back Yard Current Use: Residential; Single Family Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan