Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

280 BELL BRANCH Lane, St. Johns, FL 32259 (MLS# 1151459)

280 BELL BRANCH Lane, St. Johns, FL 32259

$460,000

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 1,939 Status: Closed

Current Price: $460,000 List Date: 2/13/2022 Last Modified: 8/12/2026

Overview

Description

**OPEN HOUSE SUN 1/30 from 12-4 IS CANCELLED** Welcome Home to this Beautiful 4 bedroom 2 bathroom, Preserve Lot Home, in the heart of Julington Creek Plantation! This home features gorgeous wood floors and an oversized open concept kitchen perfect for entertaining! Many recent upgraded features include New AC in 2021, New water heater in 2021, New gutters, New stainless steel appliances in 2020, Interior freshly painted in 2019 and the entire fireplace and built-ins re-configured to a gorgeous modern display with show stopping stack stone to the ceiling!!! An absolute must see! Roof only approx. 4-5 years old! No expense was spared in the very private back yard. Sit on your serene screened lanai after a long day or sit by your fire pit on your expansive pavered patio! Sellers just

Supplements: recently re-landscaped entire backyard in Nov 2021 which includes a New vinyl fence, large pavered patio/walk-ways, new sod and much more! Live Florida's lifestyle at it's finest! Home is situated between the two amazing amenity centers and is zoned for St John's County's A+ rated schools!!! Conveniently located near all of the shopping, entertainm ... (Read more)

Listing Details MLS# 1151459

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1939
Living Area Source: Public Records
Year Built: 1998
Association YN: Yes
Association Fee: 475
Association Fee Frequency: Annually
Association Name: Julington Creek Plan
Association Phone: 904-417-7600
CDD Fee YN: Yes
CDD Fee Amount: 765
New Construction YN: No
Garage Spaces: 2
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Directions: FL-9B S to Exit 6 for Race Track Rd; keep right at the fork; L onto Race Track Rd; L onto Durbin Creek Blvd; L onto Flora Branch Blvd; L onto Velvetleaf Dr; L onto Bell Branch Ln; home on right.
Public Remarks: **OPEN HOUSE SUN 1/30 from 12-4 IS CANCELLED** Welcome Home to this Beautiful 4 bedroom 2 bathroom, Preserve Lot Home, in the heart of Julington Creek Plantation! This home features gorgeous wood floors and an oversized open concept kitchen perfect for entertaining! Many recent upgraded features include New AC in 2021, New water heater in 2021, New gutters, New stainless steel appliances in 2020, Interior freshly painted in 2019 and the entire fireplace and built-ins re-configured to a gorgeous modern display with show stopping stack stone to the ceiling!!! An absolute must see! Roof only approx. 4-5 years old! No expense was spared in the very private back yard. Sit on your serene screened lanai after a long day or sit by your fire pit on your expansive pavered patio! Sellers just
List Price/SqFt: 221.71
Sold Price/SqFt: 237.24

Property Features

Approx Parcel Size: Less than .25 Acre Architectural Style: Ranch; Traditional Appliances: Dishwasher; Disposal; Electric Range; Electric Water Heater; Microwave; Refrigerator Fireplace Features: Wood Burning Interior Features: Breakfast Bar; Built-in Features; Eat-in Kitchen; Entrance Foyer; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Flooring: Tile; Wood Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Available; Cable Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Green Energy Efficient: Windows Security Features: Smoke Detector(s) Construction Materials: Fiber Cement; Frame; Stucco Patio And Porch Features: Covered; Patio; Porch; Screened Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Cul-De-Sac; Sprinklers In Front; Sprinklers In Rear View: Protected Preserve Fencing: Back Yard; Fenced; Vinyl; Wood; Other Current Use: Residential; Single Family Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Fitness Center; Golf Course; Jogging Path; Tennis Court(s); Trash Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2022-01-29

Location Tax and Legal

Street Number: 280
Street Name: BELL BRANCH
Street Suffix: Lane
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Julington Creek Plan

Status Change Information

Major Change Timestamp: 2022-03-18T18:12:19Z
Major Change Type: Status Change
Purchase Contract Date: 2022-01-30
Close Date: 2022-03-10
Close Price: 460000

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: No

Historical Information

Public Historical Remarks 1: Utilities-Underground: Y, Mandatory Fees: Y, Dining-Kitchen/Family Combo: Y, Football Field(s): Y, Interior Amenities-Window Treatment(s): Y, Interior Amenities-Glass Block Window(s): Y, Self Cleaning Oven: Y, Kitchen-Solid Surface Countertops: Y, Stone Fireplace: Y, Golf Course Comm: Y, Suburban Lot Location: Y
Public Historical Remarks 2: Common Club Amenities-Club Facilities: Y, Covenants/Restrictions: Y, Energy Features-Ceiling Fan(s): Y, Soccer Field(s): Y, Baseball Field(s): Y, Bath-Garden Bath: Y, Interior Amenities-Ceiling 8+ Ft.: Y, Interior Amenities-Sliding Glass Door(s): Y, Interior Amenities-French Door(s): Y, Fireplace-Family Room: Y, Fireplace Mantle: Y, Structure Slab: Y
Public Historical Remarks 3: Intermediate School: Other

Room Information

Room Name
Family Room
Great Room
Utility Room

Documents

HOA Addendum ›

CDD Disclosure ›

Survey ›

Seller's Disclosure ›

Listing Office: RE/MAX UNLIMITED

Last Updated: August - 12 - 2026

Information deemed reliable but not guaranteed.