Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

246 JUNCTION Avenue, St. Johns, FL 32259 (MLS# 2145191)

246 JUNCTION Avenue, St. Johns, FL 32259

$1,019,630

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 3,213 Status: Closed

Current Price: $1,019,630 List Date: 5/14/2026 Last Modified: 9/28/2026

Overview

Description

n/a

Listing Details MLS# 2145191

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 3213
Living Area Source: Builder
Year Built: 2026
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Dimensions: 60
Association YN: Yes
Association Fee: 650
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 1953
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2026-09-14
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Stories: 2
Senior Community YN: No
Directions: I-95 S to Exit 333 for FL-9B S, Exit onto St Johns Pkwy, turn L on Longleaf Pine Pkwy, turn L on Veterans Pkwy. Make R on Landmark Blvd, turn L on Navigators Rd
Public Remarks: n/a
List Price/SqFt: 276.98
Sold Price/SqFt: 317.35

Property Features

Architectural Style: Traditional Levels: Two Property Condition: Under Construction Rental Restrictions: 1 Year Appliances: Dishwasher; Disposal; Electric Oven; Gas Cooktop; Microwave Interior Features: Entrance Foyer; Jack and Jill Bath; Kitchen Island; Pantry; Primary Downstairs; Walk-In Closet(s) Flooring: Carpet; Vinyl Utilities: Cable Available; Electricity Available; Natural Gas Available; Sewer Available Cooling: Central Air Heating: Electric Water Source: Public Sewer: Public Sewer Smart Home Features: Smoke Detector Green Building Verification Type: HERS Index Score Security Features: Smoke Detector(s) Construction Materials: Concrete; Frame Patio And Porch Features: Covered; Porch; Rear Porch Roof: Shingle Parking Features: Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear Waterfront Features: Pond Current Use: Residential; Single Family Association Amenities: Community Pool; Dog Park; Gated; Management - Developer; Playground Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Room Types: Bedroom 2; Bedroom 3; Bedroom 4; Dining Room; Game Room; Living Room; Primary Bedroom; Other Room

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-05-14

Location Tax and Legal

Street Number: 246
Street Name: JUNCTION
Street Suffix: Avenue
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Middlebourne

Status Change Information

Major Change Timestamp: 2026-09-28T19:37:19Z
Major Change Type: Status Change
Purchase Contract Date: 2026-05-14
Close Date: 2026-09-28
Close Price: 1019630

DPR Eligible

DPR Eligible: No

More Information

Room Types

Bedroom 2 Level: Second
Bedroom 3 Level: Second
Bedroom 4 Level: Second
Dining Room Level: Main
Game Room Level: Second
Living Room Level: Main
Primary Bedroom Level: Main
Other Room Level: Main

Room Information

Room Name	Level	Length	Width	Remarks
Living Room	Main	20.00	18.00
Primary Bedroom	Main	18.00	14.00
Other	Main	14.00	16.00	Study
Dining Room	Main	13.00	10.00
Bedroom 2	Second	14.00	12.00
Bedroom 3	Second	14.00	12.00
Bedroom 4	Second	12.00	13.00
Game Room	Second	13.00	19.00

Listing Office: ICI SELECT REALTY, INC.

Last Updated: September - 28 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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