Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

257 ELLSWORTH Circle, St. Johns, FL 32259 (MLS# 1062437)

257 ELLSWORTH Circle, St. Johns, FL 32259

$562,000

Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 3,135 Status: Closed

Current Price: $562,000 List Date: 7/09/2020 Last Modified: 4/08/2026

Overview

Description

Highly upgraded 5 bedroom, 4 bath, with 3 car garage. Cool off in your salt water pool, or relax in your gas heated hot tub. Power outages? No worries with a 16KW solar system, a 16KW battery back up system, and a 11KW gas powered generator system. Home has newer flooring throughout, spray in foam insulation, a central vacuum system, water softner, and a Hybrid water heater. Upgrades include custom closets, garage flooring, garage cabinets, custom pantry, crown moulding, and a smart home system. Plenty of curb appeal with 17 palm trees, Zoysia grass, black lava rock, custom curbing, and landscape lighting. Oh, did I mention the gourmet kitchen? Custom built in Subzero fridge, Jenn-Air appliances that includes double oven, gas cook top, microwave drawer, dishwasher, and farm sink.

Supplements: Welcome home to your highly upgraded 5/4 home with a Casita and a 3 car garage. As you enter the courtyard entry you will notice your tropical oasis that includes your salt water pool and spa with tropical landscaping. A single bedroom with its own entrance, walk in closet, and separate bathroom is immediately to your left. The front door opens ... (Read more)

Listing Details MLS# 1062437

General Property Information

Bedrooms Total: 5
Bathrooms Full: 4
Bathrooms Total: 4
Living Area: 3135
Living Area Source: Plans
Year Built: 2014
Lot Size Dimensions: 75x169
Association YN: Yes
Association Fee: 50
Association Fee Frequency: Annually
Association Name: Durbin Crossing Mast
Association Phone: (904) 592-4090
CDD Fee YN: Yes
CDD Fee Amount: 2990.15
New Construction YN: No
Garage Spaces: 3
Water Body Access YN: No
Waterfront YN: Yes
Stories: 2
Directions: From I-95 Take 9B west to St Johns Pkwy. Go north on St Johns Pkwy. Turn left on Longleaf Pine Pkwy. Turn left on Islesbrook Pkwy. Turn left at the 2nd entrance to Ellsworth Circle.
Public Remarks: Highly upgraded 5 bedroom, 4 bath, with 3 car garage. Cool off in your salt water pool, or relax in your gas heated hot tub. Power outages? No worries with a 16KW solar system, a 16KW battery back up system, and a 11KW gas powered generator system. Home has newer flooring throughout, spray in foam insulation, a central vacuum system, water softner, and a Hybrid water heater. Upgrades include custom closets, garage flooring, garage cabinets, custom pantry, crown moulding, and a smart home system. Plenty of curb appeal with 17 palm trees, Zoysia grass, black lava rock, custom curbing, and landscape lighting. Oh, did I mention the gourmet kitchen? Custom built in Subzero fridge, Jenn-Air appliances that includes double oven, gas cook top, microwave drawer, dishwasher, and farm sink.
List Price/SqFt: 183.41
Sold Price/SqFt: 179.27

Property Features

Approx Parcel Size: .25 to .5 Acre Architectural Style: Contemporary; Multi Generational Appliances: Dishwasher; Disposal; Electric Water Heater; Gas Range; Ice Maker; Microwave; Refrigerator; Water Softener Owned; Wine Cooler Interior Features: Central Vacuum; Eat-in Kitchen; In-Law Floorplan; Kitchen Island; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Flooring: Tile Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Available; Propane Cooling: Central Air Heating: Central Electric: Whole House Generator Water Source: Public Sewer: Public Sewer Smart Home Features: Dishwasher; Entertainment; Irrigation; Lighting; Locks; Programmable Thermostat Green Energy Efficient: Appliances; Doors; Windows Security Features: Entry Phone/Intercom; Security System Owned; Smoke Detector(s) Construction Materials: Frame; Stucco Other Structures: Outdoor Kitchen Patio And Porch Features: Patio; Porch; Screened Pool Features: In Ground; Gas Heat; Pool Sweep Spa Features: Private Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Irregular Lot; Sprinklers In Front; Sprinklers In Rear View: Water Waterfront Features: Pond Current Use: Residential Association Amenities: Basketball Court; Clubhouse; Community Pool; Fitness Center; Jogging Path; Playground; Tennis Court(s) Road Surface Type: Concrete Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2020-07-07

Location Tax and Legal

Street Number: 257
Street Name: ELLSWORTH
Street Suffix: Circle
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Durbin Crossing

Status Change Information

Major Change Timestamp: 2020-09-17T19:25:18Z
Major Change Type: Status Change
Purchase Contract Date: 2020-08-14
Close Date: 2020-09-08
Close Price: 562000

Historical Information

Public Historical Remarks 1: Utilities-Underground: Y, Utilities-Separate Irrigation Meter: Y, Football Field(s): Y, Interior Amenities-Window Treatment(s): Y, Interior Amenities-Tinted Window(s): Y, Interior aMENITIES-Prewired Audio: Y, Self Cleaning Oven: Y, Kitchen-Solid Surface Countertops: Y, Parking Facilities-Keypad Entry: Y, Structure Builder: Dreamfinders
Public Historical Remarks 2: Common Club Amenities-Club Facilities: Y, Landscape Lighting: Y, Energy Features-Ceiling Fan(s): Y, Soccer Field(s): Y, Baseball Field(s): Y, Bath-Garden Bath: Y, Interior Amenities-Ceiling 8+ Ft.: Y, Interior Amenities-Sliding Glass Door(s): Y, Down-Draft Cook top: Y, Structure Slab: Y, Satellite System - Owned: Y

More Information

Room Information

Room Name	Level	Length	Width	Remarks
Media Room
Utility Room
Primary Bedroom	First	15.00	18.00
Other	First	10.00	9.00	Master Bedroom Sitting Room
Family Room	First	17.60	19.80
Kitchen	First	14.10	14.80
Bedroom 1	First	11.00	15.40
Bedroom 2	First	11.20	15.00
Bedroom 3	First	16.80	15.80
Bonus Room	Second	15.10	19.00	Theater Room
Bedroom 4	Second	14.00	12.20
Other	First	15.80	8.40	Cafe, Breakfast Room
Dining Room	First	15.40	11.40	Separate Dining Room

Listing Office: SVR REALTY, LLC.

Last Updated: April - 08 - 2026

Information deemed reliable but not guaranteed.