Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

290 GAP CRK Drive, St. Johns, FL 32259 (MLS# 2006364)

290 GAP CRK Drive, St. Johns, FL 32259

$634,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,360 Status: Closed

Current Price: $634,000 List Date: 2/17/2024 Last Modified: 12/30/2025

Overview

Description

This stunning Toll Brothers home shows better than new. It exudes luxury from the moment you walk in and boasts tall 10' ceilings, elegant gourmet kitchen with ceiling height cabinets, a massive double shower in the primary ensuite, built-in surround sound in the great room, wide luxury plank flooring, plantation shutters and many more desirable and eye pleasing options. The first floor hosts the primary bedroom, large office, a secondary bedroom, a full bath and laundry. The second floor has a bedroom, full bath and a large loft for relaxing and entertaining. Tall glass sliding doors lead to the spacious covered lanai where you can experience the tranquil sights and sounds of the nature preserve. A fantastic new amenities center is just down the street. This is a NO CDD, gated community in the heart of the top St. Johns County schools! This home has it all!

Listing Details MLS# 2006364

General Property Information

Bedrooms Total: 3
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2360
Living Area Source: Builder
Year Built: 2023
Homestead YN: Yes
Association YN: Yes
Association Fee: 141
Association Fee Frequency: Monthly
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Entry Level: Yes
Senior Community YN: No
Directions: From I-95 South take exit 329 (CR 210) westward ~5mi until it turns into Greenbriar Rd, Continue on Greenbriar ~1.3mi, Take a right onto Bridgeton St. into Milll Creek Forest. Left onto Gap Creek to the last house on the right.
Public Remarks: This stunning Toll Brothers home shows better than new. It exudes luxury from the moment you walk in and boasts tall 10' ceilings, elegant gourmet kitchen with ceiling height cabinets, a massive double shower in the primary ensuite, built-in surround sound in the great room, wide luxury plank flooring, plantation shutters and many more desirable and eye pleasing options. The first floor hosts the primary bedroom, large office, a secondary bedroom, a full bath and laundry. The second floor has a bedroom, full bath and a large loft for relaxing and entertaining. Tall glass sliding doors lead to the spacious covered lanai where you can experience the tranquil sights and sounds of the nature preserve. A fantastic new amenities center is just down the street. This is a NO CDD, gated community in the heart of the top St. Johns County schools! This home has it all!
List Price/SqFt: 275.42
Sold Price/SqFt: 268.64

Property Features

Architectural Style: Craftsman Levels: One and One Half Appliances: Dishwasher; Gas Range; Gas Water Heater; Microwave; Tankless Water Heater; Water Softener Owned Interior Features: Smart Home; Vaulted Ceiling(s) Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; Lower Level; Sink; Washer Hookup Utilities: Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Security Features: Security Gate Construction Materials: Fiber Cement Roof: Shingle Parking Features: Garage; Garage Door Opener Lot Features: Wooded View: Protected Preserve Fencing: Back Yard Current Use: Residential Association Amenities: Clubhouse; Community Pool; Fitness Center; Gated; Jogging Path; Playground Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; USDA Loan; VA Loan Contingency Reason: Financing; Inspection

Contract Information

Property Sub Type: Single Family Residence
Listing Contract Date: 2024-01-30

Location Tax and Legal

Street Number: 290
Street Name: GAP CRK
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Mill Creek Forest

Status Change Information

Major Change Timestamp: 2024-05-13T17:49:56Z
Major Change Type: Status Change
Price Change Timestamp: 2024-04-02T16:08:29Z
Purchase Contract Date: 2024-04-15
Close Date: 2024-05-13
Close Price: 634000

DPR Eligible

DPR Eligible: No

More Information

Documents

HOA ›

Sellers Disclosure ›

Listing Office: WATSON REALTY CORP

Last Updated: December - 30 - 2025

Information deemed reliable but not guaranteed.

Search powered by FBS Products

Let’s Connect

Contact Detail

Newsletter

Subscribe to Zelda’s Market Updates & Newsletter

By submitting this form, you are consenting to receive marketing emails from: Go Zelda. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe® link, found at the bottom of every email. Emails are serviced by Constant Contact

Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

Compare listings

Compare