Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

25 QUOTA Circle, St. Johns, FL 32259 (MLS# 2172436)

25 QUOTA Circle, St. Johns, FL 32259

New Listing

$525,000

Lake Home Golf Course Country Club Gated

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,624 Lot Size (sq. ft.): 11,761 Status: Active

Current Price: $525,000 List Date: 11/05/2026 Last Modified: 11/06/2026

Overview

Description

Welcome to exceptional living in Stillwater, one of St. Johns County's premier gated 55+ golf communities! Situated on a rare oversized cul-de-sac homesite, this beautifully maintained Trevi floor plan offers 2,027 square feet of thoughtfully designed living space with breathtaking views of the Bobby Weed-designed championship golf course. Enjoy a spectacular backdrop overlooking the 5th hole, a beautiful 550-yard par 5, along with tranquil water and preserve views. Inside, the home showcases an impressive collection of upgrades and features, including elegant plantation shutters, wood-look tile flooring throughout the main living areas, plush bedroom carpeting, and a dedicated office space. The gourmet kitchen is designed for both everyday living and entertaining, featuring quartz countertops, a gas cooktop, electric double ovens, marble backsplash, crown-finished cabinetry, and custom pantry shelving.

Supplements: The spacious primary suite offers his-and-hers closets and a beautifully appointed bathroom with dual vanities, a glass-enclosed shower, and dual showerheads. Additional highlights include a Generac whole-house generator, owned water softener, reverse osmosis filtration system, tankless gas water heater, sealed garage floors, screened lanai, and pa ... (Read more)

Open Houses

Thursday, November 12, 11:30 am - 1:30 pm
Friday, November 13, 11:30 am - 1:30 pm

Listing Details MLS# 2172436

General Property Information

Bedrooms Total: 3
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2027
Living Area Source: Public Records
Building Area Total: 2624
Year Built: 2022
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.27
Association YN: Yes
Association Fee: 710.72
Association Fee Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 3719.23
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Water Frontage Feet: 145
Stories: Yes
Entry Level: Yes
Senior Community YN: Yes
Direction Faces: Northeast
Directions: From 1-95 head west on CR210 for four miles, Turn right into Stillwater, pass through gate, left on Quota Circle.
Public Remarks: Welcome to exceptional living in Stillwater, one of St. Johns County's premier gated 55+ golf communities! Situated on a rare oversized cul-de-sac homesite, this beautifully maintained Trevi floor plan offers 2,027 square feet of thoughtfully designed living space with breathtaking views of the Bobby Weed-designed championship golf course. Enjoy a spectacular backdrop overlooking the 5th hole, a beautiful 550-yard par 5, along with tranquil water and preserve views. Inside, the home showcases an impressive collection of upgrades and features, including elegant plantation shutters, wood-look tile flooring throughout the main living areas, plush bedroom carpeting, and a dedicated office space. The gourmet kitchen is designed for both everyday living and entertaining, featuring quartz countertops, a gas cooktop, electric double ovens, marble backsplash, crown-finished cabinetry, and custom pantry shelving.
List Price/SqFt: 259

Property Features

Architectural Style: Traditional Appliances: Dishwasher; Disposal; Dryer; Electric Oven; Gas Cooktop; Gas Water Heater; Tankless Water Heater; Washer; Water Softener Owned Interior Features: Breakfast Bar; Ceiling Fan(s); Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Primary Downstairs; Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: In Unit Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric; Natural Gas Water Source: Public Sewer: Public Sewer Security Features: Security Gate; Security System Owned; Smoke Detector(s) Construction Materials: Frame Patio And Porch Features: Rear Porch; Screened Spa Features: Community; In Ground Roof: Shingle Parking Features: Attached; Garage Lot Features: Cleared; On Golf Course View: Golf Course; Lake; Pond Waterfront Features: Lake Front; Pond Current Use: Golf Course; Residential; Single Family Association Amenities: Barbecue; Children's Pool; Clubhouse; Community Pool; Dog Park; Fitness Center; Gated; Golf Course; Jogging Path; Maintenance Grounds; Management - Developer; Management - Full Time; Management - On Site; Park; Pickleball; Security; Tennis Court(s); Trash Association Fee Includes: Maintenance Grounds; Security; Trash Community Features: Curbs; Gated; Restaurant; Street Lights; Suburban Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-11-05

Location Tax and Legal

Street Number: 25
Street Name: QUOTA
Street Suffix: Circle
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Stillwater

Status Change Information

Major Change Timestamp: 2026-11-05T16:43:24Z
Major Change Type: New Listing

DPR Eligible

DPR Eligible: Yes

More Information

Listing Office: KELLER WILLIAMS ST JOHNS

Last Updated: November - 06 - 2026

Information deemed reliable but not guaranteed.