Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

268 SERVIA Drive, St. Johns, FL 32259 (MLS# 2155513)

268 SERVIA Drive, St. Johns, FL 32259

$317,500

Virtual Tour

https://www.zillow.com/view-imx/59ac2f49-ab63-40be-8458-360b4cef2acd?wl=true&setAttribution=mls&initialViewType=pano

Entry/Kitchen-Quartz Counters, Stainless Appliances, Island, Corner Walk-In Pantry

Primary Bedroom- New Carpet and Pond View

Primary Bathroom - Walk-In Shower - Quartz Counters

Durbin Crossing South - Aerial Amenity C

Durbin Crossing South - Aerial Playgroun

Durbin Crossing South - Aerial Tennis Co

Durbin Crossing South - Aerial Basketbal

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,722 Lot Size (sq. ft.): 2,178 Status: Closed

Current Price: $317,500 List Date: 7/17/2026 Last Modified: 8/19/2026

Overview

Description

Welcome to 268 Servia Dr, a move-in ready townhouse in the highly sought-after Palisades at Durbin Crossing! This 3-bedroom, 2.5-bath home offers 1,722 square feet of stylish living with an open-concept floor plan, pond and preserve views, a screened lanai, extended paver patio, and a fully fenced backyard. The kitchen features quartz countertops, stainless steel appliances, backsplash, a walk-in corner pantry, and overlooks the spacious living and dining areas--perfect for entertaining. Upstairs, enjoy new carpet, a generous primary suite with a large walk-in closet, dual sinks, quartz vanity, and walk-in shower, plus two additional bedrooms, a full bath, and convenient upstairs laundry. Located in a community with resort-style amenities and A-rated St. Johns County schools, this home is just minutes from shopping, dining, and major highways. This home has alsmost everything. It's just missing you! Home is staged, but some larger furniture items can stay (see list in documents)

Listing Details MLS# 2155513

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1722
Living Area Source: Plans
Year Built: 2018
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.05
Association YN: Yes
Association Fee: 367.05
Association Fee Frequency: Quarterly
Association Name: Palisades at Durban Crossing - May Mgmt
Association Phone: 904-940-1002
CDD Fee YN: Yes
CDD Fee Amount: 1285.66
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Stories: 2
Senior Community YN: No
Directions: I-95 to W on CR-210 to R on St. Johns Pkwy N to L on Espada Ln. to R onto Servia Drive to home on L.
Public Remarks: Welcome to 268 Servia Dr, a move-in ready townhouse in the highly sought-after Palisades at Durbin Crossing! This 3-bedroom, 2.5-bath home offers 1,722 square feet of stylish living with an open-concept floor plan, pond and preserve views, a screened lanai, extended paver patio, and a fully fenced backyard. The kitchen features quartz countertops, stainless steel appliances, backsplash, a walk-in corner pantry, and overlooks the spacious living and dining areas--perfect for entertaining. Upstairs, enjoy new carpet, a generous primary suite with a large walk-in closet, dual sinks, quartz vanity, and walk-in shower, plus two additional bedrooms, a full bath, and convenient upstairs laundry. Located in a community with resort-style amenities and A-rated St. Johns County schools, this home is just minutes from shopping, dining, and major highways. This home has alsmost everything. It's just missing you! Home is staged, but some larger furniture items can stay (see list in documents)
List Price/SqFt: 188.73
Sold Price/SqFt: 184.38

Property Features

Levels: Two Property Condition: Updated/Remodeled Appliances: Dishwasher; Disposal; Dryer; Electric Range; Electric Water Heater; Microwave; Refrigerator; Washer Interior Features: Ceiling Fan(s); Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Electric Dryer Hookup; In Unit; Upper Level Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Security Features: Security System Owned; Smoke Detector(s) Construction Materials: Fiber Cement Patio And Porch Features: Covered; Patio; Screened Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener; Off Street View: Pond Waterfront Features: Pond Fencing: Back Yard; Full; Wrought Iron Current Use: Residential; Single Family Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Fitness Center; Playground; Tennis Court(s) Association Fee Includes: Maintenance Grounds Community Features: Sidewalks; Street Lights Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan