Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

285 N LAKE CUNNINGHAM Avenue, St. Johns, FL 32259 (MLS# 1129287)

285 N LAKE CUNNINGHAM Avenue, St. Johns, FL 32259

$378,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,797 Status: Closed

Current Price: $378,000 List Date: 9/02/2021 Last Modified: 1/18/2026

Overview

Description

Welcome home to 285 N Lake Cunningham Ave. This beautiful lakefront home has everything you have been looking for. Located in St. Johns, FL and nestled in the quiet community of Lake Cunningham, sits this 1,797 sq ft home with 3 bedrooms and 2 baths. The home features an open floor plan with an eat-in kitchen, new luxury vinyl plank flooring, new carpet in all the bedrooms, new SS appliance package, new windows throughout, a backyard paver patio, new paint throughout and, to top it all off, a new roof! Enjoy evenings with family or friends in your fenced backyard oasis overlooking the water. Lake Cunningham is a deed restricted community, with low HOA fees and NO CDD FEES! This home is a true turnkey home. Come see what others have been talking about! Come live the Florida lifestyle.

Supplements: This home is within walking distance to school's and community Pool and Play ground !

Listing Details MLS# 1129287

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1797
Living Area Source: Public Records
Year Built: 2001
Association YN: Yes
Association Fee: 483
Association Fee Frequency: Annually
Association Name: Cunningham Creek
Association Phone: 9045145511
CDD Fee YN: No
New Construction YN: No
Garage Spaces: 2
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Stories: Yes
Directions: From Longleaf Pine Pkwy., R to Roberts Rd., R onto Tiger Creek Pkwy., L on Lake Cunningham Ave., House on the left.
Public Remarks: Welcome home to 285 N Lake Cunningham Ave. This beautiful lakefront home has everything you have been looking for. Located in St. Johns, FL and nestled in the quiet community of Lake Cunningham, sits this 1,797 sq ft home with 3 bedrooms and 2 baths. The home features an open floor plan with an eat-in kitchen, new luxury vinyl plank flooring, new carpet in all the bedrooms, new SS appliance package, new windows throughout, a backyard paver patio, new paint throughout and, to top it all off, a new roof! Enjoy evenings with family or friends in your fenced backyard oasis overlooking the water. Lake Cunningham is a deed restricted community, with low HOA fees and NO CDD FEES! This home is a true turnkey home. Come see what others have been talking about! Come live the Florida lifestyle.
List Price/SqFt: 208.68
Sold Price/SqFt: 210.35

Property Features

Approx Parcel Size: .25 to .5 Acre Architectural Style: Ranch Appliances: Dishwasher; Disposal; Electric Cooktop; Electric Range; Electric Water Heater; Ice Maker; Microwave; Refrigerator Interior Features: Breakfast Bar; Eat-in Kitchen; Entrance Foyer; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Flooring: Tile; Vinyl Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Available; Cable Connected; Other Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Security System Owned; Smoke Detector(s) Construction Materials: Frame; Stucco; Vinyl Siding Patio And Porch Features: Covered; Patio Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear Waterfront Features: Pond Fencing: Back Yard Current Use: Residential; Single Family Association Amenities: Community Pool; Playground Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2021-09-02

Location Tax and Legal

Street Number: 285
Street Direction Prefix: N
Street Name: LAKE CUNNINGHAM
Street Suffix: Avenue
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Cunningham Creek

Status Change Information

Major Change Timestamp: 2023-11-17T04:49:17Z
Major Change Type: Price Reduced
Price Change Timestamp: 2021-09-06T23:30:57Z
Purchase Contract Date: 2021-09-21
Close Date: 2021-10-04
Close Price: 378000

Historical Information

Public Historical Remarks 1: Utilities-Underground: Y, Utilities-Separate Irrigation Meter: Y, Self Cleaning Oven: Y, Aluminum Fencing: Y, Suburban Lot Location: Y
Public Historical Remarks 2: Covenants/Restrictions: Y, Dining-Living/Dining Combo: Y, Soccer Field(s): Y, Bath-Garden Bath: Y, Interior Amenities-Sliding Glass Door(s): Y, Structure Slab: Y
Public Historical Remarks 3: Intermediate School: Other

More Information

Room Information

Room Name
Family Room
Utility Room

Documents

Restrictions ›

Offer Instructions ›

Anti-Fraud Disclosure ›

HOA Disclosure ›

Sellers Disclosures ›

Listing Office: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Last Updated: January - 18 - 2026

Information deemed reliable but not guaranteed.