Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

271 TATE Lane, St. Johns, FL 32259 (MLS# 2118879)

271 TATE Lane, St. Johns, FL 32259

$570,000

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,527 Lot Size (sq. ft.): 12,197 Status: Closed

Current Price: $570,000 List Date: 11/20/2025 Last Modified: 12/31/2025

Overview

Description

Discover luxury in the sought-after Mill Creek Plantation of St. Johns, FL. This semi-custom home features 4 bedrooms, 3.5 bathrooms, and serene preserve views. Highlights include 10' coffered ceilings, wood flooring, gas fireplace, en-suite bathrooms for every bedroom, a double-door entryway, and a custom pantry. The gourmet kitchen boasts granite countertops, XL island, 42'' cabinets with moulding, double ovens, a gas cooktop, and a glass vent hood—perfect for culinary creations. Relax on the covered lanai and enjoy the tranquility of the protected preserve. The oversized garage with an extra bay offers versatile space for storage, a workshop, or golf cart parking. Mill Creek Plantation is a small, charming community with NO CDD fees and convenient access to top-rated schools, Publix, restaurants, and retail. Don't miss the chance to call this exceptional property your home!

Listing Details MLS# 2118879

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 2527
Living Area Source: Appraiser
Year Built: 2017
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.28
Association YN: Yes
Association Fee: 650
Association Fee Frequency: Annually
Association Name: Mill Creek Plantation HOA
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2.5
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Direction Faces: North
Directions: Greenbriar Road to Mill Creek Plantation (Rubicon Dr). North on Rubicon to Tate lane on left.
Public Remarks: Discover luxury in the sought-after Mill Creek Plantation of St. Johns, FL. This semi-custom home features 4 bedrooms, 3.5 bathrooms, and serene preserve views. Highlights include 10' coffered ceilings, wood flooring, gas fireplace, en-suite bathrooms for every bedroom, a double-door entryway, and a custom pantry. The gourmet kitchen boasts granite countertops, XL island, 42'' cabinets with moulding, double ovens, a gas cooktop, and a glass vent hood—perfect for culinary creations. Relax on the covered lanai and enjoy the tranquility of the protected preserve. The oversized garage with an extra bay offers versatile space for storage, a workshop, or golf cart parking. Mill Creek Plantation is a small, charming community with NO CDD fees and convenient access to top-rated schools, Publix, restaurants, and retail. Don't miss the chance to call this exceptional property your home!
List Price/SqFt: 229.13
Sold Price/SqFt: 225.56

Property Features

Architectural Style: Traditional Levels: One Property Condition: Updated/Remodeled Rental Restrictions: 1 Year Appliances: Convection Oven; Dishwasher; Disposal; Double Oven; Gas Cooktop; Gas Water Heater; Ice Maker; Microwave; Refrigerator; Tankless Water Heater Fireplace Features: Gas Interior Features: Breakfast Nook; Built-in Features; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Guest Suite; His and Hers Closets; In-Law Floorplan; Jack and Jill Bath; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Wood Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; In Unit; Lower Level; Washer Hookup Utilities: Cable Connected; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Smart Home Features: Programmable Thermostat Green Energy Efficient: Insulation Construction Materials: Stucco Patio And Porch Features: Covered; Front Porch; Rear Porch Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Dead End Street View: Protected Preserve; Trees/Woods Current Use: Single Family Association Amenities: Maintenance Grounds; Maintenance Structure; Management - Full Time Association Fee Includes: Insurance; Maintenance Grounds Community Features: Sidewalks Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan