Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

291 SERVIA Drive, St. Johns, FL 32259 (MLS# 2069043)

291 SERVIA Drive, St. Johns, FL 32259

$295,000

Virtual Tour

https://www.zillow.com/view-imx/5d5530ad-5f0c-4d0c-ab2f-9b236917a259?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,722 Lot Size (sq. ft.): 2,178 Status: Closed

Current Price: $295,000 List Date: 2/07/2025 Last Modified: 7/17/2026

Overview

Description

*Accepting backups!* Here's your chance to own a fully upgraded townhome in Durbin Crossing at a great price! The very popular Harper floor plan lives like a single family home! The kitchen has quartz counter tops, TONS of 42'' cabinets with trim, S/S appliances, breakfast bar and a generous corner pantry! The great room is open to the kitchen and dining area. There's even a powder room tucked off of the foyer. Wood look ceramic tile and spindle railings complete this classy look! The upstairs features split bedrooms, separate laundry room and a fabulous Primary bedroom suite. You won't believe the walk in closet!!! The other two bedrooms are nice sizes with a bathroom in between. It truly is the perfect floor plan, designed with plenty of space and privacy in mind. The screened in lanai and fencing on both sides offer a private view of the conservation area. Close to the A rated St. Johns County schools, restaurants, shopping and the newer Durbin Pavilion. Don't miss this one!!!

Listing Details MLS# 2069043

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1722
Living Area Source: Builder
Year Built: 2018
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.05
Association YN: Yes
Association Fee: 338
Association Fee Frequency: Quarterly
Association Name: May Management
Association Phone: 904-461-9705
CDD Fee YN: Yes
CDD Fee Amount: 1266.24
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: Take 9B to Race Track Rd. heading West to St. Johns Pkwy/CR2209 South. Go approximately .5 miles to Servia Drive on the right.
Public Remarks: *Accepting backups!* Here's your chance to own a fully upgraded townhome in Durbin Crossing at a great price! The very popular Harper floor plan lives like a single family home! The kitchen has quartz counter tops, TONS of 42'' cabinets with trim, S/S appliances, breakfast bar and a generous corner pantry! The great room is open to the kitchen and dining area. There's even a powder room tucked off of the foyer. Wood look ceramic tile and spindle railings complete this classy look! The upstairs features split bedrooms, separate laundry room and a fabulous Primary bedroom suite. You won't believe the walk in closet!!! The other two bedrooms are nice sizes with a bathroom in between. It truly is the perfect floor plan, designed with plenty of space and privacy in mind. The screened in lanai and fencing on both sides offer a private view of the conservation area. Close to the A rated St. Johns County schools, restaurants, shopping and the newer Durbin Pavilion. Don't miss this one!!!
List Price/SqFt: 171.31
Sold Price/SqFt: 171.31

Property Features

Levels: Two Property Condition: Updated/Remodeled Rental Restrictions: 1 Month Appliances: Dishwasher; Disposal; Electric Cooktop; Electric Range; Electric Water Heater; Microwave; Refrigerator Interior Features: Breakfast Bar; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: In Unit Utilities: Cable Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Fiber Cement Patio And Porch Features: Porch; Screened Roof: Shingle Parking Features: Garage; Garage Door Opener Lot Features: Many Trees; Wooded View: Protected Preserve; Trees/Woods Fencing: Back Yard; Fenced; Privacy; Vinyl Current Use: Residential; Single Family Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Dog Park; Fitness Center; Playground Association Fee Includes: Maintenance Grounds Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; USDA Loan; VA Loan