Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

237 BORACAY Circle, St. Johns, FL 32259 (MLS# 2119995)

237 BORACAY Circle, St. Johns, FL 32259

$2,099

Property Type: Residential Lease Bedrooms: 2 Baths: 3 Square Footage: 1,631 Lot Size (sq. ft.): 2,614 Status: Closed

Current Price: $2,099 List Date: 12/02/2025 Last Modified: 4/28/2026

Overview

Description

AVAILABLE: NOW!! Step into this sun-drenched 2 bedroom, 2.5 bath townhome and feel like you're on vacation every day! With an open floor plan and a spacious, light-filled kitchen, this home is perfect for relaxing, entertaining, and everything in between. Outside your door, the Beachwalk lifestyle shines: lounge by the lagoon, hit the tennis courts, or get your workout on in the gym. Additional perks include a one-car garage, in-home washer and dryer, A-rated schools just minutes away, and quick access to shopping and dining. This is more than a home, it's your daily getaway. Don't wait, properties like this move fast! Pets welcome with owner approval. At a minimum, credit score(s) must be a combined 500. Gross Income must be 3 x the monthly rent.

Supplements: We provide a Resident Benefits Package (RBP) to elevate your rental experience for our residents. Our program handles renters insurance, identity protection, utility set up, credit building, rent rewards (Pinata), and group rate internet at a rate of $47(RBP) plus $62 (Internet) for 1 Gig group rate internet/month with premium support and setup, a ... (Read more)

Listing Details MLS# 2119995

General Property Information

Bedrooms Total: 2
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1631
Living Area Source: Public Records
Year Built: 2022
Lot Size Acres: 0.06
Association YN: Yes
Accessibility Features YN: No
Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Waterfront YN: Yes
Stories Total: 2
Senior Community YN: No
Directions: I-95 S toward Daytona Bch. Use the right 2 lanes to take exit 329 for Cnty Rd 210 toward Ponte Vedra Bch/Green Cove Spgs. Continue on County Rd 210 E. Drive to Boracay Cir
Public Remarks: AVAILABLE: NOW!! Step into this sun-drenched 2 bedroom, 2.5 bath townhome and feel like you're on vacation every day! With an open floor plan and a spacious, light-filled kitchen, this home is perfect for relaxing, entertaining, and everything in between. Outside your door, the Beachwalk lifestyle shines: lounge by the lagoon, hit the tennis courts, or get your workout on in the gym. Additional perks include a one-car garage, in-home washer and dryer, A-rated schools just minutes away, and quick access to shopping and dining. This is more than a home, it's your daily getaway. Don't wait, properties like this move fast! Pets welcome with owner approval. At a minimum, credit score(s) must be a combined 500. Gross Income must be 3 x the monthly rent.
List Price/SqFt: 1.29
Sold Price/SqFt: 1.29

Property Features

Additional Lease Terms: 12 Months Levels: Two Appliances: Dishwasher; Dryer; Electric Cooktop; Microwave; Refrigerator; Washer Interior Features: Breakfast Bar; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Walk-In Closet(s) Patio And Porch Features: Porch; Screened Association Amenities: Clubhouse; Community Pool; Fitness Center; Tennis Court(s) Water Source: Public Parking Features: Garage Sewer: Public Sewer Security Features: Smoke Detector(s) View: Pond Utilities: Electricity Available; Sewer Available; Water Available Cooling: Central Air; Electric Heating: Central; Electric Rent Includes: None Tenant Pays: All Utilities Pets Allowed: Yes; Call; Cats OK; Dogs OK

Contract Information

Property Sub Type: Townhouse
Listing Contract Date: 2025-12-02
Lease Term: 12 Months
Availability Date: 2026-02-20

Location Tax and Legal

Street Number: 237
Street Name: BORACAY
Street Suffix: Circle
State: FL
County: St. Johns
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Twin Creeks North

Status Change Information

Major Change Timestamp: 2026-04-28T18:52:54Z
Major Change Type: Status Change
Price Change Timestamp: 2026-03-12T12:22:32Z
Purchase Contract Date: 2026-03-31
Close Date: 2026-04-28
Close Price: 2099

Deposits and Fees

Additional Fee: 199
Application Fee: 75
Security Deposit: 2099

More Information

Listing Office: GREEN RIVER PROPERTY MANAGEMENT

Last Updated: April - 28 - 2026

Information deemed reliable but not guaranteed.

Search powered by FBS Products

Let’s Connect

Contact Detail

Newsletter

Subscribe to Zelda’s Market Updates & Newsletter

By submitting this form, you are consenting to receive marketing emails from: Go Zelda. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe® link, found at the bottom of every email. Emails are serviced by Constant Contact

Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

Compare listings

Compare