Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

287 OLD FOREST Road, St. Augustine, FL 32092 (MLS# 2170386)

287 OLD FOREST Road, St. Augustine, FL 32092

$522,997

Copy of 2021_04_09 218 Silver Forest Dr-

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,001 Status: Active

Current Price: $522,997 List Date: 10/22/2026 Last Modified: 11/10/2026

Overview

Description

The Lightner blends upscale design with everyday comfort, showcasing an airy open-concept layout centered around a beautifully appointed gourmet kitchen with white cabinetry, gas appliances, and an oversized island that flows seamlessly into the dining and great room spaces. Upstairs, the elegant owner's retreat features a tray ceiling, spacious walk-in closet, and private bath, while two additional bedrooms, a versatile loft, and convenient laundry room provide flexibility for modern living. Rich wood-look laminate flooring, included blinds, a finished 2-car garage, and a paver driveway add the perfect finishing touches to this thoughtfully designed home. *SAMPLE PHOTOS; Actual homes as constructed may not contain the features and layouts depicted and may vary from image(s).

Open Houses

Saturday, November 14, 11:00 am - 5:00 pm
Sunday, November 15, 12:00 pm - 6:00 pm

Listing Details MLS# 2170386

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2001
Living Area Source: Builder
Year Built: 2026
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Association YN: Yes
Association Fee: 1580
Association Fee Frequency: Annually
Association Name: Evergreen Lifestyles Management
Association Phone: 877-221-6919
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2026-10-21
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: Take I-95 S to 9 Mile Rd/International Golf Pkwy in St. Johns County. Take exit 323 from I-95 S. Turn right onto 9 Mile Rd/International Golf Pkwy. Turn right onto FL-16. Turn right onto Silverleaf.
Public Remarks: The Lightner blends upscale design with everyday comfort, showcasing an airy open-concept layout centered around a beautifully appointed gourmet kitchen with white cabinetry, gas appliances, and an oversized island that flows seamlessly into the dining and great room spaces. Upstairs, the elegant owner's retreat features a tray ceiling, spacious walk-in closet, and private bath, while two additional bedrooms, a versatile loft, and convenient laundry room provide flexibility for modern living. Rich wood-look laminate flooring, included blinds, a finished 2-car garage, and a paver driveway add the perfect finishing touches to this thoughtfully designed home. *SAMPLE PHOTOS; Actual homes as constructed may not contain the features and layouts depicted and may vary from image(s).
List Price/SqFt: 261.37

Property Features

Levels: Two Appliances: Dishwasher; Disposal; Dryer; Gas Range; Microwave; Refrigerator; Tankless Water Heater; Washer Interior Features: Eat-in Kitchen; Kitchen Island; Pantry; Primary Bathroom - Shower No Tub; Walk-In Closet(s); Other Flooring: Carpet; Vinyl Laundry Features: In Unit Utilities: Cable Available; Electricity Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Block; Composition Siding; Frame; Vinyl Siding; Other Patio And Porch Features: Covered; Patio Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Cul-De-Sac; Sprinklers In Front; Sprinklers In Rear Current Use: Residential Association Amenities: Children's Pool; Clubhouse; Community Pool; Playground; Tennis Court(s); Other Road Surface Type: Paved Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Room Types: Bathroom 2; Bedroom 2; Bedroom 3; Dining Room; Great Room; Kitchen; Laundry; Loft; Primary Bathroom; Primary Bedroom

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-10-22

Location Tax and Legal

Street Number: 287
Street Name: OLD FOREST
Street Suffix: Road
County: St. Johns
State: FL
Postal Code: 32092
MLS Area Major: 305-World Golf Village Area-Central
Subdivision Name: Elm Ridge

Status Change Information

Major Change Timestamp: 2026-10-22T16:30:34Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-10-22T16:30:34Z

DPR Eligible

DPR Eligible: Yes

More Information

Room Types

Bathroom 2 Level: Second
Bedroom 2 Level: Second
Bedroom 3 Level: Second
Dining Room Level: First
Great Room Level: First
Kitchen Level: First
Laundry Level: Second
Loft Level: Second
Primary Bathroom Level: Second
Primary Bedroom Level: Second

Room Information

Room Name	Level	Length	Width	Remarks
Great Room	First	15.00	16.30
Kitchen	First	14.50	12.10	Walk-in pantry,
Dining Room	First	14.50	8.70
Primary Bedroom	Second	14.40	14.50	Walk-in closet
Primary Bathroom	Second			En suite
Bedroom 2	Second	10.10	10.10	Built-In closet
Bedroom 3	Second	10.30	10.60	Walk-in closet
Bathroom 2	Second			Built-in closet
Loft	Second	14.70	11.10
Laundry	Second

Listing Office: AXEN REALTY LLC

Last Updated: November - 10 - 2026

Information deemed reliable but not guaranteed.