Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

235 WILLOW LAKE Drive, St. Johns, FL 32092 (MLS# 2160958)

235 WILLOW LAKE Drive, St. Johns, FL 32092

$440,000

Virtual Tour

https://www.zillow.com/view-imx/72f3910c-7731-4d6f-acfa-dd9432051c59?wl=true&setAttribution=mls&initialViewType=pano

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,909 Lot Size (sq. ft.): 6,534 Status: Active

Current Price: $440,000 List Date: 8/20/2026 Last Modified: 8/24/2026

Overview

Description

Experience comfort and style in this beautifully appointed Gran Lake home, where the breathtaking lake view takes center stage. From the spacious screened lanai, enjoy peaceful views of the 23-acre lake and gather around the fire pit overlooking the water. Inside, 9-ft ceilings and wood-look laminate flooring create a bright, inviting atmosphere. The spacious great room features a cozy fireplace and flows into the dining area and well-appointed kitchen, complete with a breakfast bar, stainless steel appliances, upgraded cabinetry, and stylish finishes. A flexible den/office provides a dedicated workspace or additional living space. A dedicated laundry room with washer/dryer hookups adds everyday convenience.

Supplements: The spacious primary bedroom offers a spa-like ensuite with dual vanities, a large walk-in shower, soaking tub, and generous closet. Two additional bedrooms and a full bath provide plenty of space for guests or hobbies. Custom remote blinds, upgraded hardware, diode-lit vanities, and plush carpeting add polished touches throughout. The painted gar ... (Read more)

Listing Details MLS# 2160958

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1909
Living Area Source: Public Records
Year Built: 2020
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.15
Association YN: Yes
Association Fee: 750
Association Fee Frequency: Semi-Annually
Association Name: Gran Lake
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Stories: Yes
Senior Community YN: No
Directions: Turn right onto 9 Mile Rd/International Golf Pkwy Continue onto Pacetti Rd Turn left onto Gran Lake Dr Turn right onto Log Spg Wy Turn right onto Willow Lake Dr
Public Remarks: Experience comfort and style in this beautifully appointed Gran Lake home, where the breathtaking lake view takes center stage. From the spacious screened lanai, enjoy peaceful views of the 23-acre lake and gather around the fire pit overlooking the water. Inside, 9-ft ceilings and wood-look laminate flooring create a bright, inviting atmosphere. The spacious great room features a cozy fireplace and flows into the dining area and well-appointed kitchen, complete with a breakfast bar, stainless steel appliances, upgraded cabinetry, and stylish finishes. A flexible den/office provides a dedicated workspace or additional living space. A dedicated laundry room with washer/dryer hookups adds everyday convenience.
List Price/SqFt: 230.49

Property Features

Architectural Style: Contemporary Levels: One Appliances: Dishwasher; Gas Cooktop; Gas Oven; Gas Water Heater; Microwave; Refrigerator; Tankless Water Heater; Water Softener Owned Interior Features: Breakfast Bar; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile; Vinyl Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Fiber Cement; Frame Patio And Porch Features: Front Porch; Patio; Porch; Screened Roof: Shingle Parking Features: Additional Parking; Attached; Garage; Garage Door Opener View: Lake; Pond; Water Waterfront Features: Lake Front; Pond Current Use: Residential; Single Family Association Amenities: Boat Dock; Clubhouse; Community Pool; Jogging Path; Playground Road Surface Type: Asphalt Possession: Close Of Escrow; Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan