272 HARBOR Drive, Palatka, FL 32177 (MLS# 2135965)

272 HARBOR Drive, Palatka, FL 32177

$320,000

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,700 Lot Size (sq. ft.): 21,344 Status: Active

Current Price: $320,000 List Date: 3/20/2026 Last Modified: 6/26/2026

Overview

Description

Waterfront opportunity with endless potential! This 2BR/2BA home offers approx. 1,700 sq ft on a rare 0.48-acre double lot, one of the largest on the canal, with direct access to the St. Johns River. Enjoy peaceful surroundings in a quiet neighborhood ideal for boating, fishing, and relaxing right from your backyard. The canal leads to the St. Johns River, which flows north to the Atlantic Ocean. Property features RV parking with canopy, private well and tank system, and septic, keeping utility costs low (owner pays only electricity and internet). Solid concrete block construction with a durable metal roof. Home needs cosmetic TLC including paint, flooring, and kitchen/bath updates, perfect for investors or buyers looking to customize. Spacious yard offers room to expand or store toys. Great value waterfront!

Listing Details MLS# 2135965

General Property Information

Bedrooms Total: 2
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1700
Living Area Source: Owner
Building Area Total: 1700
Year Built: 1972
Accessory Dwelling Unit Y/N: Yes
Homestead YN: Yes
Lot Size Acres: 0.49
Lot Size Dimensions: 0.48 acres
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: Yes
Carport Spaces: 2
Pool Private YN: No
Water Body Access YN: Yes
Waterfront YN: Yes
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Directions: From Interstate 95, take Exit 318 and head west on FL-16 toward St. Augustine / Palatka. Continue on FL-16, then turn left onto FL-19 South (N State Rd 19) toward Palatka. Turn left onto West River Rd, then left onto Harbor Dr. Continue to 272 Harbor Dr, property will be on your right.
Public Remarks: Waterfront opportunity with endless potential! This 2BR/2BA home offers approx. 1,700 sq ft on a rare 0.48-acre double lot, one of the largest on the canal, with direct access to the St. Johns River. Enjoy peaceful surroundings in a quiet neighborhood ideal for boating, fishing, and relaxing right from your backyard. The canal leads to the St. Johns River, which flows north to the Atlantic Ocean. Property features RV parking with canopy, private well and tank system, and septic, keeping utility costs low (owner pays only electricity and internet). Solid concrete block construction with a durable metal roof. Home needs cosmetic TLC including paint, flooring, and kitchen/bath updates, perfect for investors or buyers looking to customize. Spacious yard offers room to expand or store toys. Great value waterfront!
List Price/SqFt: 188.24
Bathrooms Half: 0

Property Features

Architectural Style: Ranch Levels: One Rental Restrictions: No Minimum Appliances: Convection Oven; Electric Water Heater; Microwave; Refrigerator Interior Features: Ceiling Fan(s); Open Floorplan Flooring: Carpet Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Utilities: Electricity Connected Cooling: Central Air Heating: Central Water Source: Private; Well Sewer: Septic Tank Construction Materials: Block; Concrete Exterior Features: Boat Ramp - Private Patio And Porch Features: Rear Porch; Screened Roof: Metal Parking Features: Carport; RV Access/Parking Lot Features: Cleared View: Canal; River Water Body Access Type: Navigable Waterfront Features: Navigable Water Fencing: Chain Link; Fenced Current Use: Residential; Single Family Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; USDA Loan; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-03-20

Location Tax and Legal

Street Number: 272
Street Name: HARBOR
Street Suffix: Drive
County: Putnam
State: FL
Postal Code: 32177
MLS Area Major: 563-East Bostwick/Bridgeport/Cedar Creek
Subdivision Name: St Johns Harbor 1

Status Change Information

Major Change Timestamp: 2026-06-26T18:03:33Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-06-26T18:03:33Z

Accessory Dwelling Information

Dwelling Type: Other
ADU Attached Y/N: No

More Information

DPR Eligible

DPR Eligible: Yes

Location, Tax, and Legal

Country: US
Parcel Number: 350827815000100050
Tax Annual Amount: 2416.23
Tax Year: 2025
Tax Legal Description: ST JOHNS HARBOR S/D UNIT 1 MB4 P59 BLK 1 LOTS 5 6
Zoning Description: Residential
Elementary School: James A. Long

Appliances

Convection Oven: Yes
Electric Water Heater: Yes
Microwave: Yes
Refrigerator: Yes

Construction Materials

Block: Yes
Concrete: Yes

Cooling

Central Air: Yes

Current Use

Residential: Yes
Single Family: Yes

Exterior Features

Boat Ramp - Private: Yes

Fencing

Chain Link: Yes
Fenced: Yes

Flooring

Carpet: Yes

Heating

Central: Yes

Laundry Features

Electric Dryer Hookup: Yes
In Unit: Yes
Washer Hookup: Yes

Levels

One: Yes

Listing Terms

Cash: Yes
Conventional: Yes
FHA: Yes
USDA Loan: Yes
VA Loan: Yes

Lot Features

Cleared: Yes

Parking Features

Carport: Yes
RV Access/Parking: Yes

Possession

Close Of Escrow: Yes

Road Frontage Type

City Street: Yes

Road Surface Type

Asphalt: Yes

Roof

Metal: Yes

Sewer

Septic Tank: Yes

Utilities

Electricity Connected: Yes

View

Canal: Yes
River: Yes

Water Source

Private: Yes
Well: Yes

Architectural Style

Ranch: Yes

Patio And Porch Features

Rear Porch: Yes
Screened: Yes

Waterfront Features

Navigable Water: Yes

Interior Features

Ceiling Fan(s): Yes
Open Floorplan: Yes

Rental Restrictions

No Minimum: Yes

Water Body Access Type

Navigable: Yes

Listing Office: JPAR CITY AND BEACH

Last Updated: June - 26 - 2026

Information deemed reliable but not guaranteed.

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