Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

2800 Vista Cove Road, St. Augustine, FL 32084 (MLS# SA264462)

2800 Vista Cove Road, St. Augustine, FL 32084

$270,000

Living area featuring wood-finish flooring, a neutral color palette, architectural arched entryways, and a ceiling fan with integrated lighting Great room opens to a nice patio

Virtual Tour

https://view.therealestateographers.com/order/ccd2197f-203c-4e94-4658-08df1eebf0f0?version=77_077&branding=false

Swimming pool with concrete decking, metal handrails, and surrounding mature landscaping Community Pool and Hot Tub Clubhouse

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,448 Status: Active

Current Price: $270,000 List Date: 10/09/2026 Last Modified: 11/14/2026

Overview

Description

If you're looking for convenience and tranquility in one neat package, they you will likely want to visit and stay at 2800 Vista Cove Rd. First floor living is a wonderful thing - drive in from the grocery store, and you walk about 25 steps to your front door. Want to go to the pool or the clubhouse? Less than 100 steps! Your mailbox is right there too. Easy access to medical, shopping, restaurants, the beaches and the rivers. Built by a visionary, the quality of the buildings and the interior characteristics are pleasing and adaptable to your favorite style. Always something new to dream about when you're in your Vista Cove condo - and at these low prices, you can afford to redo kitchen, baths, flooring, window treatments - the sky is the limit and it is very pleasing! This home has been professionally staged - if you're interested in a furnished home, let us know and we will connect you with this source. Monthly utilities are surprisingly affordable including Fiber Optics.

Listing Details MLS# SA264462

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Building Area Total: 1602
Year Built: 1998
Lot Size Acres: 67
Association YN: Yes
Association Fee: 578
Association Fee Frequency: Monthly
Association Name: Vista Cove Condominium Owners Association
CDD Fee YN: No
New Construction YN: No
Garage YN: No
Carport YN: No
Pool Private YN: No
Waterfront YN: Yes
Stories: 2
Stories Total: 2
Entry Level: Yes
Direction Faces: West
Directions: Take Masters Drive south from SR 16 - Located between US 1 and I-95. Go south one/half mile and left into the entrance of Vista Cove. A gate code is needed. Once through, go to the second stop and turn right, then a quick left into the parking lot. Park near the Mail Kiosk and walk to 2800 building; 2800 is on the left side, just under the breezeway.
Public Remarks: If you're looking for convenience and tranquility in one neat package, they you will likely want to visit and stay at 2800 Vista Cove Rd. First floor living is a wonderful thing - drive in from the grocery store, and you walk about 25 steps to your front door. Want to go to the pool or the clubhouse? Less than 100 steps! Your mailbox is right there too. Easy access to medical, shopping, restaurants, the beaches and the rivers. Built by a visionary, the quality of the buildings and the interior characteristics are pleasing and adaptable to your favorite style. Always something new to dream about when you're in your Vista Cove condo - and at these low prices, you can afford to redo kitchen, baths, flooring, window treatments - the sky is the limit and it is very pleasing! This home has been professionally staged - if you're interested in a furnished home, let us know and we will connect you with this source. Monthly utilities are surprisingly affordable including Fiber Optics.
List Price/SqFt: 186.46

Property Features

Architectural Style: Contemporary; Flat Accessibility Features: Accessible Approach with Ramp; Accessible Bedroom; Accessible Central Living Area; Accessible Closets; Accessible Doors; Accessible Entrance; Accessible Full Bath; Accessible Hallway(s) Rental Restrictions: 1 Year Interior Features: Ceiling Fan(s); His and Hers Closets; Pantry; Primary Bathroom - Tub with Shower; Primary Downstairs; Smart Thermostat; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile; Vinyl Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Utilities: Cable Available; Electricity Connected; Natural Gas Not Available; Sewer Available; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric; Heat Pump Water Source: Public Sewer: Public Sewer Security Features: Security Gate Construction Materials: Block; Stucco Patio And Porch Features: Porch Pool Features: In Ground; Fenced Spa Features: Heated; In Ground Roof: Shingle Parking Features: Parking Lot; Unassigned Lot Features: Cul-De-Sac; Historic Area; Wooded View: River Waterfront Features: Marsh Association Amenities: Car Wash Area; Clubhouse; Fitness Center; Gated; Maintenance Grounds; Maintenance Structure; Spa/Hot Tub Association Fee Includes: Insurance; Pest Control Road Surface Type: Asphalt Listing Terms: Cash; Conventional; FHA; VA Loan Room Types: Dining Room; Kitchen; Living Room; Primary Bedroom; Utility Room

Contract Information

Property Sub Type: Condominium
Listing Contract Date: 2026-10-09
Occupant Type: Owner

Location Tax and Legal

Street Number: 2800
Street Name: Vista Cove
Street Suffix: Road
County: St. Johns
State: FL
Postal Code: 32084

Status Change Information

Major Change Timestamp: 2026-10-09T04:00:00Z
Major Change Type: New Listing
Status Change Timestamp: 2026-10-09

Location, Tax, and Legal

Zoning: RG-1

More Information

Spa Features

Gunite: Yes

Historical Information

Public Historical Remarks: Substructure: Slab

Room Information

Room Name	Length	Width
Primary Bedroom	16.00	14.00
Kitchen	11.00	7.00
Utility Room	9.00	5.00
Bedroom 2	13.00	12.00
Bedroom 3	11.00	11.00
Dining Room	16.00	10.00
Living Room	18.00	18.00

Listing Office: Berkshire Hathaway Homeservices Florida Network Realty

Last Updated: November - 14 - 2026

Information deemed reliable but not guaranteed.