Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

284 WHIRLAWAY Court, St. Johns, FL 32259 (MLS# 2057998)

284 WHIRLAWAY Court, St. Johns, FL 32259

$897,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,669 Lot Size (sq. ft.): 11,326 Status: Closed

Current Price: $897,000 List Date: 11/22/2024 Last Modified: 4/17/2026

Overview

Description

STUNNING 4-Bedroom Executive Home on a 80' Cul-de-sac Lot in the Exclusive Estates at RiverTown! TONS of Upgrades: Whole Home Gutters & 3-Car Garage w Epoxy Floor & AC! Fresh Int Paint, LVP Flooring, 12ft Ceilings, TONS of Natural Light & MASTER BATH OASIS! Formal Dining & Living Rooms! Open & Inviting Living Room w Tray Ceiling & Electric Fireplace-Perfect for Cozy Evenings w family! Gourmet Kitchen w Oversized Quartz Island/Breakfast, Dbl Stacked Shaker-Style Cabinets, Butler's Pantry, Tile Backsplash & High-End Stainless Steel Appliances! Family Room w Built-Ins & Gorgeous Backyard Views! Primary Bedroom w Preserve Views & Walk-in Wardrobe w Closet System! Spa-Like En Suite w Dual Sink Vanity, Walk-In Tiled Shower & Free Standing Tub! Incredible Outdoor Oasis: NEW Pavers on Side/Rear Patio! HUGE Covered Patio w Upgraded Fans-Perfect Spot to Relax & Enjoy the Preserve Views! Expansive Backyard-TONS of Space for Pool/Fire Pit!

Supplements: Take the Golf Cart Path to the River Lodge - One of 3 RiverTown Amenity Centers!! Pools, Sports Courts, Kayak Launch, Fishing Pier, Dog Park, Trails & MORE! Enjoy Unbeatable Florida SUNSETS at RiverTown Park, While Strolling on the Walking/Biking Paths! Zoned for Incredible St Johns County Schools - New Neighborhood K-8 Coming Soon! This is the One ... (Read more)

Listing Details MLS# 2057998

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 3669
Living Area Source: Public Records
Year Built: 2021
Lot Size Acres: 0.26
Lot Size Dimensions: 69x140
Association YN: Yes
Association Fee: 55
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 4372.76
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: From I-295 S, Use the right 2 lanes to take exit 5. Merge onto FL-13 S, Turn left onto Roberts Rd. Slight right toward Longleaf Pine Pkwy, Merge onto Longleaf Pine Pkwy. Turn right onto Orange Branch Trail. At the traffic circle, take the 1st exit onto Bengal Grass Dr. Turn left onto Kendall Crossing Dr, Turn left onto Whirlaway Ct. Home is on the Right.
Public Remarks: STUNNING 4-Bedroom Executive Home on a 80' Cul-de-sac Lot in the Exclusive Estates at RiverTown! TONS of Upgrades: Whole Home Gutters & 3-Car Garage w Epoxy Floor & AC! Fresh Int Paint, LVP Flooring, 12ft Ceilings, TONS of Natural Light & MASTER BATH OASIS! Formal Dining & Living Rooms! Open & Inviting Living Room w Tray Ceiling & Electric Fireplace-Perfect for Cozy Evenings w family! Gourmet Kitchen w Oversized Quartz Island/Breakfast, Dbl Stacked Shaker-Style Cabinets, Butler's Pantry, Tile Backsplash & High-End Stainless Steel Appliances! Family Room w Built-Ins & Gorgeous Backyard Views! Primary Bedroom w Preserve Views & Walk-in Wardrobe w Closet System! Spa-Like En Suite w Dual Sink Vanity, Walk-In Tiled Shower & Free Standing Tub! Incredible Outdoor Oasis: NEW Pavers on Side/Rear Patio! HUGE Covered Patio w Upgraded Fans-Perfect Spot to Relax & Enjoy the Preserve Views! Expansive Backyard-TONS of Space for Pool/Fire Pit!
List Price/SqFt: 245.03
Sold Price/SqFt: 244.48

Property Features

Architectural Style: Traditional Appliances: Dishwasher; Disposal; Double Oven; Gas Cooktop; Gas Water Heater; Refrigerator; Tankless Water Heater; Water Softener Owned Fireplace Features: Electric Interior Features: Breakfast Bar; Breakfast Nook; Built-in Features; Butler Pantry; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Jack and Jill Bath; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Tub with Shower; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile; Vinyl Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; Washer Hookup Utilities: Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Fiber Cement; Frame; Stone Veneer Other Structures: Shed(s) Patio And Porch Features: Covered; Front Porch; Patio; Rear Porch; Side Porch Roof: Shingle Parking Features: Attached; Garage Lot Features: Cul-De-Sac View: Protected Preserve; Trees/Woods Fencing: Fenced; Privacy; Vinyl Current Use: Single Family Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Fitness Center; Jogging Path; Park; Playground; Tennis Court(s); Water Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan