Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

295 FRESHWATER Drive, St. Johns, FL 32259 (MLS# 977029)

295 FRESHWATER Drive, St. Johns, FL 32259

$586,022

Property Type: Residential Bedrooms: 5 Baths: 5 Square Footage: 3,529 Status: Closed

Current Price: $586,022 List Date: 1/30/2019 Last Modified: 12/30/2025

Overview

Description

The floor plan is the Anna Maria.

Listing Details MLS# 977029

General Property Information

Bedrooms Total: 5
Bathrooms Full: 4
Bathrooms Half: Yes
Bathrooms Total: 5
Living Area: 3529
Living Area Source: Plans
Year Built: 2018
Association YN: Yes
Association Fee: 1620
Association Fee Frequency: Annually
CDD Fee YN: No
New Construction YN: Yes
Garage Spaces: 3
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Directions: From FL-13 S/San Jose Blvd. Turn left on Race Track Rd. Turn right on Veterans Pkwy. Turn right on Longleaf Pine Pkwy. Turn right on Julington Lakes Dr. Turn left on Freshwater Dr. Home on left.
Public Remarks: The floor plan is the Anna Maria.
List Price/SqFt: 166.06
Sold Price/SqFt: 166.06

Property Features

Approx Parcel Size: .25 to .5 Acre Appliances: Dishwasher; Disposal; Gas Range; Ice Maker; Microwave Fireplace Features: Gas Interior Features: Breakfast Bar; Breakfast Nook; Entrance Foyer; Kitchen Island; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Electric Dryer Hookup; Washer Hookup Cooling: Central Air Heating: Central; Heat Pump Water Source: Public Green Energy Efficient: Appliances Security Features: Smoke Detector(s) Exterior Features: Balcony Patio And Porch Features: Porch; Screened Pool Features: None Roof: Shingle Parking Features: Attached; Garage Lot Features: Sprinklers In Front; Sprinklers In Rear View: Protected Preserve Current Use: Residential Association Amenities: Community Pool; Playground Possession: Negotiable

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2018-02-23

Location Tax and Legal

Street Number: 295
Street Name: FRESHWATER
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Julington Lakes

Status Change Information

Major Change Timestamp: 2019-01-30T15:13:49Z
Major Change Type: Status Change
Purchase Contract Date: 2018-03-02
Close Date: 2019-01-25
Close Price: 586022

Historical Information

Public Historical Remarks 1: Storage Room: Y, Self Cleaning Oven: Y, Kitchen-Solid Surface Countertops: Y, Courtyard Entry Garage: Y, Structure Builder: Toll Brothers
Public Historical Remarks 2: Common Club Amenities-Club Facilities: Y, Builder Warranty: Y, Bath-Garden Bath: Y, Interior Amenities-Ceiling 8+ Ft.: Y, Interior Amenities-Sliding Glass Door(s): Y, Fenced Partial: Y

More Information

Room Information

Room Name
Great Room
Office
Loft
Utility Room

Listing Office: NON MLS (realMLS)

Last Updated: December - 30 - 2025

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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