Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

244 RUM RUNNER Way, St. Johns, FL 32259 (MLS# 2156988)

244 RUM RUNNER Way, St. Johns, FL 32259

$585,000

Virtual Tour

https://my.matterport.com/show/?m=tkVeEBDDQAG&mls=1

Private Atlantica Isles Entrance to Lagoon

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,649 Lot Size (sq. ft.): 6,970 Status: Active

Current Price: $585,000 List Date: 7/29/2026 Last Modified: 11/05/2026

Overview

Description

WELCOME TO 244 RUM RUNNER WAY-where RESORT LUXURY meets unmatched FINANCIAL VALUE. Located in Atlantica Isles & FURNISHED, the gated, lagoon-front enclave within St. Johns County's premier resort-style community, Beachwalk. THE TURNKEY VALUE PROPOSITION: Why pay $750K for a traditional home and manage endless out-of-pocket overhead? At $600K, your monthly investment consolidates lawn care, gated security, exterior maintenance, and full resort-club access into one predictable payment, giving you the same total monthly commitment as a $750K home without the extra labor, hidden repair bills, or private club dues.To make this a true turn-key experience, the seller is willing to convey most furnishings with an acceptable offer, allowing you to move right in immediately. THE HOME & DESIGN: Built by Americrest Homes, the "Nautica" floor plan blends modern coastal architecture with effortless indoor-outdoor living: *OPEN-CONCEPT DESIGN: Soaring, voluminous ceilings amplify natural light across

Supplements: the great room, dining area, and chef's kitchen. * GOURMET KITCHEN: Features a massive quartz island, 42" premium cabinetry, walk-in pantry, and built-in gas cooktop. * SEAMLESS INDOOR-OUTDOOR FLOW: Stacked sliding pocket doors disappear to reveal a spacious covered rear terrace with direct water views. * PRIMARY SUITE: Positioned on the 2nd floor ... (Read more)

Open Houses

Today, 12:00 pm - 2:00 pm

Listing Details MLS# 2156988

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2649
Living Area Source: Assessor
Year Built: 2020
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.16
Association YN: Yes
Association Fee: 335.48
Association Fee Frequency: Monthly
Association Fee 2: 1662
Association Fee 2 Frequency: Quarterly
CDD Fee YN: Yes
CDD Fee Amount: 3863.57
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Furnished: Furnished
Stories: 2
Entry Level: Yes
Senior Community YN: No
Directions: From I95 exit 210 and go east. Turn left on Beachwalk Boulevard, make a right on Rum Runner. Home is located on your right
Public Remarks: WELCOME TO 244 RUM RUNNER WAY-where RESORT LUXURY meets unmatched FINANCIAL VALUE. Located in Atlantica Isles & FURNISHED, the gated, lagoon-front enclave within St. Johns County's premier resort-style community, Beachwalk. THE TURNKEY VALUE PROPOSITION: Why pay $750K for a traditional home and manage endless out-of-pocket overhead? At $600K, your monthly investment consolidates lawn care, gated security, exterior maintenance, and full resort-club access into one predictable payment, giving you the same total monthly commitment as a $750K home without the extra labor, hidden repair bills, or private club dues.To make this a true turn-key experience, the seller is willing to convey most furnishings with an acceptable offer, allowing you to move right in immediately. THE HOME & DESIGN: Built by Americrest Homes, the "Nautica" floor plan blends modern coastal architecture with effortless indoor-outdoor living: *OPEN-CONCEPT DESIGN: Soaring, voluminous ceilings amplify natural light across
List Price/SqFt: 220.84

Property Features

Levels: Two Rental Restrictions: 1 Year Appliances: Dishwasher; Gas Cooktop; Microwave; Refrigerator Interior Features: Breakfast Bar; Breakfast Nook; Ceiling Fan(s); Entrance Foyer; Jack and Jill Bath; Kitchen Island; Primary Bathroom -Tub with Separate Shower Flooring: Carpet; Plank in Flooring Laundry Features: Upper Level Utilities: Cable Connected; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: 24 Hour Security; Firewall(s); Key Card Entry; Security Gate Construction Materials: Frame Exterior Features: Balcony Patio And Porch Features: Awning(s); Covered; Front Porch; Patio; Rear Porch Roof: Metal Parking Features: Garage; Gated View: Pond; Water Waterfront Features: Pond Current Use: Residential Association Amenities: Clubhouse; Community Pool; Dog Park; Fitness Center; Gated; Jogging Path; Maintenance Grounds; Management - Off Site; Playground; Shuffleboard Court; Tennis Court(s) Association Fee Includes: Maintenance Grounds; Pest Control; Security; Trash Community Features: Curbs; Gated; Restaurant; Sidewalks; Street Lights Possession: Close Of Escrow; Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan Room Types: Bedroom 2; Bedroom 3; Bonus Room; Dining Room; Family Room; Kitchen; Primary Bedroom

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: Yes
Listing Contract Date: 2026-07-24

Location Tax and Legal

Street Number: 244
Street Name: RUM RUNNER
Street Suffix: Way
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Atlantica Isles

Status Change Information

Major Change Timestamp: 2026-10-14T18:59:08Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-10-14T18:59:08Z

DPR Eligible

DPR Eligible: Yes

More Information

Room Types

Bedroom 2 Level: Second
Bedroom 3 Level: Second
Bonus Room Level: Second
Dining Room Level: First
Family Room Level: First
Kitchen Level: First
Primary Bedroom Level: Second

Room Information

Room Name	Level	Length	Width
Bedroom 2	Second	13.00	16.00
Bedroom 3	Second	13.00	14.00
Dining Room	First	16.00	13.00
Primary Bedroom	Second	20.00	16.00
Kitchen	First	16.00	12.00
Family Room	First	16.00	24.00
Bonus Room	Second	13.00	10.00