Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

289 NAVIGATORS Road, St. Johns, FL 32259 (MLS# 2103466)

289 NAVIGATORS Road, St. Johns, FL 32259

$885,500

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 3,196 Status: Closed

Current Price: $885,500 List Date: 8/12/2025 Last Modified: 2/02/2026

Overview

Description

Step into the Brooklyn, a versatile 3,234-square-foot home designed to bring comfort, style, and functionality to everyday living. This stunning two-story layout offers 4 bedrooms, 3 bathrooms, and a three-car garage, making it ideal for families who need space and flexibility. With open-concept living areas, private retreats, and plenty of room for entertaining, the Brooklyn can easily adapt to your lifestyle. ICI Homes' commitment to customization means you can personalize the Brooklyn to truly make it your own. As you enter the Brooklyn, you're welcomed by a grand foyer that leads you into the heart of the home. To the right of the entryway is a flex room that can be used as a study, home office, or even a cozy den—whatever suits your needs. Just beyond the foyer, you'll find a spacious living room, an inviting area with abundant natural light that flows seamlessly into the kitchen and dining room.

Listing Details MLS# 2103466

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 3196
Living Area Source: Builder
Year Built: 2026
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Association YN: Yes
Association Fee: 505
Association Fee Frequency: Annually
Association Name: Leland
CDD Fee YN: Yes
CDD Fee Amount: 1953
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2025-05-31
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Stories: 2
Senior Community YN: No
Directions: I-95 S to Exit 333 for FL-9B S, Exit onto St Johns Pkwy, turn L on Longleaf Pine Pkwy, turn L on Veterans Pkwy. Make R on Landmark Blvd, turn L on Navigators Rd
Public Remarks: Step into the Brooklyn, a versatile 3,234-square-foot home designed to bring comfort, style, and functionality to everyday living. This stunning two-story layout offers 4 bedrooms, 3 bathrooms, and a three-car garage, making it ideal for families who need space and flexibility. With open-concept living areas, private retreats, and plenty of room for entertaining, the Brooklyn can easily adapt to your lifestyle. ICI Homes' commitment to customization means you can personalize the Brooklyn to truly make it your own. As you enter the Brooklyn, you're welcomed by a grand foyer that leads you into the heart of the home. To the right of the entryway is a flex room that can be used as a study, home office, or even a cozy den—whatever suits your needs. Just beyond the foyer, you'll find a spacious living room, an inviting area with abundant natural light that flows seamlessly into the kitchen and dining room.
List Price/SqFt: 290.12
Sold Price/SqFt: 277.07

Property Features

Appliances: Dishwasher; Disposal; Gas Cooktop; Microwave; Tankless Water Heater Interior Features: Breakfast Bar; Eat-in Kitchen; Entrance Foyer; His and Hers Closets; Jack and Jill Bath; Open Floorplan; Primary Bathroom - Shower No Tub; Smart Thermostat; Split Bedrooms; Walk-In Closet(s) Laundry Features: In Unit Utilities: Cable Available; Electricity Available; Natural Gas Available; Sewer Available; Water Available Cooling: Central Air; Electric Heating: Central Water Source: Public Sewer: Public Sewer Smart Home Features: Programmable Thermostat Construction Materials: Frame Patio And Porch Features: Covered; Front Porch; Rear Porch Roof: Shingle Parking Features: Garage Waterfront Features: Pond Current Use: Residential; Single Family Association Amenities: Community Pool; Dog Park; Gated; Playground Possession: Close Of Escrow Listing Terms: Conventional Room Types: Bedroom 2; Bedroom 3; Bedroom 4; Dining Room; Kitchen; Living Room; Loft; Office; Primary Bedroom

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2025-08-01

Location Tax and Legal

Street Number: 289
Street Name: NAVIGATORS
Street Suffix: Road
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Middlebourne

Status Change Information

Major Change Timestamp: 2026-02-02T19:45:01Z
Major Change Type: Status Change
Price Change Timestamp: 2025-10-03T18:52:54Z
Purchase Contract Date: 2026-02-02
Close Date: 2026-02-02
Close Price: 885500

DPR Eligible

DPR Eligible: No

More Information

Room Types

Bedroom 2 Level: Second
Bedroom 3 Level: Second
Bedroom 4 Level: Second
Dining Room Level: First
Kitchen Level: First
Living Room Level: First
Loft Level: Second
Office Level: First
Primary Bedroom Level: First

Room Information

Room Name	Level	Length	Width	Remarks
Primary Bedroom	First	13.00	17.00
Bedroom 2	Second	10.00	15.00	Private Bathroom
Bedroom 3	Second	10.00	14.00
Bedroom 4	Second	10.00	11.00
Office	First	14.00	12.00
Loft	Second	13.00	17.00
Kitchen	First	10.00	14.00
Dining Room	First	14.00	12.00
Living Room	First	20.00	17.00

Listing Office: ICI SELECT REALTY, INC.

Last Updated: February - 02 - 2026

Information deemed reliable but not guaranteed.