Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

274 FLINTLOCK Lane, St. Johns, FL 32095 (MLS# 2139196)

274 FLINTLOCK Lane, St. Johns, FL 32095

$453,314

Rendering of home, color scheme shown is for representation purposes only.

Virtual Tour

https://my.matterport.com/show/?m=xKf3wSAT7yE&

Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 2,483 Status: Closed

Current Price: $453,314 List Date: 4/09/2026 Last Modified: 7/15/2026

Overview

Description

Step into the beautiful Trailside, highlighted by a charming Coastal-style exterior and a thoughtfully crafted two-story open floor plan. The main level features a spacious gathering room, an extended covered lanai, a secondary bedroom, and a full bathroom. Upstairs, enjoy a generous Owner's Suite, three additional secondary bedrooms, a large loft, two full bathrooms, and a conveniently located laundry. The gourmet kitchen truly stands out, showcasing 42'' white upper cabinets, a stylish white picket tile backsplash, a large island, and Whirlpool stainless steel appliances. This home also comes equipped with a Smart Home package, upgraded hardware, and additional enhancements throughout. Residents can take advantage of an impressive 4,000-square-foot amenity center, complete with a state-of-the-art fitness facility, resort-style pool, playground, tennis and pickleball courts, scenic walking trails, and two dog parks. Schedule your tour today and experience it for yourself!

Listing Details MLS# 2139196

General Property Information

Bedrooms Total: 5
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2483
Living Area Source: Estimated
Year Built: 2026
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Association YN: Yes
Association Fee: 54
Association Fee Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 2973.01
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2026-07-01
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: From I-95, take International Golf Parkway Exit (Exit 323) and go East. Turn left at Bannon Lakes Boulevard. Turn right at Cedar Preserve Lane. Model Homes are on the left.
Public Remarks: Step into the beautiful Trailside, highlighted by a charming Coastal-style exterior and a thoughtfully crafted two-story open floor plan. The main level features a spacious gathering room, an extended covered lanai, a secondary bedroom, and a full bathroom. Upstairs, enjoy a generous Owner's Suite, three additional secondary bedrooms, a large loft, two full bathrooms, and a conveniently located laundry. The gourmet kitchen truly stands out, showcasing 42'' white upper cabinets, a stylish white picket tile backsplash, a large island, and Whirlpool stainless steel appliances. This home also comes equipped with a Smart Home package, upgraded hardware, and additional enhancements throughout. Residents can take advantage of an impressive 4,000-square-foot amenity center, complete with a state-of-the-art fitness facility, resort-style pool, playground, tennis and pickleball courts, scenic walking trails, and two dog parks. Schedule your tour today and experience it for yourself!
List Price/SqFt: 188.75
Sold Price/SqFt: 182.57

Property Features

Architectural Style: Other Levels: Two Property Condition: Under Construction Rental Restrictions: 1 Year Appliances: Dishwasher; Gas Cooktop; Gas Oven; Microwave; Refrigerator; Tankless Water Heater; Other Interior Features: Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Smart Home; Smart Thermostat; Walk-In Closet(s); Other Flooring: Carpet; Tile; Vinyl Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; Washer Hookup Utilities: Cable Available; Electricity Connected; Natural Gas Available; Natural Gas Connected; Sewer Connected; Water Available Cooling: Central Air Heating: Electric; Heat Pump Electric: 200+ Amp Service Water Source: Public Sewer: Public Sewer Smart Home Features: Programmable Thermostat Green Water Conservation: Efficient Hot Water Distribution; Low-Flow Fixtures; Water-Smart Landscaping Construction Materials: Fiber Cement; Frame Patio And Porch Features: Covered; Front Porch; Rear Porch Roof: Shingle Parking Features: Garage; Garage Door Opener; On Street Lot Features: Sprinklers In Front; Sprinklers In Rear View: Other Current Use: Residential; Single Family Association Amenities: Basketball Court; Clubhouse; Dog Park; Fitness Center; Jogging Path; Park; Pickleball; Playground; Tennis Court(s) Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-04-09

Location Tax and Legal

Street Number: 274
Street Name: FLINTLOCK
Street Suffix: Lane
County: St. Johns
State: FL
Postal Code: 32095
MLS Area Major: 306-World Golf Village Area-NE
Subdivision Name: Bannon Lakes

Status Change Information

Major Change Timestamp: 2026-07-15T12:54:18Z
Major Change Type: Status Change
Price Change Timestamp: 2026-04-15T15:27:03Z
Purchase Contract Date: 2026-05-02
Close Date: 2026-07-14
Close Price: 453314

DPR Eligible

DPR Eligible: No

More Information

Listing Office: PULTE REALTY OF NORTH FLORIDA, LLC.

Last Updated: July - 15 - 2026

Information deemed reliable but not guaranteed.