Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

2874 PEBBLEWOOD Lane, Orange Park, FL 32065 (MLS# 2120036)

2874 PEBBLEWOOD Lane, Orange Park, FL 32065

$345,000

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 2,248 Lot Size (sq. ft.): 10,019 Status: Closed

Current Price: $345,000 List Date: 12/12/2025 Last Modified: 3/21/2026

Overview

Description

Now available at $349,900...Tucked away on a quiet cul-de-sac in Oakleaf, this all-brick home offers the flexible spaces and backyard buyers are asking for. Inside, you'll find 4 bedrooms, 2 baths, a true office, and a separate sitting area that can flex as a second living room, play space, or media room. The split floorplan gives privacy to the primary suite while keeping the secondary bedrooms conveniently nearby. The open main living area flows into a generous kitchen with plenty of cabinet and counter space, making everyday life and entertaining feel easy. Step outside to a standout backyard—deep, open, and ready for whatever you imagine next, from gardening or games to planning a future pool. Oakleaf's resort-style amenities, including pools, fitness centers, sports courts, playgrounds, and more, plus close proximity to shopping, dining, and commuter routes, round out the lifestyle buyers love.

Listing Details MLS# 2120036

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 2248
Living Area Source: Appraiser
Year Built: 2004
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.23
Association YN: Yes
Association Fee: 85
Association Fee Frequency: Annually
Association Name: Oakleaf Plantation POA
Association Phone: 904-806-2006
CDD Fee YN: Yes
CDD Fee Amount: 1881.26
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Partially
Stories: Yes
Senior Community YN: No
Directions: Head southeast on Oakleaf Village Pkwy toward Plantation Oaks Blvd; Left on Oakside Dr.; at traffic circle take 2nd exit onto Wakemont Dr.; Right onto Stonebrier Ridge Dr; Left on Thorncrest Dr.; Right on Hollygate Lan; Left on Pebblewood Lane.
Public Remarks: Now available at $349,900...Tucked away on a quiet cul-de-sac in Oakleaf, this all-brick home offers the flexible spaces and backyard buyers are asking for. Inside, you'll find 4 bedrooms, 2 baths, a true office, and a separate sitting area that can flex as a second living room, play space, or media room. The split floorplan gives privacy to the primary suite while keeping the secondary bedrooms conveniently nearby. The open main living area flows into a generous kitchen with plenty of cabinet and counter space, making everyday life and entertaining feel easy. Step outside to a standout backyard—deep, open, and ready for whatever you imagine next, from gardening or games to planning a future pool. Oakleaf's resort-style amenities, including pools, fitness centers, sports courts, playgrounds, and more, plus close proximity to shopping, dining, and commuter routes, round out the lifestyle buyers love.
List Price/SqFt: 155.65
Sold Price/SqFt: 153.47

Property Features

Levels: One Appliances: Dishwasher; Electric Oven; Microwave; Refrigerator; Water Softener Owned Fireplace Features: Gas Interior Features: Eat-in Kitchen; Kitchen Island; Open Floorplan; Split Bedrooms; Walk-In Closet(s) Flooring: Laminate Utilities: Cable Available; Electricity Available; Water Available Cooling: Central Air Heating: Central Water Source: Public Construction Materials: Brick Patio And Porch Features: Covered; Patio Roof: Shingle Parking Features: Garage Lot Features: Cul-De-Sac Fencing: Back Yard; Fenced Current Use: Residential; Single Family Association Amenities: Barbecue; Children's Pool; Clubhouse; Community Pool; Fitness Center; Jogging Path; Park; Pickleball; Playground; Tennis Court(s) Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2025-12-03

Location Tax and Legal

Street Number: 2874
Street Name: PEBBLEWOOD
Street Suffix: Lane
County: Clay
State: FL
Postal Code: 32065
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: Stonebrier

Status Change Information

Major Change Timestamp: 2026-03-21T00:30:36Z
Major Change Type: Status Change
Price Change Timestamp: 2026-01-13T18:23:35Z
Purchase Contract Date: 2026-02-17
Close Date: 2026-03-20
Close Price: 345000

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: No

Listing Office: FLORIDA HOMES REALTY & MTG LLC

Last Updated: March - 21 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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