Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

269 N LAKE CUNNINGHAM Avenue, St. Johns, FL 32259 (MLS# 2077803)

269 N LAKE CUNNINGHAM Avenue, St. Johns, FL 32259

$485,000

Virtual Tour

https://youriguide.com/269_n_lake_cunningham_ave_jacksonville_fl

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,202 Lot Size (sq. ft.): 15,246 Status: Closed

Current Price: $485,000 List Date: 3/26/2025 Last Modified: 4/17/2026

Overview

Description

Taking back up offers. This beautifully maintained 4-bedroom, 3-bathroom home in Lake Cunningham of Cunningham Creek Plantation offers 2,202 sq. ft. of living space, ideal for families or entertaining. Inside, you'll find a spacious formal dining room, a cozy family room with a fireplace, and a bright breakfast nook. The open kitchen allows for seamless interaction while cooking, and a front office provides a quiet workspace. The luxurious primary suite includes an oversized soaking tub, separate shower, and dual sinks. Enjoy serene lake views from the Florida room and the beautifully landscaped, fenced backyard, complete with a paver patio and firepit. Cunningham Creek Plantation amenities include a pool, playground, and soccer field. Located in St. Johns County, it's close to top-rated schools, shopping, and dining. Don't miss your chance to own this gem in a highly desirable neighborhood!

Listing Details MLS# 2077803

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2202
Living Area Source: Public Records
Year Built: 2001
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.35
Association YN: Yes
Association Fee: 338
Association Fee Frequency: Annually
Association Fee 2: 250
Association Fee 2 Frequency: Annually
Association Name: Cunningham Creek PlantationPOA
Association Phone: 904-268-0035
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Stories: Yes
Senior Community YN: No
Directions: South on SR13/San Jose, left on Roberts Rd, left on Tiger Creek Pkwy into Cunningham Creek Subdivision. Left on N Lake Cunningham Ave. House on the left.
Public Remarks: Taking back up offers. This beautifully maintained 4-bedroom, 3-bathroom home in Lake Cunningham of Cunningham Creek Plantation offers 2,202 sq. ft. of living space, ideal for families or entertaining. Inside, you'll find a spacious formal dining room, a cozy family room with a fireplace, and a bright breakfast nook. The open kitchen allows for seamless interaction while cooking, and a front office provides a quiet workspace. The luxurious primary suite includes an oversized soaking tub, separate shower, and dual sinks. Enjoy serene lake views from the Florida room and the beautifully landscaped, fenced backyard, complete with a paver patio and firepit. Cunningham Creek Plantation amenities include a pool, playground, and soccer field. Located in St. Johns County, it's close to top-rated schools, shopping, and dining. Don't miss your chance to own this gem in a highly desirable neighborhood!
List Price/SqFt: 220.25
Sold Price/SqFt: 220.25

Property Features

Architectural Style: Traditional Levels: One Appliances: Dishwasher; Disposal; Electric Range; Electric Water Heater; Microwave; Refrigerator Fireplace Features: Wood Burning Interior Features: Breakfast Bar; Breakfast Nook; Built-in Features; Ceiling Fan(s); Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Split Bedrooms Flooring: Carpet; Laminate; Tile Laundry Features: Electric Dryer Hookup; In Unit; Sink; Washer Hookup Utilities: Cable Connected; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric; Heat Pump Water Source: Public Sewer: Public Sewer Construction Materials: Stucco; Vinyl Siding Exterior Features: Fire Pit Patio And Porch Features: Glass Enclosed; Patio Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear View: Lake Waterfront Features: Lake Front Fencing: Back Yard; Wrought Iron Current Use: Residential; Single Family Association Amenities: Community Pool; Park; Playground Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Appraisal; Financing; Home Sale; Inspection Room Types: Bathroom 2; Bathroom 3; Bedroom 2; Bedroom 3; Bedroom 4; Dining Room; Kitchen; Living Room; Office; Primary Bathroom; Primary Bedroom

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2025-03-26

Location Tax and Legal

Street Number: 269
Street Direction Prefix: N
Street Name: LAKE CUNNINGHAM
Street Suffix: Avenue
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Lake Cunningham

Status Change Information

Major Change Timestamp: 2025-08-19T12:04:49Z
Major Change Type: Status Change
Purchase Contract Date: 2025-05-02
Close Date: 2025-08-15
Close Price: 485000

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: No

Room Types

Bathroom 2 Level: Main
Bathroom 3 Level: Main
Bedroom 2 Level: Main
Bedroom 3 Level: Main
Bedroom 4 Level: Main
Dining Room Level: Main
Kitchen Level: Main
Living Room Level: Main
Office Level: Main
Primary Bathroom Level: Main
Primary Bedroom Level: Main

Room Information

Room Name	Level	Length	Width
Dining Room	Main	10.33	13.00
Office	Main	9.67	16.33
Kitchen	Main	10.33	15.83
Living Room	Main	12.33	16.33
Primary Bedroom	Main	13.67	19.00
Primary Bathroom	Main
Bedroom 2	Main	10.50	10.00
Bathroom 2	Main
Bedroom 3	Main	10.50	10.33
Bedroom 4	Main	10.50	11.50
Bathroom 3	Main

Documents

CCPPOA Covenants & Restrictions ›

CCPPOA Bylaws ›

Listing Office: TATUM REALTY AND PROPERTY MANAGEMENT SERVICES

Last Updated: April - 17 - 2026

Information deemed reliable but not guaranteed.