Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

269 SHINNECOCK Drive, St. Johns, FL 32259 (MLS# 2069885)

269 SHINNECOCK Drive, St. Johns, FL 32259

$1,350,000

Virtual Tour

https://www.zillow.com/view-imx/2b7696c2-a606-4a56-a9b7-b4d3b333f677?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

38-web-or-mls-2178 Orange Branch Trail-4

41-web-or-mls-2178 Orange Branch Trail-2

Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 3,770 Status: Closed

Current Price: $1,350,000 List Date: 2/12/2025 Last Modified: 4/17/2026

Overview

Description

**Assumable conventional loan with 4.875% APR-call for more details** Built by Tidewater Homes, this semi-custom masterpiece in coveted Highpointe at Rivertown offers the perfect blend of luxury and functionality. Spanning 3,770 sq. ft., this 5-bedroom, 3-bathroom home welcomes you with stunning modern farmhouse curb appeal, setting the tone for the impeccable craftsmanship found within. Rich hardwood flooring flows throughout, complementing the open-concept great room with recessed ceilings, crown molding, and contemporary built-in entertainment cabinetry. A dedicated office with French doors and custom cabinetry provides the perfect work-from-home retreat. At the heart of the home, the chef's kitchen stuns with Thermador appliances, a large contrasting island, reposed gray floor-to-ceiling cabinetry, and a walk-in pantry with a rustic barn door. A butler's pantry adds extra storage, while bronze finishes and a farmhouse sink elevate the space. Upstairs, a versatile loft with

Supplements: built-ins offers additional living space. The main level primary suite is a true sanctuary, featuring a board-and-batten accent wall, a custom walk-in closet, and a spa-like bath with a soaking tub, a rain head shower, and brass dual shower heads. Step outside to an entertainer's paradise where a caged 18x40 heated saltwater pool with a Cabo shelf, ... (Read more)

Listing Details MLS# 2069885

General Property Information

Bedrooms Total: 5
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 3770
Living Area Source: Public Records
Year Built: 2023
Association YN: Yes
Association Fee: 53
Association Fee Frequency: Annually
Association Name: Rivertown HOA
CDD Fee YN: Yes
CDD Fee Amount: 3794
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: Longleaf Pine Parkway to Keystone Corners to Shinnecock Dr.
Public Remarks: **Assumable conventional loan with 4.875% APR-call for more details** Built by Tidewater Homes, this semi-custom masterpiece in coveted Highpointe at Rivertown offers the perfect blend of luxury and functionality. Spanning 3,770 sq. ft., this 5-bedroom, 3-bathroom home welcomes you with stunning modern farmhouse curb appeal, setting the tone for the impeccable craftsmanship found within. Rich hardwood flooring flows throughout, complementing the open-concept great room with recessed ceilings, crown molding, and contemporary built-in entertainment cabinetry. A dedicated office with French doors and custom cabinetry provides the perfect work-from-home retreat. At the heart of the home, the chef's kitchen stuns with Thermador appliances, a large contrasting island, reposed gray floor-to-ceiling cabinetry, and a walk-in pantry with a rustic barn door. A butler's pantry adds extra storage, while bronze finishes and a farmhouse sink elevate the space. Upstairs, a versatile loft with
List Price/SqFt: 370.03
Sold Price/SqFt: 358.09

Property Features

Levels: Two Appliances: Dishwasher; Disposal; Double Oven; Dryer; Electric Oven; Gas Cooktop; Refrigerator; Tankless Water Heater; Washer Interior Features: Butler Pantry; Ceiling Fan(s); Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Downstairs; Smart Home; Walk-In Closet(s) Flooring: Tile; Wood Laundry Features: In Unit; Lower Level Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Electric: 220 Volts in Garage; Underground Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Exterior Features: Outdoor Kitchen Patio And Porch Features: Covered; Front Porch; Patio; Screened Pool Features: In Ground; Heated; Salt Water; Screen Enclosure Spa Features: Community Roof: Metal; Shingle Parking Features: Attached; Garage; Garage Door Opener; Other Lot Features: Sprinklers In Front; Sprinklers In Rear View: Trees/Woods Fencing: Back Yard; Vinyl; Wrought Iron Current Use: Residential; Single Family Association Amenities: Barbecue; Basketball Court; Children's Pool; Clubhouse; Community Pool; Dog Park; Fitness Center; Jogging Path; Maintenance Grounds; Park; Playground; Tennis Court(s); Other Road Frontage Type: City Street Road Surface Type: Paved Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Financing; Inspection