Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

242 BORACAY Circle, St. Johns, FL 32259 (MLS# 2144109)

242 BORACAY Circle, St. Johns, FL 32259

$284,900

Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 2,010 Lot Size (sq. ft.): 2,614 Status: Active

Current Price: $284,900 List Date: 5/08/2026 Last Modified: 8/16/2026

Overview

Description

Welcome to resort-style living in this beautifully maintained 2-bedroom, 2.5-bath townhouse, both ensuite bedrooms, offering 2,010 square feet of comfortable coastal-inspired living space. Featuring all tile and hardwood flooring throughout, updated interior paint, and a light, beachy design aesthetic, this home combines style and functionality in one of the area's most desirable communities. The spacious floor plan includes an inviting living area, well-appointed kitchen with light cabinetry, and a screened lanai overlooking the conservation preserve, perfect for relaxing or entertaining. A one-car garage provides added convenience and storage. Enjoy an unmatched lifestyle with access to exceptional community amenities including a 14-acre crystal lagoon, swim up bar, cafe, fitness center, tennis and pickleball courts, waterslide, dog splash park, paddleboard and kayaking and miles of golf cart paths and sidewalks throughout the neighborhood.

Supplements: Conveniently located near I-95, shopping, dining, and historic downtown St. Augustine, this home offers the perfect blend of luxury, recreation and convenience. SELLER IS WILLING TO NEGOTIATE GOLF CART TO BE INCLUDED WITH AN ACCEPTABLE OFFER!!!

Listing Details MLS# 2144109

General Property Information

Bedrooms Total: 2
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1611
Living Area Source: Public Records
Building Area Total: 2010
Year Built: 2022
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.06
Association YN: Yes
Association Fee: 217.33
Association Fee Frequency: Monthly
Association Fee 2: 214.7
Association Fee 2 Frequency: Monthly
Association Name: Venture Properties
CDD Fee YN: Yes
CDD Fee Amount: 2293
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Negotiable
Stories: 2
Entry Level: Yes
Senior Community YN: No
Directions: From I-95 & CR210 go east on CR210. Turn left into Beachalk subdivision. Left on Albany bay. Right on Boracay Circle
Public Remarks: Welcome to resort-style living in this beautifully maintained 2-bedroom, 2.5-bath townhouse, both ensuite bedrooms, offering 2,010 square feet of comfortable coastal-inspired living space. Featuring all tile and hardwood flooring throughout, updated interior paint, and a light, beachy design aesthetic, this home combines style and functionality in one of the area's most desirable communities. The spacious floor plan includes an inviting living area, well-appointed kitchen with light cabinetry, and a screened lanai overlooking the conservation preserve, perfect for relaxing or entertaining. A one-car garage provides added convenience and storage. Enjoy an unmatched lifestyle with access to exceptional community amenities including a 14-acre crystal lagoon, swim up bar, cafe, fitness center, tennis and pickleball courts, waterslide, dog splash park, paddleboard and kayaking and miles of golf cart paths and sidewalks throughout the neighborhood.
List Price/SqFt: 176.85

Property Features

Levels: Two Property Condition: Updated/Remodeled Rental Restrictions: 6 Months Appliances: Dishwasher; Gas Range; Microwave; Refrigerator; Tankless Water Heater Interior Features: Ceiling Fan(s); Entrance Foyer; Kitchen Island; Pantry; Primary Bathroom - Shower No Tub; Split Bedrooms; Walk-In Closet(s) Flooring: Tile; Vinyl Laundry Features: In Unit; Upper Level Utilities: Cable Connected; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Fiber Cement Patio And Porch Features: Porch; Rear Porch; Screened Roof: Shingle Parking Features: Attached; Garage Door Opener; Guest View: Trees/Woods Current Use: Residential; Single Family Association Amenities: Clubhouse; Dog Park; Fitness Center; Jogging Path; Park; Pickleball; Playground; Tennis Court(s); Water Community Features: Curbs; Restaurant; Sidewalks Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan