Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

2427 WHISPERING WOODS Boulevard 2, Jacksonville, FL 32246 (MLS# 2170756)

2427 WHISPERING WOODS Boulevard 2, Jacksonville, FL 32246

$195,000

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 816 Lot Size (sq. ft.): 5,227 Status: Active

Current Price: $195,000 List Date: 10/24/2026 Last Modified: 10/24/2026

Overview

Description

Welcome to this fully up dated 2-bedroom, 2-bathroom townhome with the added advantage of no HOA. Set in a desirable neighborhood, it's conveniently located near the beaches and St. Johns Town Center. Inside, a bright, open floor plan is enhanced by new LVP flooring throughout. The updated kitchen features white shaker cabinets, updated countertops, and newer stainless steel appliances. Both bathrooms have been refreshed with stylish, modern finishes, making this home move-in ready. One open nice size yard, Great for cook outs and family. There are two private fenced in areas. HVAC and Roof replaced 2024. Lots of privacy being on the end unit. Welcome Home!

Listing Details MLS# 2170756

General Property Information

Bedrooms Total: 2
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 816
Living Area Source: Public Records
Year Built: 1984
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.12
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Senior Community YN: No
Directions: From Beach Blvd, head north on St. Johns Bluff Rd. Turn right onto Alden Rd, then turn left onto Whispering Woods Blvd. go straight and continue to the last parking area on the right and the home is on the right. #2
Public Remarks: Welcome to this fully up dated 2-bedroom, 2-bathroom townhome with the added advantage of no HOA. Set in a desirable neighborhood, it's conveniently located near the beaches and St. Johns Town Center. Inside, a bright, open floor plan is enhanced by new LVP flooring throughout. The updated kitchen features white shaker cabinets, updated countertops, and newer stainless steel appliances. Both bathrooms have been refreshed with stylish, modern finishes, making this home move-in ready. One open nice size yard, Great for cook outs and family. There are two private fenced in areas. HVAC and Roof replaced 2024. Lots of privacy being on the end unit. Welcome Home!
List Price/SqFt: 238.97

Property Features

Levels: One Property Condition: Updated/Remodeled Rental Restrictions: Other Appliances: Dishwasher; Dryer; Refrigerator; Washer Fireplace Features: Other Interior Features: Primary Bathroom - Shower No Tub; Walk-In Closet(s) Flooring: Luxury Vinyl Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Electricity Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Exterior Features: Courtyard Patio And Porch Features: Deck Parking Features: Additional Parking Lot Features: Cul-De-Sac Fencing: Fenced Current Use: Residential Community Features: Sidewalks Road Frontage Type: City Street Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Showing Requirements: Other

Contract Information

Property Sub Type: Townhouse
Property Attached YN: Yes
Listing Contract Date: 2026-10-23

Location Tax and Legal

Street Number: 2427
Street Name: WHISPERING WOODS
Street Suffix: Boulevard
County: Duval
State: FL
Postal Code: 32246
MLS Area Major: 023-Southside-East Of Southside Blvd
Subdivision Name: Whispering Woods

Status Change Information

Major Change Timestamp: 2026-10-24T02:40:07Z
Major Change Type: New Listing

DPR Eligible

DPR Eligible: Yes

More Information

Listing Office: NAVY TO NAVY HOMES LLC

Last Updated: October - 24 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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