Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

295 WILLOW WINDS Parkway, St. Johns, FL 32259 (MLS# 2166984)

295 WILLOW WINDS Parkway, St. Johns, FL 32259

$575,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,221 Lot Size (sq. ft.): 9,148 Status: Active

Current Price: $575,000 List Date: 10/02/2026 Last Modified: 10/18/2026

Overview

Description

Welcome home to this beautifully maintained 4 bedroom, 3 bath home on a pond to preserve lot in Durbin Crossing, where thoughtful details, comfortable living spaces, and a warm, inviting layout come together. With 2,394 square feet, an open floor plan, and plenty of flexible space, this home is designed for both everyday living and entertaining. The main living area features a stunning six box ceiling, crown molding, and a fireplace with mantel that creates a cozy focal point. The formal dining room offers an elegant space for gatherings, while the eat-in kitchen provides a more casual spot for everyday meals. The kitchen is both stylish and functional, featuring white cabinetry, granite countertops, a tile backsplash, vent hood, farmhouse sink, and large island. The primary suite feels like a true retreat with LVP flooring, a double tray ceiling, crown molding, and an extended bay window. The ensuite bath features

Supplements: dual sinks, a soaking tub, and a separate shower with tile extending to the ceiling, plus a large walk-in closet. Bedrooms 2 and 3 feature carpet, while the fourth bedroom offers flexibility as a bedroom or office, complete with a built-in desk and bay window. A separate office features double glass doors, a double tray ceiling, and LVP flooring, ... (Read more)

Listing Details MLS# 2166984

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2394
Living Area Source: Appraiser
Building Area Total: 3221
Year Built: 2014
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.21
Association YN: Yes
Association Fee: 67
Association Fee Frequency: Annually
Association Name: Durbin Crossing c/o RealManage
Association Phone: 866-473-2573
CDD Fee YN: Yes
CDD Fee Amount: 3014.96
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Direction Faces: North
Directions: From I-95 South, take FL-9B to St Johns Pkwy and head North on St Johns Pkwy. Turn Left onto Longleaf Pine Pkwy, turn Right onto Harbury Dr, then Left onto Willow Winds Pkwy. House will be on the Right.
Public Remarks: Welcome home to this beautifully maintained 4 bedroom, 3 bath home on a pond to preserve lot in Durbin Crossing, where thoughtful details, comfortable living spaces, and a warm, inviting layout come together. With 2,394 square feet, an open floor plan, and plenty of flexible space, this home is designed for both everyday living and entertaining. The main living area features a stunning six box ceiling, crown molding, and a fireplace with mantel that creates a cozy focal point. The formal dining room offers an elegant space for gatherings, while the eat-in kitchen provides a more casual spot for everyday meals. The kitchen is both stylish and functional, featuring white cabinetry, granite countertops, a tile backsplash, vent hood, farmhouse sink, and large island. The primary suite feels like a true retreat with LVP flooring, a double tray ceiling, crown molding, and an extended bay window. The ensuite bath features
List Price/SqFt: 240.18

Property Features

Architectural Style: Traditional Levels: One Rental Restrictions: No Minimum Appliances: Dishwasher; Disposal; Dryer; Electric Cooktop; ENERGY STAR Qualified Dryer; ENERGY STAR Qualified Refrigerator; Microwave; Washer; Water Softener Owned Fireplace Features: Wood Burning Interior Features: Breakfast Bar; Breakfast Nook; Ceiling Fan(s); Central Vacuum; Eat-in Kitchen; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Smart Thermostat; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Carpet; Laminate; Tile Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Smart Home Features: Programmable Thermostat; Security Security Features: Carbon Monoxide Detector(s); Closed Circuit Camera(s); Fire Alarm; Smoke Detector(s) Construction Materials: Frame; Stone; Stucco Patio And Porch Features: Rear Porch; Screened Roof: Shingle Parking Features: Attached; Electric Vehicle Charging Station(s); Garage; Garage Door Opener Lot Features: Easement Access; Few Trees; Sprinklers In Front; Sprinklers In Rear View: Pond; Protected Preserve; Trees/Woods Fencing: Back Yard; Vinyl; Wrought Iron Current Use: Residential; Single Family Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Fitness Center; Jogging Path; Maintenance Grounds; Park; Pickleball; Playground; Spa/Hot Tub; Tennis Court(s); Trash; Other Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan