Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

281 NESS Circle, St. Johns, FL 32095 (MLS# 2120969)

281 NESS Circle, St. Johns, FL 32095

$3,775

Property Type: Residential Lease Bedrooms: 4 Baths: 3 Square Footage: 2,189 Lot Size (sq. ft.): 8,276 Status: Closed

Current Price: $3,775 List Date: 12/09/2025 Last Modified: 12/22/2025

Overview

Description

Welcome to your dream rental — a stunning, high-end 4-bedroom, 3-bathroom home nestled in one of St. Johns County's most prestigious, amenity-rich communities. Built in 2022, this thoughtfully designed residence offers the perfect blend of modern elegance, energy efficiency, and resort-style living. Step inside to discover luxury plank flooring throughout the main living areas, complemented by plush, brand-new carpeting in the bedrooms for ultimate comfort. The spacious upstairs suite features a private bathroom, ideal for guests or a private retreat. The heart of this home is the beautifully landscaped backyard oasis. Enjoy year-round relaxation in the in-ground heated pool with a sun shelf, surrounded by a screened enclosure and an elegant pavered deck — perfect for entertaining or quiet evenings at home. The backyard also boasts fruit trees and a lush bamboo privacy fence, creating a serene and private atmosphere. Eco-conscious tenants will appreciate the

Supplements: energy-efficient solar system, significantly reducing monthly utility costs, and the full-house water softening system, adding extra comfort to your daily routine. Located in a vibrant master-planned community, residents enjoy exclusive access to state-of-the-art amenities including: A tranquil 43-acre lake Modern fitness center & culinary studio Z ... (Read more)

Listing Details MLS# 2120969

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2189
Living Area Source: Public Records
Year Built: 2022
Lot Size Acres: 0.19
Association YN: Yes
Accessibility Features YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Stories Total: 2
Entry Level: Yes
Senior Community YN: No
Directions: From 1-95 S, take Exit 329-CR 210. Turn Left (east) onto CR 210. Turn Right onto Beacon Lake Parkway, then Right at traffic-circle onto Twin Creeks Dr. Turn Right onto Windermere way, then Left onto Ness Cir. Home is on the Left.
Public Remarks: Welcome to your dream rental — a stunning, high-end 4-bedroom, 3-bathroom home nestled in one of St. Johns County's most prestigious, amenity-rich communities. Built in 2022, this thoughtfully designed residence offers the perfect blend of modern elegance, energy efficiency, and resort-style living. Step inside to discover luxury plank flooring throughout the main living areas, complemented by plush, brand-new carpeting in the bedrooms for ultimate comfort. The spacious upstairs suite features a private bathroom, ideal for guests or a private retreat. The heart of this home is the beautifully landscaped backyard oasis. Enjoy year-round relaxation in the in-ground heated pool with a sun shelf, surrounded by a screened enclosure and an elegant pavered deck — perfect for entertaining or quiet evenings at home. The backyard also boasts fruit trees and a lush bamboo privacy fence, creating a serene and private atmosphere. Eco-conscious tenants will appreciate the
List Price/SqFt: 1.72
Sold Price/SqFt: 1.72

Property Features

Additional Lease Terms: 12 Months; 24 Months Owner Pays: Association Fees; HVAC Maintenance; Taxes; Trash Collection Architectural Style: Traditional Levels: Two Appliances: Dishwasher; Disposal; Double Oven; Dryer; Gas Cooktop; Gas Water Heater; Microwave; Refrigerator; Tankless Water Heater; Washer; Water Softener Owned Interior Features: Breakfast Bar; Breakfast Nook; Ceiling Fan(s); Eat-in Kitchen; Guest Suite; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Primary Downstairs; Walk-In Closet(s) Laundry Features: In Unit Exterior Features: Courtyard Patio And Porch Features: Covered; Front Porch; Rear Porch; Screened Pool Features: In Ground; Heated; Pool Cover; Screen Enclosure Association Amenities: Clubhouse; Community Pool; Dog Park; Fitness Center; Jogging Path; Park; Pickleball; Playground; Tennis Court(s) Water Source: Public Parking Features: Attached; Garage Sewer: Public Sewer Security Features: Carbon Monoxide Detector(s); Smoke Detector(s) View: Trees/Woods Utilities: Cable Available; Electricity Connected; Natural Gas Not Available; Water Connected Cooling: Central Air Heating: Central Road Surface Type: Asphalt Road Frontage Type: County Road Additional Fee Includes: Lease Prep Rent Includes: Trash Collection Tenant Pays: All Utilities Pets Allowed: Breed Restrictions; Cats OK; Dogs OK