Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

2860 CIRCLE RIDGE Drive, Orange Park, FL (MLS# 743116)

2860 CIRCLE RIDGE Drive, Orange Park, FL

$192,900

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,113 Status: Closed

Current Price: $192,900 List Date: 10/28/2014 Last Modified: 10/14/2026

Overview

Description

4BR, 3 full bath, 2385 SF Home for Sale (Formal LR, Formal DR, Large Den with Fireplace, Refinished Kitchen and Nook, Refinished all wood cabinets in bathrooms). Designer Roof 30 Year Warranty installed late 2007/early. Bundle of repair shingles left in Outside Storage Building in Rear Yard. Two wells feed one pump for irrigation of garden area and all lawn watering. This reduces the Clay County Water bill by $100.00 10 Months out of the year. The Rear Garage gives room for two full size 1980’s Lincoln Town Cars (largest made) – it is 24’ x 24’ with Garage Door replaced and Overhead Opener Replaced. Water Heater replaced within past 4 years; Kitchen Cabinets are all hard wood and were hand sanded (including bathroom Cabinets in three bathrooms) in 2011. Additional molding was insta

Supplements: insta

Listing Details MLS# 743116

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2113
Living Area Source: Public Records
Year Built: 1985
Lot Size Dimensions: 90'x122'x90'x122'
Association YN: Yes
Association Fee: 35
Association Fee Frequency: Annually
CDD Fee YN: No
New Construction YN: No
Garage Spaces: 2
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Directions: From I-295 exit south on Blanding Blvd, go approximately 4 miles, right on Foxridge Rd, 2nd left onto Circle Ridge Dr, home is approximately .4 miles on right
Public Remarks: 4BR, 3 full bath, 2385 SF Home for Sale (Formal LR, Formal DR, Large Den with Fireplace, Refinished Kitchen and Nook, Refinished all wood cabinets in bathrooms). Designer Roof 30 Year Warranty installed late 2007/early. Bundle of repair shingles left in Outside Storage Building in Rear Yard. Two wells feed one pump for irrigation of garden area and all lawn watering. This reduces the Clay County Water bill by $100.00 10 Months out of the year. The Rear Garage gives room for two full size 1980’s Lincoln Town Cars (largest made) – it is 24’ x 24’ with Garage Door replaced and Overhead Opener Replaced. Water Heater replaced within past 4 years; Kitchen Cabinets are all hard wood and were hand sanded (including bathroom Cabinets in three bathrooms) in 2011. Additional molding was insta
List Price/SqFt: 94.6
Sold Price/SqFt: 91.29

Property Features

Approx Parcel Size: .25 to .5 Acre Appliances: Dishwasher; Disposal; Electric Range; Electric Water Heater; Ice Maker; Refrigerator; Water Softener Owned Fireplace Features: Wood Burning Interior Features: Built-in Features; Eat-in Kitchen; Entrance Foyer; Pantry; Primary Bathroom - Shower No Tub; Skylight(s); Split Bedrooms; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Connected; Other Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Green Energy Efficient: Windows Security Features: Security System Owned; Smoke Detector(s) Construction Materials: Brick Other Structures: Shed(s) Patio And Porch Features: Front Porch; Patio Pool Features: None Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener; RV Access/Parking Lot Features: Sprinklers In Front; Sprinklers In Rear Fencing: Back Yard; Vinyl; Other Current Use: Residential; Single Family Association Amenities: Playground; Tennis Court(s) Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2014-10-28

Location Tax and Legal

Street Number: 2860
Street Name: CIRCLE RIDGE
Street Suffix: Drive
County: Clay
State: FL
MLS Area Major: 134-South Blanding
Subdivision Name: Foxridge

Status Change Information

Major Change Timestamp: 2015-03-30T18:48:09Z
Major Change Type: Status Change
Purchase Contract Date: 2015-03-24
Close Date: 2015-03-30
Close Price: 192900

Fireplace Features

Fireplaces Total: Yes

More Information

Historical Information

Public Historical Remarks 1: Interior Amenities-Window Treatment(s): Y, Interior Amenities-Bay/Bow Window(s): Y, Self Cleaning Oven: Y, Parking Facilities-Keypad Entry: Y, Suburban Lot Location: Y
Public Historical Remarks 2: Common Club Amenities-Club Facilities: Y, Energy Features-Ceiling Fan(s): Y, Interior Amenities-Ceiling 8+ Ft.: Y, Interior Amenities-Sliding Glass Door(s): Y, Oversize Garage/Storage: Y, Fireplace-Family Room: Y, Fireplace Mantle: Y, Brick Fireplace: Y
Public Historical Remarks 3: Occupant Type: Appointment, Call Seller Direct, See Private Remarks, Advance Notice

Room Information

Room Name
Living Room
Family Room
Utility Room

Listing Office: ROGER BILLS, BROKER

Last Updated: October - 14 - 2026

Information deemed reliable but not guaranteed.