Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

2820 PEBBLEWOOD Lane, Orange Park, FL 32065 (MLS# 1083296)

2820 PEBBLEWOOD Lane, Orange Park, FL 32065

$325,000

Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 2,879 Status: Closed

Current Price: $325,000 List Date: 11/18/2020 Last Modified: 1/12/2026

Overview

Description

This home has it all!! As soon as you walk through the front door, you'll fall in love! This OPEN CONCEPT, MOVE-IN ready home is available now - quick closing possible! NEW ROOF (2019), newer HVAC (2016), 3 CAR GARAGE, 5 bedrooms plus an office (with beautiful glass pane french doors), corner lot, fully fenced in, laminate flooring throughout the main living areas, laundry is downstairs, peaceful backyard patio. The 5th room is upstairs (biggest room in the house) has an attached full bathroom and closet, perfect for guests or friends! Schedule a showing today!

Listing Details MLS# 1083296

General Property Information

Bedrooms Total: 5
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2879
Living Area Source: Public Records
Year Built: 2003
Association YN: Yes
Association Fee: 60
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 1596.66
New Construction YN: No
Garage Spaces: 3
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Directions: From I-295N, exit 12 (Collins Rd). Turn L onto Collins, turn L onto Old Middleburg Rd S, turn L onto Oakside Dr, take R onto Stonebrier Ridge Dr, turn L onto Brier Rose, turn L Pebblewood Ln.
Public Remarks: This home has it all!! As soon as you walk through the front door, you'll fall in love! This OPEN CONCEPT, MOVE-IN ready home is available now - quick closing possible! NEW ROOF (2019), newer HVAC (2016), 3 CAR GARAGE, 5 bedrooms plus an office (with beautiful glass pane french doors), corner lot, fully fenced in, laminate flooring throughout the main living areas, laundry is downstairs, peaceful backyard patio. The 5th room is upstairs (biggest room in the house) has an attached full bathroom and closet, perfect for guests or friends! Schedule a showing today!
List Price/SqFt: 107.68
Sold Price/SqFt: 112.89

Property Features

Approx Parcel Size: .25 to .5 Acre Architectural Style: Traditional Appliances: Dishwasher; Electric Range; Electric Water Heater; Microwave; Refrigerator Interior Features: Breakfast Bar; Pantry; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Laminate Laundry Features: Electric Dryer Hookup; Washer Hookup Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Patio And Porch Features: Patio Roof: Shingle Parking Features: Additional Parking; Attached; Garage Lot Features: Corner Lot Fencing: Back Yard; Fenced; Wood Current Use: Residential; Single Family Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Fitness Center; Jogging Path; Playground; Tennis Court(s) Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2020-11-18

Location Tax and Legal

Street Number: 2820
Street Name: PEBBLEWOOD
Street Suffix: Lane
County: Clay
State: FL
Postal Code: 32065
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: Oakleaf Plantation

Status Change Information

Major Change Timestamp: 2021-01-13T13:37:49Z
Major Change Type: Status Change
Purchase Contract Date: 2020-11-20
Close Date: 2021-01-07
Close Price: 325000

Historical Information

Public Historical Remarks 1: Football Field(s): Y
Public Historical Remarks 2: Common Club Amenities-Club Facilities: Y, Soccer Field(s): Y, Baseball Field(s): Y, Bath-Garden Bath: Y

More Information

Room Information

Room Name
Office

Listing Office: NAVY TO NAVY HOMES LLC

Last Updated: January - 12 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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