Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

274 VALLEY FALLS Way, St. Johns, FL 32259 (MLS# 2112668)

274 VALLEY FALLS Way, St. Johns, FL 32259

$540,000

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Virtual Tour

https://app.cloudpano.com/tours/WiNlRP7j6

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,231 Lot Size (sq. ft.): 6,534 Status: Active

Current Price: $540,000 List Date: 10/09/2025 Last Modified: 11/04/2026

Overview

Description

BANK APPRAISED and APPROVED PRICE Experience the pinnacle of sophisticated living in this exquisite Toll Brothers home located in the sought-after school district of St. Johns County. This stunning property, known as The Liam, is artfully crafted, featuring a modern deluxe style with meticulous attention to detail in every corner. As you enter, the impressive two-story foyer and welcoming extended covered porch lead you to a bright flex room, opening up to a spacious great room and casual dining area. The layout effortlessly flows to the gourmet kitchen, which is a chef's dream with floor-to-ceiling cabinets, a custom wood stove hood, and a large center island with a breakfast bar. This kitchen is perfectly positioned for entertaining, adjacent to the main living areas and the covered patio overlooking a large, fenced yard and serene protected preserve.

Listing Details MLS# 2112668

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2496
Living Area Source: Public Records
Building Area Total: 3231
Year Built: 2023
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.15
Association YN: Yes
Association Fee: 400
Association Fee Frequency: Quarterly
Association Name: Mill Creek Forest/Associa Management
Association Phone: 904-367-8532
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Senior Community YN: No
Directions: East County Road 210 exit, Stay on county rd 210 it will be named Greenbriar rd. turn right on Bridgeton St. Turn right onto Wye Rd. Turn left onto Valley Falls Way.
Public Remarks: BANK APPRAISED and APPROVED PRICE Experience the pinnacle of sophisticated living in this exquisite Toll Brothers home located in the sought-after school district of St. Johns County. This stunning property, known as The Liam, is artfully crafted, featuring a modern deluxe style with meticulous attention to detail in every corner. As you enter, the impressive two-story foyer and welcoming extended covered porch lead you to a bright flex room, opening up to a spacious great room and casual dining area. The layout effortlessly flows to the gourmet kitchen, which is a chef's dream with floor-to-ceiling cabinets, a custom wood stove hood, and a large center island with a breakfast bar. This kitchen is perfectly positioned for entertaining, adjacent to the main living areas and the covered patio overlooking a large, fenced yard and serene protected preserve.
List Price/SqFt: 216.35

Property Features

Architectural Style: Traditional Levels: Two Rental Restrictions: 1 Year Appliances: Disposal; Electric Range; Gas Cooktop; Instant Hot Water; Microwave Interior Features: Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Walk-In Closet(s) Flooring: Carpet; Tile; Vinyl Laundry Features: Gas Dryer Hookup; Sink; Upper Level; Washer Hookup Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Water Connected Cooling: Central Air; Zoned Heating: Central Water Source: Public Sewer: Public Sewer Smart Home Features: Irrigation; Programmable Thermostat Security Features: Smoke Detector(s) Construction Materials: Frame Patio And Porch Features: Covered; Front Porch; Patio Roof: Shingle Parking Features: Garage; Garage Door Opener Lot Features: Cul-De-Sac; Sprinklers In Front; Sprinklers In Rear View: Trees/Woods Fencing: Back Yard; Fenced Current Use: Residential; Single Family Association Amenities: Clubhouse; Community Pool; Fitness Center; Pickleball; Playground Road Frontage Type: County Road Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional Room Types: Bedroom 2; Bedroom 3; Bedroom 4; Dining Room; Kitchen; Living Room; Loft; Primary Bedroom