Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

2867 SCOTT Circle, Jacksonville, FL 32223 (MLS# 2170383)

2867 SCOTT Circle, Jacksonville, FL 32223

$565,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 1,850 Lot Size (sq. ft.): 35,719 Status: Active

Current Price: $565,000 List Date: 10/22/2026 Last Modified: 11/01/2026

Overview

Description

Top-to-bottom remodel in the heart of Mandarin on a rare, almost 1-acre private lot with CITY SEWER (no septic) and a free-flowing well feeding a new whole-home treatment system by Affordable Water (peroxide injection, softener, and carbon filtration) over $5K invested for clean drinking water at every tap, and huge savings off city water bills. NO HOA, NO CDD. Every detail is new: Flooring, Baseboards, Kitchen Cabinets, Countertops, Hardware, Lighting, Updated Bathrooms, CPVC Repiping, Water Heater, HVAC, fresh paint inside and out, and new paver front patio. Out back, relax on your covered patio with new screen enclosure or hang out on your paver patio with firepit. Lots like this don't come around often. Nearly a full acre inside Mandarin with city sewer, so there's room for a pool, RV, a shop, and all your toys. Convenient to major highways, shopping, restaurants, and all that Mandarin offers. Nothing left to do but move in, schedule your showing today.

Listing Details MLS# 2170383

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1850
Living Area Source: Measured
Year Built: 1977
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.82
Lot Size Dimensions: .82
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Direction Faces: Northeast
Directions: From San Jose Blvd, Right on Claire Ln, Turn right onto Clairboro Rd. E., Turn Left onto Clairboro Rd, Turn right onto Scott Circle E, Turn Left onto Scott Circle. Property on the right hand about 400 ft
Public Remarks: Top-to-bottom remodel in the heart of Mandarin on a rare, almost 1-acre private lot with CITY SEWER (no septic) and a free-flowing well feeding a new whole-home treatment system by Affordable Water (peroxide injection, softener, and carbon filtration) over $5K invested for clean drinking water at every tap, and huge savings off city water bills. NO HOA, NO CDD. Every detail is new: Flooring, Baseboards, Kitchen Cabinets, Countertops, Hardware, Lighting, Updated Bathrooms, CPVC Repiping, Water Heater, HVAC, fresh paint inside and out, and new paver front patio. Out back, relax on your covered patio with new screen enclosure or hang out on your paver patio with firepit. Lots like this don't come around often. Nearly a full acre inside Mandarin with city sewer, so there's room for a pool, RV, a shop, and all your toys. Convenient to major highways, shopping, restaurants, and all that Mandarin offers. Nothing left to do but move in, schedule your showing today.
List Price/SqFt: 305.41

Property Features

Architectural Style: Ranch Levels: One Property Condition: Updated/Remodeled Rental Restrictions: No Minimum Appliances: Dishwasher; Disposal; Electric Range; Electric Water Heater; Microwave; Refrigerator; Water Softener Owned Fireplace Features: Wood Burning Interior Features: Ceiling Fan(s); Entrance Foyer; His and Hers Closets; Open Floorplan; Primary Bathroom - Shower No Tub; Split Bedrooms; Walk-In Closet(s) Flooring: Luxury Vinyl; Tile Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Utilities: Cable Available; Electricity Available; Electricity Connected; Sewer Connected Cooling: Central Air Heating: Central Electric: 200+ Amp Service Water Source: Private; Well Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Composition Siding; Wood Siding Exterior Features: Fire Pit Patio And Porch Features: Covered; Front Porch; Patio; Porch; Rear Porch; Screened Roof: Shingle Parking Features: Garage; Garage Door Opener Lot Features: Many Trees; Wooded View: Creek/Stream; Trees/Woods Fencing: Fenced; Wood Current Use: Residential Road Frontage Type: City Street Road Surface Type: Concrete Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan; Other