Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

270 CLIFTON BAY Loop, St. Johns, FL 32259 (MLS# 2148745)

270 CLIFTON BAY Loop, St. Johns, FL 32259

$414,900

Virtual Tour

https://www.zillow.com/view-imx/5e667228-c586-4926-8212-6139db6252d4?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,928 Lot Size (sq. ft.): 4,792 Status: Closed

Current Price: $414,900 List Date: 6/04/2026 Last Modified: 8/07/2026

Overview

Description

Experience the ultimate resort lifestyle in this meticulously upgraded 3-bedroom, 2.5-bathroom Baldwin floor-plan home. The main level boasts elegant wood-look tile throughout the open living spaces. Entertain with ease in the spacious living room, featuring a built-in electric fireplace, custom floating shelves, and updated designer lighting. The chef's kitchen is a dream, showcasing quartz countertops, 42-inch cabinets, premium Electrolux appliances, a brand-new stainless steel hood, and a chic new tile backsplash. Even the half bath has been beautifully updated, and the garage floor features a custom, fun epoxy finish with glitter and glow specs! Upstairs, a versatile, oversized loft offers the perfect work-from-home or bonus space. Step outside to your private oasis--a screened-in patio overlooking a fully fenced backyard that backs up to a peaceful, private nature preserve. Beyond the stunning home is the unparalleled.

Supplements: Beachwalk lifestyle. Take a short golf cart ride to the legendary 14-acre crystal-clear lagoon, featuring a swim-up bar, water slides, paddle-boarding, pickleball courts, a dog splash pad, and an on-site restaurant. A vibrant monthly event calendar with live music and themed nights creates a true community atmosphere. Don't miss this opportunity to ... (Read more)

Listing Details MLS# 2148745

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1928
Living Area Source: Public Records
Year Built: 2019
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.11
Association YN: Yes
Association Fee: 604.5
Association Fee Frequency: Quarterly
Association Fee 2: 325
Association Fee 2 Frequency: Monthly
Association Name: The Reef at Beachwalk
CDD Fee YN: Yes
CDD Fee Amount: 3850.26
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Entry Level: Yes
Senior Community YN: No
Directions: From I95, take Exit 329 and head east on County Road 210. Travel about 2 miles and entrance to Beachwalk community is on your left. Turn left onto Beachwalk Blvd. and turn left onto Albany Bay Blvd.
Public Remarks: Experience the ultimate resort lifestyle in this meticulously upgraded 3-bedroom, 2.5-bathroom Baldwin floor-plan home. The main level boasts elegant wood-look tile throughout the open living spaces. Entertain with ease in the spacious living room, featuring a built-in electric fireplace, custom floating shelves, and updated designer lighting. The chef's kitchen is a dream, showcasing quartz countertops, 42-inch cabinets, premium Electrolux appliances, a brand-new stainless steel hood, and a chic new tile backsplash. Even the half bath has been beautifully updated, and the garage floor features a custom, fun epoxy finish with glitter and glow specs! Upstairs, a versatile, oversized loft offers the perfect work-from-home or bonus space. Step outside to your private oasis--a screened-in patio overlooking a fully fenced backyard that backs up to a peaceful, private nature preserve. Beyond the stunning home is the unparalleled.
List Price/SqFt: 215.2
Sold Price/SqFt: 215.2

Property Features

Architectural Style: Traditional Levels: Two Property Condition: Updated/Remodeled Appliances: Dishwasher; Disposal; Dryer; Electric Oven; Gas Range; Gas Water Heater; Ice Maker; Microwave; Refrigerator; Tankless Water Heater; Washer Fireplace Features: Electric Interior Features: Breakfast Bar; Breakfast Nook; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Smart Thermostat; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Gas Dryer Hookup; In Unit; Upper Level Utilities: Cable Available; Electricity Connected; Natural Gas Available; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Construction Materials: Fiber Cement; Frame Patio And Porch Features: Covered; Patio; Screened Roof: Metal Parking Features: Attached; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear View: Protected Preserve Fencing: Back Yard; Wrought Iron Current Use: Residential; Single Family Association Amenities: Basketball Court; Clubhouse; Community Pool; Dog Park; Fitness Center; Jogging Path; Management - Off Site; Pickleball; Playground; Tennis Court(s) Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Financing; Inspection