Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

2677 SENECA Drive, St. Johns, FL 32259 (MLS# 811282)

2677 SENECA Drive, St. Johns, FL 32259

$517,000

Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 4,112 Status: Closed

Current Price: $517,000 List Date: 4/06/2016 Last Modified: 1/20/2026

Overview

Description

NO CDD FEES! Gated Golf Course Community Surrounds This All Brick Custom POOL Home! 3 Car Side Entrance Garage with Fenced Back Yard on the 17th Hole Par 3... Roof Screened Patio. Oak Hardwood Flooring, Custom Woodwork Throughout. NEW Carpets, Plantation Shutters,Tray Ceilings, Transom Windows, Gas Fireplace,Custom Niches. Brand New Stainless Steel Appliances in the Kitchen. Full Security System, 2 Brand New 50 Gallon ''Rheem'' Electronic High Efficiency Hot Water Heaters, Split Zone A/C, & In the Wall Tubes Pest Barrier System. Intercom, Huge Eat-in Kitchen w/Granite Center Island Cooktop. Staircase Leads to 5th Bedroom with Full Bath and a 22' X 17' Bonus Room w/ Bose Speakers. Many More Upgrades! Separate Well for Outdoor Irrigation, with Custom Outdoor Lighting.. A MUST SEE....

Listing Details MLS# 811282

General Property Information

Bedrooms Total: 5
Bathrooms Full: 4
Bathrooms Total: 4
Living Area: 4112
Living Area Source: Appraiser
Year Built: 1999
Lot Size Dimensions: .45
Association YN: Yes
Association Fee: 1245
Association Fee Frequency: Annually
Association Name: FIRSTSERVICE RES
Association Phone: 904-733-3334
CDD Fee YN: No
New Construction YN: No
Garage Spaces: 3
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Directions: I 95 to County Rd. 210 West. Go 2 miles, turn Right into Cimarrone Golf & CC. After stopping at the guard gate, take your first left on Seneca Dr. House is on the Right
Public Remarks: NO CDD FEES! Gated Golf Course Community Surrounds This All Brick Custom POOL Home! 3 Car Side Entrance Garage with Fenced Back Yard on the 17th Hole Par 3... Roof Screened Patio. Oak Hardwood Flooring, Custom Woodwork Throughout. NEW Carpets, Plantation Shutters,Tray Ceilings, Transom Windows, Gas Fireplace,Custom Niches. Brand New Stainless Steel Appliances in the Kitchen. Full Security System, 2 Brand New 50 Gallon ''Rheem'' Electronic High Efficiency Hot Water Heaters, Split Zone A/C, & In the Wall Tubes Pest Barrier System. Intercom, Huge Eat-in Kitchen w/Granite Center Island Cooktop. Staircase Leads to 5th Bedroom with Full Bath and a 22' X 17' Bonus Room w/ Bose Speakers. Many More Upgrades! Separate Well for Outdoor Irrigation, with Custom Outdoor Lighting.. A MUST SEE....
List Price/SqFt: 127.43
Sold Price/SqFt: 125.73

Property Features

Approx Parcel Size: .51 to 1 Acre Architectural Style: Contemporary; Ranch Appliances: Dishwasher; Disposal; Dryer; Gas Range; Microwave; Refrigerator; Washer; Water Softener Owned Fireplace Features: Gas Interior Features: Breakfast Bar; Breakfast Nook; Central Vacuum; Eat-in Kitchen; Entrance Foyer; Kitchen Island; Pantry; Primary Bathroom - Tub with Shower; Primary Downstairs; Split Bedrooms; Vaulted Ceiling(s) Flooring: Carpet; Tile; Wood Utilities: Cable Connected; Natural Gas Available Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Green Energy Efficient: Windows Security Features: Entry Phone/Intercom; Security System Owned; Smoke Detector(s) Construction Materials: Brick Patio And Porch Features: Patio; Screened Pool Features: In Ground Roof: Shingle Parking Features: Attached; Garage Lot Features: On Golf Course; Sprinklers In Front; Sprinklers In Rear View: Golf Course Fencing: Back Yard; Vinyl; Other Current Use: Residential; Single Family Association Amenities: Community Pool; Golf Course; Jogging Path; Security; Tennis Court(s) Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2016-02-01

Location Tax and Legal

Street Number: 2677
Street Name: SENECA
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Cimarrone Golf & Cc

Status Change Information

Major Change Timestamp: 2023-11-13T22:08:28Z
Major Change Type: Price Reduced
Price Change Timestamp: 2016-04-15T19:58:06Z
Purchase Contract Date: 2016-05-31
Close Date: 2016-07-07
Close Price: 517000

Fireplace Features

Fireplaces Total: Yes

More Information

Historical Information

Public Historical Remarks 1: Utilities-Underground: Y, Mandatory Fees: Y, Dining-Kitchen/Family Combo: Y, Interior Amenities-Window Treatment(s): Y, Interior Amenities-Bay/Bow Window(s): Y, Self Cleaning Oven: Y, Kitchen-Solid Surface Countertops: Y, Marble Fireplace: Y, Structure Builder: Cordelle, Golf Course Comm: Y
Public Historical Remarks 2: Common Club Amenities-Club Facilities: Y, Landscape Lighting: Y, Energy Features-Ceiling Fan(s): Y, Soccer Field(s): Y, Interior Amenities-Sliding Glass Door(s): Y, Side Entry Garage: Y, Fireplace-Family Room: Y
Public Historical Remarks 3: Unit Type: Ranch, Contemporary, Occupant Type: Appointment, Call Listing Office, Occupied - Lockbox, Gated, Security

Room Information

Room Name	Level	Length	Width	Remarks
Office
Utility Room
Kitchen	First	17.66	15.16	Flooring: hard
Living Room	First	15.33	12.50
Dining Room	First	14.16	12.66	Flooring: hard, Separate Dining Room
Primary Bedroom	First	18.83	16.50
Bedroom 1	First	12.83	12.33
Bedroom 2	First	12.83	12.50
Family Room	First	20.83	19.66
Bedroom 3	First	12.83	12.50
Bedroom 4	Second	19.00	22.00
Bonus Room	Second	21.50	17.83
Other	First	8.66	8.50

Listing Office: KELLER WILLIAMS JACKSONVILLE

Last Updated: January - 20 - 2026

Information deemed reliable but not guaranteed.