Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

2899 S PONTE VEDRA Boulevard, Ponte Vedra Beach, FL 32082 (MLS# 2171555)

2899 S PONTE VEDRA Boulevard, Ponte Vedra Beach, FL 32082

New Listing

$2,599,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,818 Lot Size (sq. ft.): 11,761 Status: Active

Current Price: $2,599,000 List Date: 10/30/2026 Last Modified: 10/30/2026

Overview

Description

Oceanfront living at its finest! Enjoy direct beach access from this beautifully remodeled 4 bedroom, 3 bath, three-level home overlooking the Atlantic Ocean. Watch the waves from the spacious deck or stroll the sandy shoreline just beyond the door. Extensively remodeled in 2024-2025, the home features new luxury vinyl flooring throughout, new designer window coverings, and redesigned bathrooms with new vanities, fixtures, tile and enclosures. The resort-style primary suite offers a 5-fixture bath. The kitchen showcases new premium stainless steel appliances, complemented by two sets of large-capacity washers and dryers and a garage-rated overflow refrigerator. Additional updates include new electrical devices, dimmers, bath fan timers, custom interior and exterior LED lighting, and ceiling fans in all bedrooms. Built for coastal peace of mind with Andersen windows and doors, hurricane-rated first-floor entry doors, a hurricane-rated garage door with battery-backup operator.

Supplements: Electric hurricane shutters on windows and doors. The first floor is all CMU construction on an auger-cast concrete piling-supported grade-beam foundation, with a bulkhead along the ocean frontage. Comfort and efficiency come from separate heat pumps and thermostats for each floor, deep HEPA filtration on the 1st and 2nd floor air handlers, dual wa ... (Read more)

Listing Details MLS# 2171555

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2818
Living Area Source: Assessor
Year Built: 1995
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.27
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Stories: 3
Senior Community YN: No
Direction Faces: East
Directions: From Ponte Vedra Blvd., south on A1A , for approximately 12 miles. House will be on the left (Oceanfront).
Public Remarks: Oceanfront living at its finest! Enjoy direct beach access from this beautifully remodeled 4 bedroom, 3 bath, three-level home overlooking the Atlantic Ocean. Watch the waves from the spacious deck or stroll the sandy shoreline just beyond the door. Extensively remodeled in 2024-2025, the home features new luxury vinyl flooring throughout, new designer window coverings, and redesigned bathrooms with new vanities, fixtures, tile and enclosures. The resort-style primary suite offers a 5-fixture bath. The kitchen showcases new premium stainless steel appliances, complemented by two sets of large-capacity washers and dryers and a garage-rated overflow refrigerator. Additional updates include new electrical devices, dimmers, bath fan timers, custom interior and exterior LED lighting, and ceiling fans in all bedrooms. Built for coastal peace of mind with Andersen windows and doors, hurricane-rated first-floor entry doors, a hurricane-rated garage door with battery-backup operator.
List Price/SqFt: 922.29

Property Features

Architectural Style: Traditional Levels: Three Or More Appliances: Dishwasher; Dryer; Electric Oven; Electric Range; Refrigerator; Washer Fireplace Features: Electric Interior Features: Breakfast Bar; Eat-in Kitchen; Guest Suite; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Walk-In Closet(s) Flooring: Luxury Vinyl; Tile Laundry Features: In Garage Utilities: Cable Available Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Septic Tank Smart Home Features: Lighting; Programmable Thermostat Security Features: Smoke Detector(s) Construction Materials: Block; Concrete; Frame; Stucco Exterior Features: Balcony; Outdoor Shower Patio And Porch Features: Covered; Deck; Patio Roof: Shingle Parking Features: Additional Parking; Attached; Garage Lot Features: Sprinklers In Front; Sprinklers In Rear View: Beach; Ocean Waterfront Features: Navigable Water; Ocean Front Current Use: Investment; Residential Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional