Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

285 FLINTLOCK Lane, St. Johns, FL 32095 (MLS# 2171441)

285 FLINTLOCK Lane, St. Johns, FL 32095

$437,730

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,107 Status: Pending

Current Price: $437,730 List Date: 10/29/2026 Last Modified: 10/29/2026

Overview

Description

The Morris offers 4 bedrooms, 3 bathrooms, and a 2-car garage with plenty of space for everyday living.

Listing Details MLS# 2171441

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2107
Living Area Source: Estimated
Year Built: 2026
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Association YN: Yes
Association Fee: 54
Association Fee Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 2973.01
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2026-12-15
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: Head south on First Coast Expressway. Exit onto Blanding Boulevard/SR 21 North. Turn right onto Knight Boxx Road. In 1.2 miles, turn left onto County Road 220 East. Community is located on the left in
Public Remarks: The Morris offers 4 bedrooms, 3 bathrooms, and a 2-car garage with plenty of space for everyday living.
List Price/SqFt: 207.75

Property Features

Architectural Style: Craftsman Levels: Two Property Condition: Under Construction Rental Restrictions: 1 Year Appliances: Dishwasher; Electric Cooktop; Electric Oven; Microwave; Other Interior Features: Eat-in Kitchen; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Smart Home; Smart Thermostat; Walk-In Closet(s); Other Flooring: Carpet; Tile Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; Upper Level; Washer Hookup Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Available Cooling: Central Air Heating: Electric; Heat Pump Electric: 200+ Amp Service Water Source: Public Sewer: Public Sewer Smart Home Features: Programmable Thermostat Green Water Conservation: Low-Flow Fixtures; Water-Smart Landscaping Construction Materials: Fiber Cement; Frame Patio And Porch Features: Covered; Front Porch; Rear Porch Roof: Shingle Parking Features: Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear View: Other Current Use: Residential; Single Family Association Amenities: Clubhouse; Community Pool; Fitness Center; Park; Playground; Other Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-07-06

Location Tax and Legal

Street Number: 285
Street Name: FLINTLOCK
Street Suffix: Lane
County: St. Johns
State: FL
Postal Code: 32095
MLS Area Major: 306-World Golf Village Area-NE
Subdivision Name: Bannon Lakes

Status Change Information

Major Change Timestamp: 2026-10-29T18:13:42Z
Major Change Type: Status Change
Purchase Contract Date: 2026-07-07

DPR Eligible

DPR Eligible: No

More Information

Listing Office: PULTE REALTY OF NORTH FLORIDA, LLC.

Last Updated: October - 29 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.