Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

2445 COMMUNITY Road, Jacksonville, FL 32207 (MLS# 2168402)

2445 COMMUNITY Road, Jacksonville, FL 32207

$245,000

Property Type: Residential Bedrooms: 3 Baths: 1 Square Footage: 970 Lot Size (sq. ft.): 13,068 Status: Active

Current Price: $245,000 List Date: 10/08/2026 Last Modified: 11/02/2026

Overview

Description

Welcome home to this charming 3-bedroom, 1-bath home situated on an approximately 0.3-acre corner lot with NO HOA! Hardwood floors add warmth and character, while abundant natural light creates a bright, welcoming atmosphere. The spacious lot offers endless possibilities for a backyard retreat, pool, garden, or entertaining area. Looking for room to grow? Previously city-approved drawings propose adding 2 rooms and 1 bathroom, expanding the home to approximately 1,500 sq. ft.! The permit has expired, and new approvals are required. Drawings available upon request. A detached shed provides extra storage and houses the washer and dryer. The roof and water heater were replaced in 2023, offering added peace of mind. Conveniently located approximately 6 minutes from San Marco and close to major highways, shopping, and dining. A wonderful combination of charm, location, and potential. Come see it and make it your own!

Listing Details MLS# 2168402

General Property Information

Bedrooms Total: 3
Bathrooms Full: Yes
Bathrooms Total: Yes
Living Area: 970
Living Area Source: Public Records
Year Built: 1957
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.3
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: Yes
Carport Spaces: Yes
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Senior Community YN: No
Directions: From I-95, take Exit 345 toward Bowden Rd. Turn left onto Bowden Rd, right onto Philips Hwy, then left onto University Blvd W. Turn right onto St. Augustine Rd, then left onto Community Rd. Property will be on the right.
Public Remarks: Welcome home to this charming 3-bedroom, 1-bath home situated on an approximately 0.3-acre corner lot with NO HOA! Hardwood floors add warmth and character, while abundant natural light creates a bright, welcoming atmosphere. The spacious lot offers endless possibilities for a backyard retreat, pool, garden, or entertaining area. Looking for room to grow? Previously city-approved drawings propose adding 2 rooms and 1 bathroom, expanding the home to approximately 1,500 sq. ft.! The permit has expired, and new approvals are required. Drawings available upon request. A detached shed provides extra storage and houses the washer and dryer. The roof and water heater were replaced in 2023, offering added peace of mind. Conveniently located approximately 6 minutes from San Marco and close to major highways, shopping, and dining. A wonderful combination of charm, location, and potential. Come see it and make it your own!
List Price/SqFt: 252.58

Property Features

Architectural Style: Other Appliances: Dishwasher; Dryer; Electric Range; Microwave; Refrigerator; Washer Flooring: Laminate; Wood Utilities: Other Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Concrete; Stucco Other Structures: Shed(s) Roof: Other Parking Features: Carport Fencing: Back Yard Current Use: Residential Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-10-06

Location Tax and Legal

Street Number: 2445
Street Name: COMMUNITY
Street Suffix: Road
County: Duval
State: FL
Postal Code: 32207
MLS Area Major: 012-San Jose
Subdivision Name: Bal-mar Woods

Status Change Information

Major Change Timestamp: 2026-11-02T01:49:42Z
Major Change Type: Status Change

DPR Eligible

DPR Eligible: Yes

More Information

Documents

Lead Disclosure ›

Listing Office: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Last Updated: November - 02 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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