Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

270 SAPLING Terrace, St. Johns, FL 32259 (MLS# 2075233)

270 SAPLING Terrace, St. Johns, FL 32259

$839,990

3646406 Bartram Ranch_280_Samuel_Farmhou

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,909 Lot Size (sq. ft.): 11,326 Status: Closed

Current Price: $839,990 List Date: 3/12/2025 Last Modified: 6/17/2026

Overview

Description

Unwind in the tranquility of The Homestead, an exclusive, gated, Toll Brothers neighborhood in Bartram Ranch. Walk to Top Rated Hickory Elem., Swiss Point Middle School and zoned for Bartram HS. A natural gas community located in the heart of NW St Johns. Enjoy amazing sunsets over the water in this beautiful one-story Samuel Farmhouse by Toll Brothers featuring an open concept floor plan. Features include a large Casual dining area, a spacious Great room with Fireplace and Guest suite with on-suite walk-in shower. The stunning gourmet kitchen is complete with a walk-in pantry, quartz counters, and designer curated tile backsplash. Flex Room with double glass doors makes an ideal Study or Craft room. The oversized expanded lanai is ideal for entertaining. Three car garage, tankless water heater, pre-plumbed for a water softener, yard fully irrigated with re-use water. The new Amenity Center includes clubhouse, pool, fitness center, dog park, tot-lot and a multi-purpose field.

Listing Details MLS# 2075233

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 2909
Living Area Source: Builder
Year Built: 2024
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.26
Association YN: Yes
Association Fee: 196
Association Fee Frequency: Monthly
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2025-06-30
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: Yes
Waterfront YN: Yes
Water Frontage Feet: 83
Furnished: Unfurnished
Stories: Yes
Senior Community YN: No
Directions: From I-95 take exit 329 towards Green Cove Springs, head West on CR 210 which will turn into Greenbriar Rd. Bartram Ranch will be on your left before Swiss Pt Middle/Hickory Creek Elem. School.
Public Remarks: Unwind in the tranquility of The Homestead, an exclusive, gated, Toll Brothers neighborhood in Bartram Ranch. Walk to Top Rated Hickory Elem., Swiss Point Middle School and zoned for Bartram HS. A natural gas community located in the heart of NW St Johns. Enjoy amazing sunsets over the water in this beautiful one-story Samuel Farmhouse by Toll Brothers featuring an open concept floor plan. Features include a large Casual dining area, a spacious Great room with Fireplace and Guest suite with on-suite walk-in shower. The stunning gourmet kitchen is complete with a walk-in pantry, quartz counters, and designer curated tile backsplash. Flex Room with double glass doors makes an ideal Study or Craft room. The oversized expanded lanai is ideal for entertaining. Three car garage, tankless water heater, pre-plumbed for a water softener, yard fully irrigated with re-use water. The new Amenity Center includes clubhouse, pool, fitness center, dog park, tot-lot and a multi-purpose field.
List Price/SqFt: 299.07
Sold Price/SqFt: 288.76

Property Features

Architectural Style: Ranch Levels: One Property Condition: Under Construction Rental Restrictions: 1 Year Appliances: Dishwasher; Disposal; Gas Cooktop; Gas Oven; Gas Range; Gas Water Heater; Microwave; Plumbed For Ice Maker; Tankless Water Heater Fireplace Features: Gas Utilities: Electricity Connected; Natural Gas Available; Natural Gas Connected; Sewer Connected; Water Available; Water Connected Cooling: Central Air; Electric Heating: Central; Electric; Heat Pump Water Source: Public Sewer: Public Sewer Roof: Shingle Parking Features: Garage; Garage Door Opener View: Lake; Pond Waterfront Features: Lake Front; Pond Current Use: Residential; Single Family Association Amenities: Clubhouse; Community Pool; Dog Park; Fitness Center; Management - Full Time; Management - Off Site; Playground Road Frontage Type: Private Road Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; USDA Loan; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2025-03-12

Location Tax and Legal

Street Number: 270
Street Name: SAPLING
Street Suffix: Terrace
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 302-Orangedale Area
Subdivision Name: Bartram Ranch

Status Change Information

Major Change Timestamp: 2025-07-02T00:19:06Z
Major Change Type: Status Change
Price Change Timestamp: 2025-04-15T18:20:25Z
Purchase Contract Date: 2025-05-11
Close Date: 2025-06-30
Close Price: 839990

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: No

Documents

Site Plan ›

Listing Office: JACKSONVILLE TBI REALTY, LLC

Last Updated: June - 17 - 2026

Information deemed reliable but not guaranteed.