Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

269 OAKMOSS Drive, St. Johns, FL 32259 (MLS# 2170791)

269 OAKMOSS Drive, St. Johns, FL 32259

$649,900

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 2,175 Lot Size (sq. ft.): 9,148 Status: Active

Current Price: $649,900 List Date: 10/24/2026 Last Modified: 11/04/2026

Overview

Description

Why wait to build when you can move right in? This 2025-built home has over $100,000 in homeowner upgrades (list in documents) and sits directly across the street from the scenic hiking trail along the St. Johns River, where you can take in spectacular sunsets. Private gated community too. The thoughtful floor plan offers 3 bedrooms plus a dedicated office with double glass French doors. The owner's suite was extended by 4 feet and features a spa-like bath with an oversized shower, dual shower heads, a heavy glass enclosure, and upgraded tile. The gourmet kitchen is a cook's dream, with upgraded cabinetry, quartz countertops, a gas cooktop with range hood, an upgraded sink and faucet, soft-close drawers, under-cabinet lighting, and a light rail. Additional upgrades include luxury vinyl plank flooring, upgraded tile in both bathrooms, upgraded lighting throughout, smooth-finish interior walls in place of standard orange peel, custom shelving in the bedroom closets and pantry.

Supplements: Remote controlled shades in great room. The 8-foot oversized three-panel sliding glass door opens from either side to maximize outdoor living and connects the family room to the covered paver lanai, which is ideal for entertaining. The lanai includes a gas line already plumbed for your grill and a zoned outdoor audio system. Pavers continue to the ... (Read more)

Listing Details MLS# 2170791

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 2175
Living Area Source: Public Records
Year Built: 2025
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.21
Lot Size Dimensions: 72 x130
Association YN: Yes
Association Fee: 136
Association Fee Frequency: Monthly
Association Name: Shores @ Rivertown
Association Phone: 904-448-3643
CDD Fee YN: Yes
CDD Fee Amount: 3272.43
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: Yes
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Directions: From CR 210 go North on SR 13 turn left on Haven Place and another left on Oakmoss to address
Public Remarks: Why wait to build when you can move right in? This 2025-built home has over $100,000 in homeowner upgrades (list in documents) and sits directly across the street from the scenic hiking trail along the St. Johns River, where you can take in spectacular sunsets. Private gated community too. The thoughtful floor plan offers 3 bedrooms plus a dedicated office with double glass French doors. The owner's suite was extended by 4 feet and features a spa-like bath with an oversized shower, dual shower heads, a heavy glass enclosure, and upgraded tile. The gourmet kitchen is a cook's dream, with upgraded cabinetry, quartz countertops, a gas cooktop with range hood, an upgraded sink and faucet, soft-close drawers, under-cabinet lighting, and a light rail. Additional upgrades include luxury vinyl plank flooring, upgraded tile in both bathrooms, upgraded lighting throughout, smooth-finish interior walls in place of standard orange peel, custom shelving in the bedroom closets and pantry.
List Price/SqFt: 298.8

Property Features

Architectural Style: Craftsman Levels: One Property Condition: Updated/Remodeled Rental Restrictions: 1 Year Appliances: Dishwasher; Disposal; Electric Oven; Gas Cooktop; Ice Maker; Microwave; Refrigerator; Tankless Water Heater; Washer/Dryer Stacked Interior Features: Breakfast Bar; Built-in Features; Ceiling Fan(s); Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Luxury Vinyl Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup Utilities: Cable Connected; Electricity Connected; Natural Gas Connected; Water Connected Cooling: Central Air Heating: Central; Electric; Heat Pump Electric: 220 Volts in Garage Water Source: Public Sewer: Public Sewer Smart Home Features: Programmable Thermostat Security Features: Security Gate; Smoke Detector(s) Construction Materials: Fiber Cement; Frame Patio And Porch Features: Covered; Rear Porch; Screened Roof: Shingle Parking Features: Garage Door Opener Lot Features: Corner Lot; Sprinklers In Front; Sprinklers In Rear; Wooded View: Protected Preserve Water Body Access Type: Community; Navigable Current Use: Residential; Single Family Association Amenities: Clubhouse; Community Pool; Dog Park; Fitness Center; Gated; Park; Playground Community Features: Fishing; Restaurant; Sidewalks Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan