Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

261 FLINTLOCK Lane, St. Johns, FL 32095 (MLS# 2153257)

261 FLINTLOCK Lane, St. Johns, FL 32095

$400,000

Rendering of home, color scheme shown is for representation purposes only.

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,720 Lot Size (sq. ft.): 6,098 Status: Closed

Current Price: $400,000 List Date: 7/01/2026 Last Modified: 10/16/2026

Overview

Description

Discover the Henley, a beautifully designed 3-bedroom, 2.5-bath home that blends style, comfort, and everyday functionality. Luxury Vinyl Plank flooring extends throughout the main level, while cozy carpet adds warmth to the upstairs bedrooms. The well-appointed kitchen features a Whirlpool appliance package with a slide-in range, microwave, refrigerator, and dishwasher, along with white cabinetry, quartz countertops, a Tender Gray subway tile backsplash, and a spacious center island perfect for gathering. Additional highlights include a Smart Home Package, upgraded 8-foot interior doors, a hardware upgrade package, and more. Residents also enjoy access to an exceptional 4,000-square-foot amenity center featuring a fitness facility, resort-style pool, playground, tennis and pickleball courts, scenic walking trails, and two dog parks. Schedule your tour today and experience all this community has to offer!

Listing Details MLS# 2153257

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1720
Living Area Source: Estimated
Year Built: 2026
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.14
Association YN: Yes
Association Fee: 54
Association Fee Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 2973.01
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2026-09-16
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: From I-95, take International Golf Parkway Exit (Exit 323) and go East. Turn left at Bannon Lakes Boulevard. Turn right at Cedar Preserve Lane. Model Homes are on the left.
Public Remarks: Discover the Henley, a beautifully designed 3-bedroom, 2.5-bath home that blends style, comfort, and everyday functionality. Luxury Vinyl Plank flooring extends throughout the main level, while cozy carpet adds warmth to the upstairs bedrooms. The well-appointed kitchen features a Whirlpool appliance package with a slide-in range, microwave, refrigerator, and dishwasher, along with white cabinetry, quartz countertops, a Tender Gray subway tile backsplash, and a spacious center island perfect for gathering. Additional highlights include a Smart Home Package, upgraded 8-foot interior doors, a hardware upgrade package, and more. Residents also enjoy access to an exceptional 4,000-square-foot amenity center featuring a fitness facility, resort-style pool, playground, tennis and pickleball courts, scenic walking trails, and two dog parks. Schedule your tour today and experience all this community has to offer!
List Price/SqFt: 232.56
Sold Price/SqFt: 232.56

Property Features

Architectural Style: Traditional Levels: Two Property Condition: Under Construction Rental Restrictions: 1 Year Appliances: Dishwasher; Electric Range; Microwave; Refrigerator; Other Interior Features: Eat-in Kitchen; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Smart Home; Smart Thermostat; Walk-In Closet(s) Flooring: Carpet; Tile; Vinyl Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; Upper Level; Washer Hookup Utilities: Cable Available; Electricity Connected; Natural Gas Available; Natural Gas Connected; Sewer Connected; Water Available Cooling: Central Air Heating: Electric; Heat Pump Electric: 200+ Amp Service Water Source: Public Sewer: Public Sewer Smart Home Features: Programmable Thermostat Green Water Conservation: Efficient Hot Water Distribution; Low-Flow Fixtures; Water-Smart Landscaping Construction Materials: Fiber Cement; Frame Patio And Porch Features: Covered; Front Porch; Rear Porch Roof: Shingle Parking Features: Garage; Garage Door Opener; On Street Lot Features: Sprinklers In Front; Sprinklers In Rear View: Other Current Use: Residential; Single Family Association Amenities: Basketball Court; Clubhouse; Dog Park; Fitness Center; Jogging Path; Park; Pickleball; Playground; Tennis Court(s) Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-07-01

Location Tax and Legal

Street Number: 261
Street Name: FLINTLOCK
Street Suffix: Lane
County: St. Johns
State: FL
Postal Code: 32095
MLS Area Major: 306-World Golf Village Area-NE
Subdivision Name: Bannon Lakes

Status Change Information

Major Change Timestamp: 2026-10-16T14:06:37Z
Major Change Type: Status Change
Price Change Timestamp: 2026-07-24T12:51:54Z
Purchase Contract Date: 2026-08-02
Close Date: 2026-10-15
Close Price: 400000

DPR Eligible

DPR Eligible: No

More Information

Listing Office: PULTE REALTY OF NORTH FLORIDA, LLC.

Last Updated: October - 16 - 2026

Information deemed reliable but not guaranteed.