Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

269 CLOVER Court, St. Johns, FL 32259 (MLS# 2131068)

269 CLOVER Court, St. Johns, FL 32259

$360,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,760 Lot Size (sq. ft.): 7,841 Status: Closed

Current Price: $360,000 List Date: 2/20/2026 Last Modified: 4/18/2026

Overview

Description

**MULTIPLE OFFER NOTICE*** HIGHEST & BEST BY 4PM 2/22/26! Welcome to your dream home in the desirable Julington Creek Plantation! This charming single-family residence offers the perfect blend of comfort, style, and community living, making it an ideal retreat for families and professionals alike. The split bedroom floor plan provides three generously-sized bedrooms and two full bathrooms. This home is designed for both relaxation and functionality. The versatile office/flex space provides the perfect setting for a home office, playroom, or additional guest accommodation, catering to your unique lifestyle needs. Host gatherings and create lasting memories in the formal dining room, adorned with crown molding and beautiful tile flooring that seamlessly flows into the open kitchen.

Supplements: The allure of this property extends well beyond its walls. As a resident of Julington Creek Plantation, you'll have exclusive access to a plethora of resort-style amenities. Dive into relaxation at the community pool and let the kids enjoy the water slides and splash pad. Challenge friends to a game at the sports complex, take a ride at the skate p ... (Read more)

Listing Details MLS# 2131068

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1760
Living Area Source: Public Records
Year Built: 1995
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.18
Association YN: Yes
Association Fee: 580
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 1426.73
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: San Jose South. LEFT on Racetrack Rd. RIGHT onto Hummingbird CT. RIGHT on Clover CT. Home is on the right.
Public Remarks: **MULTIPLE OFFER NOTICE*** HIGHEST & BEST BY 4PM 2/22/26! Welcome to your dream home in the desirable Julington Creek Plantation! This charming single-family residence offers the perfect blend of comfort, style, and community living, making it an ideal retreat for families and professionals alike. The split bedroom floor plan provides three generously-sized bedrooms and two full bathrooms. This home is designed for both relaxation and functionality. The versatile office/flex space provides the perfect setting for a home office, playroom, or additional guest accommodation, catering to your unique lifestyle needs. Host gatherings and create lasting memories in the formal dining room, adorned with crown molding and beautiful tile flooring that seamlessly flows into the open kitchen.
List Price/SqFt: 198.86
Sold Price/SqFt: 204.55

Property Features

Architectural Style: Traditional Levels: One Appliances: Dishwasher; Disposal; Dryer; Electric Range; Microwave; Refrigerator; Washer Fireplace Features: Wood Burning Interior Features: Breakfast Bar; Entrance Foyer; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Split Bedrooms Flooring: Carpet; Tile; Wood Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Utilities: Cable Available; Electricity Connected; Sewer Available; Water Available; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Spa Features: Community Roof: Shingle Parking Features: Garage Lot Features: Cleared Fencing: Vinyl Current Use: Residential Association Amenities: Barbecue; Children's Pool; Community Pool; Fitness Center; Golf Course; Playground Community Features: Curbs; Sidewalks; Suburban Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; Private Financing Available Contingency Reason: Appraisal