Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

287 WHITE HORSE Way, St. Johns, FL 32259 (MLS# 2062727)

287 WHITE HORSE Way, St. Johns, FL 32259

$750,000

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Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,918 Lot Size (sq. ft.): 10,019 Status: Closed

Current Price: $750,000 List Date: 1/03/2025 Last Modified: 7/22/2026

Overview

Description

OPEN HOUSE Cancelled. Stunning better-than-new Drees Homes Durbin II, where luxury meets functionality. This meticulously upgraded single-story home features 4 bedrooms, 3 full baths, & a thoughtfully designed floorplan perfect for modern living. From the moment you enter through the exquisite double doors with decorative glass inserts, you're greeted by a grand foyer and a versatile flex room—ideal as an office or formal living space. The heart of the home is the gourmet kitchen, a chef's dream with white cabinetry, sleek quartz countertops, stainless steel appliances, a wine cooler, custom pendant lighting, and a massive walk-in pantry with wood shelving. Natural light floods the inviting sunroom, providing a serene retreat with views of the oversized lanai and backyard—perfect for entertaining or unwinding. The luxurious owner's suite offers a tranquil escape with large windows, a tray ceiling, and space for a sitting area. The spa-like master bath boasts a super shower, CONT

Supplements: dual vanities, and two spacious walk-in closets. Noteworthy upgrades include wood-look tile flooring, surround sound throughout key living spaces, a security system with cameras, pavered outdoor areas, a gas water heater, pre-plumbing for a pool, and a water softener loop. This home is move-in ready and waiting to become your personal oasis. Don' ... (Read more)

Listing Details MLS# 2062727

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2918
Living Area Source: Assessor
Year Built: 2021
Homestead YN: Yes
Lot Size Acres: 0.23
Association YN: Yes
Association Fee: 1200
Association Fee Frequency: Annually
Association Name: Oxford Estates
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Senior Community YN: No
Directions: From I-295S, exit right onto San Jose. Turn left onto Roberts Rd, Left onto Longleaf Pine Pkwy. Turn right onto Oxbridge Way, right onto Blackwell Rd, left onto White Horse Way.
Public Remarks: OPEN HOUSE Cancelled. Stunning better-than-new Drees Homes Durbin II, where luxury meets functionality. This meticulously upgraded single-story home features 4 bedrooms, 3 full baths, & a thoughtfully designed floorplan perfect for modern living. From the moment you enter through the exquisite double doors with decorative glass inserts, you're greeted by a grand foyer and a versatile flex room—ideal as an office or formal living space. The heart of the home is the gourmet kitchen, a chef's dream with white cabinetry, sleek quartz countertops, stainless steel appliances, a wine cooler, custom pendant lighting, and a massive walk-in pantry with wood shelving. Natural light floods the inviting sunroom, providing a serene retreat with views of the oversized lanai and backyard—perfect for entertaining or unwinding. The luxurious owner's suite offers a tranquil escape with large windows, a tray ceiling, and space for a sitting area. The spa-like master bath boasts a super shower, CONT
List Price/SqFt: 265.59
Sold Price/SqFt: 257.03

Property Features

Architectural Style: Craftsman; Ranch Levels: One Appliances: Gas Cooktop; Gas Water Heater; Microwave; Tankless Water Heater Interior Features: Breakfast Bar; Entrance Foyer; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Sink Utilities: Cable Available Cooling: Attic Fan Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Closed Circuit Camera(s); Security Gate Construction Materials: Composition Siding Patio And Porch Features: Covered; Patio; Porch Roof: Shingle Parking Features: Garage Fencing: Back Yard; Vinyl Current Use: Residential Association Amenities: Community Pool; Dog Park; Playground Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Inspection